Detailed Project Report
Bamboo Furniture and Chairs
—
Prepared on: 29 October 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹10.19 L
- Term loan from bank
- ₹6.62 L
- Promoter’s contribution
- ₹1.02 L
- Subsidy
- ₹2.55 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-4.75 L
- Average DSCR
- -2.38
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Make bamboo and cane chairs, tables and furniture sets as an eco-friendly substitute for wood.
| Main product or service | Bamboo Furniture and Chairs |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Households
- Hotels, resorts and recreation areas
- Offices
- Furniture shops
- Furniture dealers and showrooms
- Direct orders from hotels and offices
- Craft fairs and online
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Band saw (chair unit) | 1 | 2,85,500 | 2,85,500 |
| Drill machine (chair unit) | 1 | 44,000 | 44,000 |
| Carving hand tools: chip carving knives, carpenter chisels, U-, V- and spoon gouges, palm tools (10 each) (× 60) | 1 | 11,000 | 11,000 |
| Carpentry saw (chair unit) | 1 | 9,500 | 9,500 |
| Crosscut machine (furniture unit) | 1 | 26,000 | 26,000 |
| Band saw machine (furniture unit) | 1 | 1,95,000 | 1,95,000 |
| Wood seasoning plant (furniture unit) | 1 | 1,85,000 | 1,85,000 |
| Bamboo slicer machine (furniture unit) | 1 | 85,000 | 85,000 |
| Nail gun (furniture unit) | 1 | 12,000 | 12,000 |
| Glue spreading machine (furniture unit) | 1 | 85,000 | 85,000 |
| Other carpentry tools (furniture unit) (× lump sum) | 1 | 32,000 | 32,000 |
| Total | 9,70,000 |
Pre-filled from: PMEGP sample project report — Bamboo Chair DPR (prepared by Udyami/Samadhan); PMEGP sample project report — Bamboo Furniture (prepared by Udyami/Samadhan). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Bamboo — bought from local vendors
- Cane (chadi, mota cane, patri, gola) — for binding and weaving seats
- Adhesives, nails and oil — consumables
- Material cost per set of 4 chairs and 1 table — ₹3,000–3,800 a set
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 9.70 |
| Contingency | 0.49 |
| Total fixed capital | 10.19 |
| Working capital margin | 0.00 |
| Total project cost | 10.19 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.02 | 10.0 |
| Subsidy | 2.55 | 25.0 |
| Term loan from bank | 6.62 | 65.0 |
| Total | 10.19 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 | 0.20 |
| Insurance | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 | 0.05 |
| Total cost of operations | 3.13 | 3.13 | 3.13 | 3.13 | 3.13 | 3.13 | 3.13 |
| Operating profit (EBITDA) | -3.13 | -3.13 | -3.13 | -3.13 | -3.13 | -3.13 | -3.13 |
| Depreciation | 1.53 | 1.30 | 1.10 | 0.94 | 0.80 | 0.68 | 0.58 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.72 | 0.62 | 0.51 | 0.40 | 0.28 | 0.17 | 0.06 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -5.38 | -5.05 | -4.75 | -4.47 | -4.22 | -3.99 | -3.77 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -5.38 | -5.05 | -4.75 | -4.47 | -4.22 | -3.99 | -3.77 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -5.38 | -5.05 | -4.75 | -4.47 | -4.22 | -3.99 | -3.77 |
| Depreciation | 1.53 | 1.30 | 1.10 | 0.94 | 0.80 | 0.68 | 0.58 |
| Cash accruals (PAT + depreciation) | -3.85 | -3.76 | -3.64 | -3.53 | -3.42 | -3.31 | -3.20 |
| Term loan repaid | 0.51 | 1.02 | 1.02 | 1.02 | 1.02 | 1.02 | 1.02 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -4.36 | -4.77 | -4.66 | -4.55 | -4.44 | -4.33 | -4.21 |
| Cash and bank | -4.36 | -9.13 | -13.80 | -18.35 | -22.78 | -27.11 | -31.32 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 3.56 | 3.56 | 3.56 | 3.56 | 3.56 | 3.56 | 3.56 |
| Reserves and surplus | -5.38 | -10.43 | -15.18 | -19.65 | -23.87 | -27.85 | -31.62 |
| Term loan outstanding | 6.11 | 5.09 | 4.07 | 3.06 | 2.04 | 1.02 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 4.30 | -1.78 | -7.54 | -13.03 | -18.27 | -23.27 | -28.06 |
| Net fixed assets | 8.66 | 7.36 | 6.25 | 5.32 | 4.52 | 3.84 | 3.27 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -4.36 | -9.13 | -13.80 | -18.35 | -22.78 | -27.11 | -31.32 |
| Total assets | 4.30 | -1.78 | -7.54 | -13.03 | -18.27 | -23.27 | -28.06 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -2.56 | -1.91 | -2.05 | -2.21 | -2.41 | -2.63 | -2.90 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -2.38 |
|---|---|
| Lowest DSCR | -2.90 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 1.53 | 1.30 | 1.10 | 0.94 | 0.80 | 0.68 | 0.58 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 6.62 | 0.72 | 0.51 | 6.11 |
| 2 | 6.11 | 0.62 | 1.02 | 5.09 |
| 3 | 5.09 | 0.51 | 1.02 | 4.07 |
| 4 | 4.07 | 0.40 | 1.02 | 3.06 |
| 5 | 3.06 | 0.28 | 1.02 | 2.04 |
| 6 | 2.04 | 0.17 | 1.02 | 1.02 |
| 7 | 1.02 | 0.06 | 1.02 | 0.00 |
17 Licences and registrations
- GST registration (named in the furniture report)
- Udyam registration (the report names Udyog Aadhaar, now replaced by Udyam)
- Trademark (optional, named in the report)
- Forest transit permit for bamboo where the state still requires it
- Trade licence from the local body
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- PMEGP sample project report — Bamboo Chair DPR (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Bamboo_Chair_DPR_%28_Samadhan_Projects_%29.pdf
- PMEGP sample project report — Bamboo Furniture (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Bamboo_Furniture_%28_Samadhan_Projects_%29.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.