Detailed Project Report
E-Logistics and Last-Mile Delivery
—
Prepared on: 26 October 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹5.13 L
- Term loan from bank
- ₹3.34 L
- Promoter’s contribution
- ₹0.51 L
- Subsidy
- ₹1.28 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.82 L
- Average DSCR
- -4.54
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
A small delivery service with its own order portal, a godown and five bikes that delivers parcels for online sellers.
| Main product or service | E-Logistics and Last-Mile Delivery |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Online sellers and small e-commerce brands
- Local shops offering home delivery
- Distributors needing stock and dispatch support
- Direct contracts with sellers
- Tie-ups with marketplaces and courier aggregators
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Order and tracking portal | 1 | 1,50,000 | 1,50,000 |
| Computers with printers and barcode scanners (× 2) | 1 | 54,000 | 54,000 |
| Office and inventory set-up with networking | 1 | 45,000 | 45,000 |
| Motorcycles for delivery (× 5) | 1 | 2,40,000 | 2,40,000 |
| Total | 4,89,000 |
Pre-filled from: SIDBI Stand-Up Mitra project profile — E Logistics. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Fuel — ₹1,500 per bike a month (₹7,500 for 5)
- Internet, portal maintenance and app store fees — ₹2,200 a month together
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 4.89 |
| Contingency | 0.24 |
| Total fixed capital | 5.13 |
| Working capital margin | 0.00 |
| Total project cost | 5.13 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.51 | 10.0 |
| Subsidy | 1.28 | 25.0 |
| Term loan from bank | 3.34 | 65.0 |
| Total | 5.13 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Insurance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Total cost of operations | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 |
| Operating profit (EBITDA) | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 |
| Depreciation | 0.77 | 0.65 | 0.56 | 0.47 | 0.40 | 0.34 | 0.29 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.36 | 0.31 | 0.26 | 0.20 | 0.14 | 0.09 | 0.03 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.14 | -3.98 | -3.82 | -3.68 | -3.55 | -3.44 | -3.33 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.14 | -3.98 | -3.82 | -3.68 | -3.55 | -3.44 | -3.33 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.14 | -3.98 | -3.82 | -3.68 | -3.55 | -3.44 | -3.33 |
| Depreciation | 0.77 | 0.65 | 0.56 | 0.47 | 0.40 | 0.34 | 0.29 |
| Cash accruals (PAT + depreciation) | -3.37 | -3.32 | -3.26 | -3.21 | -3.15 | -3.10 | -3.04 |
| Term loan repaid | 0.26 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.63 | -3.83 | -3.78 | -3.72 | -3.67 | -3.61 | -3.55 |
| Cash and bank | -3.63 | -7.46 | -11.24 | -14.96 | -18.63 | -22.24 | -25.79 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 1.80 | 1.80 | 1.80 | 1.80 | 1.80 | 1.80 | 1.80 |
| Reserves and surplus | -4.14 | -8.12 | -11.94 | -15.62 | -19.17 | -22.61 | -25.94 |
| Term loan outstanding | 3.08 | 2.57 | 2.05 | 1.54 | 1.03 | 0.51 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 0.74 | -3.75 | -8.09 | -12.28 | -16.35 | -20.30 | -24.14 |
| Net fixed assets | 4.36 | 3.71 | 3.15 | 2.68 | 2.28 | 1.94 | 1.65 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.63 | -7.46 | -11.24 | -14.96 | -18.63 | -22.24 | -25.79 |
| Total assets | 0.74 | -3.75 | -8.09 | -12.28 | -16.35 | -20.30 | -24.14 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -4.87 | -3.64 | -3.91 | -4.22 | -4.58 | -5.01 | -5.53 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -4.54 |
|---|---|
| Lowest DSCR | -5.53 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.77 | 0.65 | 0.56 | 0.47 | 0.40 | 0.34 | 0.29 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 3.34 | 0.36 | 0.26 | 3.08 |
| 2 | 3.08 | 0.31 | 0.51 | 2.57 |
| 3 | 2.57 | 0.26 | 0.51 | 2.05 |
| 4 | 2.05 | 0.20 | 0.51 | 1.54 |
| 5 | 1.54 | 0.14 | 0.51 | 1.03 |
| 6 | 1.03 | 0.09 | 0.51 | 0.51 |
| 7 | 0.51 | 0.03 | 0.51 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST
- Shops and Establishments registration
- Commercial registration and insurance for delivery vehicles
- Multimodal transport operator registration only if you book goods across more than one transport mode
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- SIDBI Stand-Up Mitra project profile — E Logistics — https://www.standupmitra.in/Default/ViewFile/?id=1521220942231_E%20Logistics.docx&path=ProjectProfile
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.