Detailed Project Report
Eco-Friendly Disposable Tableware (Bagasse and Leaf)
—
Prepared on: 27 October 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹43.84 L
- Term loan from bank
- ₹39.45 L
- Promoter’s contribution
- ₹4.38 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-11.76 L
- Average DSCR
- -0.51
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Press sugarcane bagasse, areca palm leaf and corn-starch material into plates, bowls, food boxes, cups and cutlery for hotels and food outlets.
| Main product or service | Eco-Friendly Disposable Tableware (Bagasse and Leaf) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Hotels, restaurants and cafes
- Tourist facilities and event managers
- Food-delivery kitchens
- Hospitals and schools
- Direct B2B contracts
- Wholesale distributors and retailers
- E-commerce for small orders
- Agents in tourist towns
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Hydraulic press machine (× 2) | 1 | 12,00,000 | 12,00,000 |
| Thermoforming equipment (× 1 set) | 1 | 10,00,000 | 10,00,000 |
| Pulp moulding machines (× 1 set) | 1 | 8,00,000 | 8,00,000 |
| Cutting and trimming tools (× 1 set) | 1 | 3,00,000 | 3,00,000 |
| Packaging equipment (× 1 set) | 1 | 4,00,000 | 4,00,000 |
| Quality-testing instruments (× 1 set) | 1 | 2,00,000 | 2,00,000 |
| Material-handling equipment (× 1 set) | 1 | 1,50,000 | 1,50,000 |
| Air compressors and pneumatics (× 1 set) | 1 | 1,25,000 | 1,25,000 |
| Total | 41,75,000 |
Pre-filled from: Uttarakhand DUY project profile — Eco-friendly Disposable Product Manufacturing. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Sugarcane bagasse and areca palm leaf — ₹6 L a month (₹72 L a year, 36% of year-1 revenue)
- Corn-starch-based material, secondary materials and additives — ₹1 L a month (₹12 L a year)
- Packing material — ₹1.5 L a month (₹18 L a year)
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 41.75 |
| Contingency | 2.09 |
| Total fixed capital | 43.84 |
| Working capital margin | 0.00 |
| Total project cost | 43.84 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 4.38 | 10.0 |
| Term loan from bank | 39.45 | 90.0 |
| Total | 43.84 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 |
| Insurance | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 | 0.22 |
| Total cost of operations | 3.98 | 3.98 | 3.98 | 3.98 | 3.98 | 3.98 | 3.98 |
| Operating profit (EBITDA) | -3.98 | -3.98 | -3.98 | -3.98 | -3.98 | -3.98 | -3.98 |
| Depreciation | 6.58 | 5.59 | 4.75 | 4.04 | 3.43 | 2.92 | 2.48 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 4.27 | 3.70 | 3.03 | 2.36 | 1.70 | 1.03 | 0.36 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -14.82 | -13.27 | -11.76 | -10.38 | -9.11 | -7.92 | -6.82 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -14.82 | -13.27 | -11.76 | -10.38 | -9.11 | -7.92 | -6.82 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -14.82 | -13.27 | -11.76 | -10.38 | -9.11 | -7.92 | -6.82 |
| Depreciation | 6.58 | 5.59 | 4.75 | 4.04 | 3.43 | 2.92 | 2.48 |
| Cash accruals (PAT + depreciation) | -8.25 | -7.68 | -7.01 | -6.34 | -5.67 | -5.01 | -4.34 |
| Term loan repaid | 3.03 | 6.07 | 6.07 | 6.07 | 6.07 | 6.07 | 6.07 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -11.28 | -13.75 | -13.08 | -12.41 | -11.74 | -11.08 | -10.41 |
| Cash and bank | -11.28 | -25.03 | -38.11 | -50.52 | -62.26 | -73.33 | -83.74 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 4.38 | 4.38 | 4.38 | 4.38 | 4.38 | 4.38 | 4.38 |
| Reserves and surplus | -14.82 | -28.09 | -39.85 | -50.23 | -59.33 | -67.25 | -74.07 |
| Term loan outstanding | 36.42 | 30.35 | 24.28 | 18.21 | 12.14 | 6.07 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 25.98 | 6.65 | -11.18 | -27.63 | -42.81 | -56.80 | -69.69 |
| Net fixed assets | 37.26 | 31.67 | 26.92 | 22.88 | 19.45 | 16.53 | 14.05 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -11.28 | -25.03 | -38.11 | -50.52 | -62.26 | -73.33 | -83.74 |
| Total assets | 25.98 | 6.65 | -11.18 | -27.63 | -42.81 | -56.80 | -69.69 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.54 | -0.41 | -0.44 | -0.47 | -0.51 | -0.56 | -0.62 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.51 |
|---|---|
| Lowest DSCR | -0.62 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 6.58 | 5.59 | 4.75 | 4.04 | 3.43 | 2.92 | 2.48 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 39.45 | 4.27 | 3.03 | 36.42 |
| 2 | 36.42 | 3.70 | 6.07 | 30.35 |
| 3 | 30.35 | 3.03 | 6.07 | 24.28 |
| 4 | 24.28 | 2.36 | 6.07 | 18.21 |
| 5 | 18.21 | 1.70 | 6.07 | 12.14 |
| 6 | 12.14 | 1.03 | 6.07 | 6.07 |
| 7 | 6.07 | 0.36 | 6.07 | 0.00 |
17 Licences and registrations
- Udyam
- GST
- Factory licence
- Uttarakhand Pollution Control Board consent
- Food-contact safety testing (the report suggests ISO and BIS certifications)
- Fire NOC
- Industrial plot or lease approval (report suggests SIDCUL areas)
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- Uttarakhand DUY project profile — Eco-friendly Disposable Product Manufacturing — https://duy-heduk.org/downloads/project-profiles/eco_friendly_disposable_product.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.