Detailed Project Report
Enamelled and Ceramic-Coated Cookware
—
Prepared on: 27 October 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹67.88 L
- Term loan from bank
- ₹61.09 L
- Promoter’s contribution
- ₹6.79 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-16.63 L
- Average DSCR
- -0.38
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Press carbon-steel sheet into pans, casseroles and cookers and fire a ceramic enamel coat on them.
| Main product or service | Enamelled and Ceramic-Coated Cookware |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Utensil wholesalers and retailers
- Hotels, restaurants and canteens
- Households in low and middle-income groups
- Online kitchenware sellers
- Distributors to utensil markets
- Own brand in retail and online
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Hydraulic press | 1 | 5,00,000 | 5,00,000 |
| Hydraulic deep-drawing press | 1 | 9,00,000 | 9,00,000 |
| Power presses (× 2) | 1 | 1,20,000 | 1,20,000 |
| Profile cutting machine | 1 | 1,80,000 | 1,80,000 |
| Edge trim / beading / curling machine | 1 | 1,80,000 | 1,80,000 |
| Spot welding machine | 1 | 40,000 | 40,000 |
| Shot blasting lines (× 2) | 1 | 7,00,000 | 7,00,000 |
| Pickling and surface treatment (× 2) | 1 | 7,00,000 | 7,00,000 |
| Enamel / powder coating lines (× 2) | 1 | 16,00,000 | 16,00,000 |
| Enamel baking ovens (× 2) | 1 | 14,00,000 | 14,00,000 |
| Decal design curing oven | 1 | 1,00,000 | 1,00,000 |
| Inspection and assembly lines (× 3) | 1 | 45,000 | 45,000 |
| Total | 64,65,000 |
Pre-filled from: SIDBI Stand-Up Mitra project profile — Utensils other than Aluminium and Stainless Steel. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Carbon steel sheets of various grades and gauges — or cast-iron ware bought from foundries
- Ceramic enamel frits and decals — for coating and decoration
- Hard enamel and powder-coating paints — from reputed suppliers
- Bakelite handles — for assembly
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 64.65 |
| Contingency | 3.23 |
| Total fixed capital | 67.88 |
| Working capital margin | 0.00 |
| Total project cost | 67.88 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 6.79 | 10.0 |
| Term loan from bank | 61.09 | 90.0 |
| Total | 67.88 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 1.36 | 1.36 | 1.36 | 1.36 | 1.36 | 1.36 | 1.36 |
| Insurance | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 | 0.34 |
| Total cost of operations | 4.58 | 4.58 | 4.58 | 4.58 | 4.58 | 4.58 | 4.58 |
| Operating profit (EBITDA) | -4.58 | -4.58 | -4.58 | -4.58 | -4.58 | -4.58 | -4.58 |
| Depreciation | 10.18 | 8.66 | 7.36 | 6.25 | 5.32 | 4.52 | 3.84 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 6.61 | 5.73 | 4.70 | 3.66 | 2.63 | 1.59 | 0.56 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -21.37 | -18.96 | -16.63 | -14.49 | -12.52 | -10.69 | -8.98 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -21.37 | -18.96 | -16.63 | -14.49 | -12.52 | -10.69 | -8.98 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -21.37 | -18.96 | -16.63 | -14.49 | -12.52 | -10.69 | -8.98 |
| Depreciation | 10.18 | 8.66 | 7.36 | 6.25 | 5.32 | 4.52 | 3.84 |
| Cash accruals (PAT + depreciation) | -11.19 | -10.31 | -9.27 | -8.24 | -7.20 | -6.17 | -5.14 |
| Term loan repaid | 4.70 | 9.40 | 9.40 | 9.40 | 9.40 | 9.40 | 9.40 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -15.89 | -19.71 | -18.67 | -17.64 | -16.60 | -15.57 | -14.54 |
| Cash and bank | -15.89 | -35.60 | -54.27 | -71.90 | -88.51 | -104.08 | -118.62 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 6.79 | 6.79 | 6.79 | 6.79 | 6.79 | 6.79 | 6.79 |
| Reserves and surplus | -21.37 | -40.33 | -56.96 | -71.46 | -83.98 | -94.66 | -103.64 |
| Term loan outstanding | 56.39 | 47.00 | 37.60 | 28.20 | 18.80 | 9.40 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 41.81 | 13.45 | -12.58 | -36.47 | -58.39 | -78.48 | -96.85 |
| Net fixed assets | 57.70 | 49.05 | 41.69 | 35.44 | 30.12 | 25.60 | 21.76 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -15.89 | -35.60 | -54.27 | -71.90 | -88.51 | -104.08 | -118.62 |
| Total assets | 41.81 | 13.45 | -12.58 | -36.47 | -58.39 | -78.48 | -96.85 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.40 | -0.30 | -0.32 | -0.35 | -0.38 | -0.42 | -0.46 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.38 |
|---|---|
| Lowest DSCR | -0.46 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 10.18 | 8.66 | 7.36 | 6.25 | 5.32 | 4.52 | 3.84 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 61.09 | 6.61 | 4.70 | 56.39 |
| 2 | 56.39 | 5.73 | 9.40 | 47.00 |
| 3 | 47.00 | 4.70 | 9.40 | 37.60 |
| 4 | 37.60 | 3.66 | 9.40 | 28.20 |
| 5 | 28.20 | 2.63 | 9.40 | 18.80 |
| 6 | 18.80 | 1.59 | 9.40 | 9.40 |
| 7 | 9.40 | 0.56 | 9.40 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST
- State industrial registration
- State Pollution Control Board consent (pickling, phosphating, furnaces)
- Factory licence and fire NOC
- Food-contact safety of coatings (check with buyers and FSSAI rules)
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- SIDBI Stand-Up Mitra project profile — Utensils other than Aluminium and Stainless Steel — https://www.standupmitra.in/Default/ViewFile/?id=1517575505929_Utensils%20Other%20Then%20AL-SS.docx&path=ProjectProfile
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.