§1What this business is
Cotton fabric in rolls is spread in layers, cut with a motorised blade to patterns and stitched on an assembly line of single-needle, double-needle, overlock and piping machines; some pieces get embroidery or patchwork. Products go to homes, hotels, restaurants, parlours and offices through retailers, wholesalers and home-furnishing stores. Bed linen is not covered in this report.
Capacity: 1,000 pieces a day, 3,00,000 a year; year 1 at 60%.
§2Is it right for you?
Who it is for
A tailoring unit owner or home-furnishing trader with buyers in hotels, retail or export houses.
Who it is not for
Someone without design sense or bulk buyers.
Advantages
- Everyday household and hotel demand
- Easy-to-learn stitching work, good for women's employment
- Wide product range from the same machines
- Strong DSCR in the report
Drawbacks
- Many small competitors and cheap imports
- Margins depend on fabric buying
- Designs and colours must keep changing
- Large team to manage
Skills you need
- Pattern cutting with low wastage
- Assembly-line stitching management
- Design and colour trends
- Selling to retailers and hotels
Why difficulty 2/5: Simple production; needs steady orders and good design.
§3Market
Who buys
- Households
- Hotels and restaurants
- Beauty and massage parlours
- Offices
- Home-furnishing retailers
How it sells
- Wholesalers and retailers
- Direct supply to hotels
- Export houses (job work)
- Online marketplaces
Good to know
- The report links demand to hygiene awareness (napkins, aprons) and decorative use (wall hangings, mats).
§4Raw material & machinery
| Item | Qty | Cost |
|---|---|---|
| Single-needle machine | 10 | ₹6,00,000 (₹60,000 each) |
| Double-needle machine | 5 | ₹3,75,000 (₹75,000 each) |
| Border/piping machine | 2 | ₹1,00,000 (₹50,000 each) |
| Overlock machine | 4 | ₹1,60,000 (₹40,000 each) |
| Cutting table and machine | 1 | ₹1,00,000 |
| Embroidery machine | 1 | ₹75,000 |
| Inspection tables | 2 | ₹70,000 (₹35,000 each) |
From: PMEGP sample project report — Made Ups (prepared by Udyami/Samadhan)
- Cotton fabric (grey, dyed or printed), low and medium count₹45–55 a metre in the report
- Accessories and packagingplastic bags as per customer needs
From: PMEGP sample project report — Made Ups (prepared by Udyami/Samadhan)
§5Licences & registration
- Udyam registration
- GST
- Trade licence from the local body
- Trademark for your brand (optional)
§6Schemes & subsidies
- PMEGPCentralActive15–35% subsidy
- CGTMSECentralActiveNo collateral, up to ₹10 crore
- Stand-Up IndiaCentralClosed₹10 lakh – ₹1 crore loan
PMEGP fits (beneficiary margin 10% general, 5% special as printed); CGTMSE; Stand-Up India for SC/ST or women founders.
§7Money
How the investment is worked out: Samadhan report: building and civil work (2,000 sq ft) ₹2.50 L, plant and machinery ₹14.80 L, furniture ₹0.50 L, pre-operative expenses ₹0.43 L, working capital ₹6.77 L = ₹25.00 L.
Working capital: Fabric costs ₹45–55 a metre; raw material ₹90.00 L in year 1; working capital ₹6.77 L (bank ₹6.07 L).
Year not printed on the report — check current machinery prices.
§8Export potential
Confirm the HS code in the DGFT ITC(HS) lookup before you export
Export council / board: Cotton Textiles Export Promotion Council (TEXPROCIL)
- Confirm the 8-digit ITC(HS) line with DGFT or your customs broker.
- You need an Import Export Code (IEC) from DGFT before the first shipment.
§9Risks — where people fail
- Fabric price rise
- Unsold designs
- Price pressure from bulk buyers
- Labour turnover
§1030 / 60 / 90-day plan
A general plan that applies to any business. A plan for this business will be added after research.
- Days 1–30: Visit a working textile made-ups (napkins, mats, aprons) unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
- Days 31–60: Udyam and the licences you need (Udyam registration, GST), a project report (DPR), and the scheme or loan file.
- Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.
§11Who to connect with
Associations, clusters and training institutes — the directory is being built. Connect
§12Watch
There is no episode on this business yet. Shows are coming soon on the Podcast page.
Want to start Textile Made-Ups (Napkins, Mats, Aprons)?
DPR, loan file or registration — ask us on WhatsApp.
¶Sources
Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.
