Section 42
SC and ST entrepreneurs
SC and ST founders have their own hub at NSIC, a reserved share of government buying, capital subsidies and venture funds. Stand-Up India has ended, so plan around the schemes that are still running.
- Beneficiaries assisted by the National SC-ST Hub since 2016 (to 31 Jul 2026) · 2026
- 1,90,414
- Government procurement from SC/ST-owned MSEs (12,524 units) · 2025-26
- ₹4,013.42 crore
- Stand-Up India loan accounts: SC 46,248 and ST 15,228 (Nov 2024) · 2024
- 61,476
Schemes and loans for you
- National SC-ST Hub (NSSH)ActiveNSIC-run hub that trains SC/ST founders, helps them register as government suppliers and repays part of loan and bank-guarantee costs.Loan processing fee and bank-guarantee charges: 80% reimbursed, max ₹1 lakh eachOfficial page ↗
- Special Credit Linked Capital Subsidy Scheme (SCLCSS)ActivePart of NSSH: a subsidy on bank-financed plant and machinery for SC/ST-owned micro and small units, in any sector.25% capital subsidy, max ₹25 lakhDetails →Official page ↗
- Public Procurement Policy — 4% for SC/ST-owned MSEsActiveCentral ministries and public-sector companies must buy 4% of their yearly purchases from SC/ST-owned micro and small enterprises.Details →Official page ↗
- Tamil Nadu Annal Ambedkar Business Champions Scheme (AABCS)ActiveCapital subsidy and interest subvention for SC/ST entrepreneurs in Tamil Nadu.35% capital subsidy up to ₹1.5 crore + 6% interest subventionDetails →Official page ↗
- Telangana MSME Policy 2024 — SC/ST/PwD packageActiveA higher investment subsidy, land and power support for SC, ST and divyang founders in Telangana.Manufacturing: 50% of fixed capital investment, max ₹1 croreDetails →Official page ↗
- New term-loan scheme for first-time women, SC and ST entrepreneurs (Budget 2025-26)UnclearAnnounced in the Union Budget 2025-26 to give term loans to 5 lakh first-time women, SC and ST entrepreneurs. No launch notice found as of Oct 2026.Term loans up to ₹2 crore (as announced)Details →Official page ↗
- Venture Capital Fund for Scheduled Castes (VCF-SC)UnclearConcessional finance for companies promoted by SC entrepreneurs, run by IFCI Venture.₹10 lakh to ₹15 croreDetails →Official page ↗
- Ambedkar Social Innovation and Incubation Mission (ASIIM)UnclearEquity support for innovative ideas from SC students in technology business incubators.Up to ₹30 lakh over 3 yearsDetails →Official page ↗
- Credit Enhancement Guarantee Scheme for SCs (CEGSSC)UnclearA guarantee to banks on loans to SC entrepreneurs, run by IFCI.Loans of ₹15 lakh to ₹1 croreDetails →Official page ↗
- NSFDC Term Loan for SCsUnclearLow-interest term loans for income-generating projects by SC persons, through state channelising agencies.Up to 95% of project cost; projects up to ₹50 lakhDetails →Official page ↗
- Stand-Up IndiaClosedBank loans for a first (greenfield) business by SC, ST or women entrepreneurs. The scheme period ended on 31 Mar 2025; a successor has been announced but not launched.₹10 lakh to ₹1 crore composite loan (when it ran)Details →Official page ↗
Business ideas that suit you
- Footwear & Leather Goods Unitfrom ₹17.8 lakh
- MS Fabrication / Steel Furniture Unitfrom ₹4.6 lakh
- Flex / Digital Printing Shopfrom ₹8.3 lakh
- Stationery and Photocopy Centrefrom ₹10.5 lakh
- Broiler Poultry Farmfrom ₹5.9 lakh
- Bamboo Articles and Handicraftsfrom ₹1.9 lakh
- Dry Cleaning & Laundryfrom ₹10 lakh
- Provision Store (Grocery / Kirana)from ₹47.2 lakh
- Wooden Furniture Makingfrom ₹13.7 lakh
Sources (10)
- Factsheet: National SC-ST Hub — Powering Inclusive Entrepreneurship (8 Oct 2026) · 2026
- 9 Years of Stand-Up India (backgrounder, 5 Apr 2025) · 2025
- Stand-Up India Scheme (SUPI) — scheme period up to 31.03.2025 · 2026
- Budget 2025-26: new term-loan scheme for 5 lakh first-time women, SC and ST entrepreneurs · 2025
- myScheme — Venture Capital Fund for Scheduled Castes · 2026
- myScheme — Ambedkar Social Innovation and Incubation Mission · 2026
- myScheme — Credit Enhancement Guarantee Scheme For The Scheduled Castes · 2026
- myScheme — Credit Based Schemes For SC - Term Loan · 2026
- AABCS — scheme page · 2026
- Telangana Operational Guidelines for Implementation of MSME Policy 2024 · 2024