§1Who it is for

  • Direct and indirect exporters, MSME and non-MSME

Useful if

Exporters hit by tariff headwinds needing extra working capital (check if extended)

Do not spend time on it if

Non-exporters

§2Eligibility

  1. Direct and indirect exporters, including MSME and non-MSME units (DFS Year Ender).

§3Benefits

  • Up to Rs 20,000 crore of additional collateral-free working capital to eligible exporters, with 100% NCGTC guarantee to lenders and nil guarantee fee.

§4Norms — pattern of assistance

  1. Guarantee fee: nil.
  2. Progress as on 2.01.2026: Rs 8,764.81 crore (1,840 applications) received; Rs 3,361.83 crore (774 applications) sanctioned.

§5Documents

Not published

The guideline does not list the documents. Ask the portal or bank before you apply — we do not make up lists.

§6How to apply

  1. 1

    Through your bank (Member Lending Institution).

§7Pros and cons

Merits

  • 100% cover with nil fee, which is the most generous guarantee terms in this file.

Demerits

  • Time-bound. Validity printed was till 31 Mar 2026.

→Related schemes

Need help with CGSE?

Eligibility check, DPR and application file — ask us on WhatsApp.

WhatsApp usServices

Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. PIB, 10 Jan 2026: Ministry of Finance Year Ender 2025 - Department of Financial Services

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.