§1Who it is for

  • Unemployed youth, artisans, trade professionals and technical pass-outs starting or expanding small units in Delhi

Useful if

Delhi residents needing a small starter loan

Do not spend time on it if

Projects above Rs 3 lakh

§2Eligibility

  1. School/college dropouts, individual entrepreneurs, trade professionals, artisans, technical/professional institute pass-outs
  2. Small-scale units within ceiling located in NCT of Delhi
  3. Age 18–50
  4. Activity must be permissible under Delhi Master Plan for the area; non-conforming areas need HPC NOC
  5. Not holding an unpaid loan from a similar government scheme (compendium)

§3Benefits

  • Loan up to Rs 3,00,000
  • Subsidy 15% of project cost, max Rs 7,500 per entrepreneur (per partner in partnerships)
  • 5-year repayment with 1-year moratorium (compendium)

§4Norms — pattern of assistance

  1. Own contribution 10% of loan amount; 5% for SC/ST/OBC/PwD/women/ex-servicemen
  2. Subsidy adjusted in loan account after 2 years from disbursement
  3. First-come-first-served

§5Documents

Tick each one as you get it ready.

Education proof

Residence electricity bill

§6How to apply

  1. 1

    Download form from DKVIB site or apply via e-District portal

  2. 2

    Submit at DKVIB office or online

§7Pros and cons

Merits

  • Low own contribution (5–10%)

Demerits

  • Very small subsidy (max Rs 7,500) and loan (Rs 3 lakh)
  • Subsidy credited only after 2 years

→Related schemes

Need help with RGSRY?

Eligibility check, DPR and application file — ask us on WhatsApp.

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Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. Compendium of Schemes for MSMEs & Startups 2026 — Dept of Industries, GNCTD (dated 28-09-2026)
  2. myScheme (Govt of India portal) — Rajiv Gandhi Swavlamban Rojgar Yojna

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.