§1Who it is for
- MSME exporters seeking collateral-free export credit
Useful if
Micro/small exporters lacking collateral.
Do not spend time on it if
Firms with ample collateral.
§2Eligibility
- MSME exporters seeking collateral-free export credit
§3Benefits
- Credit guarantee to lenders: 85% cover for micro and small, 65% for medium
§4Norms — pattern of assistance
- Maximum eligible credit limit ₹10 crore per exporter
§5Documents
Tick each one as you get it ready.
§6How to apply
- 1
File IC on dgft.gov.in
- 2
Bank sanctions with guarantee cover
§7Pros and cons
Merits
- Lets micro exporters borrow without property collateral
Demerits
- Only ~60 exporters registered by Feb 2026 — banks may be slow to use it
→Related schemes
Need help with EPM collateral guarantee?
Eligibility check, DPR and application file — ask us on WhatsApp.
Our interestHelp is our paid service. You can also apply for the scheme yourself.
¶Sources
Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.
