§1Who it is for

  • MSME e-commerce exporters with valid IEC and Udyam

Useful if

D2C sellers going global.

Do not spend time on it if

B2B container exporters.

§2Eligibility

  1. MSME e-commerce exporters with valid IEC and Udyam
  2. New MSME exporters with at least one year of domestic e-commerce turnover
  3. Implemented through EXIM Bank

§3Benefits

  • Direct E-Commerce Credit Facility: up to 90% guarantee cover, cap ₹50 lakh
  • Overseas Inventory E-Commerce Credit Facility: up to 75% guarantee, cap ₹5 crore
  • Interest subvention 2.75%

§4Norms — pattern of assistance

  1. Annual interest subvention ceiling ₹15 lakh per applicant

§5Documents

Tick each one as you get it ready.

§6How to apply

  1. 1

    Apply via EXIM Bank after IC on dgft.gov.in

§7Pros and cons

Merits

  • Covers postal, courier and overseas-inventory models

Demerits

  • Implemented only via EXIM Bank channel

→Related schemes

Need help with EPM e-commerce credit?

Eligibility check, DPR and application file — ask us on WhatsApp.

WhatsApp usServices

Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. PIB backgrounder: Export Promotion Mission — Integrated Pathway for MSMEs (24 Feb 2026)
  2. Foreign Trade Policy 2023, Chapter 9: E-commerce exports (DGFT, current version)

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.