§1Who it is for

  • Units making the ODOP product notified for their own district - manufacturing, service or business linked to that product

Useful if

Artisans and small makers of their district's ODOP product (see odopOrClusters).

Do not spend time on it if

Any product not on your district's ODOP list.

§2Eligibility

  1. Applicant at least 18 years old
  2. Only units producing the ODOP-identified product of their district

No educational qualification needed

  1. Must not be a defaulter of any government institution / nationalised bank / financial institution

§3Benefits

  • Margin money (subsidy) on a bank loan, by project-cost slab

§4Norms — pattern of assistance

  1. Project cost up to ₹25 lakh: 25% of project cost, max ₹6.25 lakh (whichever is less)
  2. Above ₹25 lakh up to ₹50 lakh: ₹6.25 lakh or 20% of project cost, whichever is higher
  3. Above ₹50 lakh up to ₹150 lakh: ₹10 lakh or 10% of project cost, whichever is higher
  4. Above ₹150 lakh: 10% of project cost, max ₹20 lakh (whichever is less)
  5. Loan is sanctioned and disbursed by the bank after departmental selection

§5Documents

Tick each one as you get it ready.

Proof of age

§6How to apply

  1. 1

    Apply on the Directorate of Industries UPMSME portal (diupmsme.upsdc.gov.in)

  2. 2

    Department reviews and verifies

  3. 3

    Selected applications are sent to the bank for loan sanction and disbursal

§7Pros and cons

Merits

  • Slabs go up to ₹20 lakh margin money for large ODOP projects
  • No education bar

Demerits

  • Only for the ODOP product of your own district
  • Benefit depends on bank sanction - no loan, no margin money

→Related schemes

Need help with ODOP Margin Money?

Eligibility check, DPR and application file — ask us on WhatsApp.

WhatsApp usServices

Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. MSME 1-Connect UP - ODOP Margin Money Scheme page
  2. MSME 1-Connect UP - ODOP Financial Assistance (Margin Money) scheme sheet PDF
  3. ODOP UP - home page (ODOP schemes)

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.