Detailed Project Report
Bamboo Plantation (Tissue-Culture Bamboo with Drip, 1 hectare)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹1.10 L
- Term loan from bank
- ₹0.99 L
- Promoter’s contribution
- ₹0.11 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.10 L
- Average DSCR
- -14.74
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Planting tissue-culture bamboo on farm land with drip irrigation and selling poles (culms) every year from the fifth year.
| Main product or service | Bamboo Plantation (Tissue-Culture Bamboo with Drip, 1 hectare) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Bamboo traders and depots
- Construction and scaffolding contractors
- Furniture, mat-board, agarbatti stick and handicraft units
- Pulp and paper mills
- Farm-gate sale of poles, priced per culm
- Supply contracts with nearby bamboo processing units
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Drip irrigation system — Model A (4 m x 4 m) (× 1 ha) | 1 | 50,000 | 50,000 |
| Drip irrigation system — Model B (6 m x 4 m) (× 1 ha) | 1 | 40,000 | 40,000 |
| Fencing or live hedge | 1 | 15,000 | 15,000 |
| Total | 1,05,000 |
Pre-filled from: NABARD model bankable project — Bamboo based agroforestry. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Tissue-culture bamboo plants (Bambusa balcoa, Bambusa tulda, Bambusa hamiltonii) — 625 plants for Model A or 400 for Model B at ₹40 each, plus 10% for replacement
- Farm yard manure at 3 kg per pit — 2 trolleys, ₹4,000
- Fertilisers (SSP and MOP) at 100 g per plant
- Insecticides including application — ₹1,000
- Diesel or electricity for irrigation — ₹6,000 a year in Model A and ₹3,000 a year in Model B
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 1.05 |
| Contingency | 0.05 |
| Total fixed capital | 1.10 |
| Working capital margin | 0.00 |
| Total project cost | 1.10 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.11 | 10.0 |
| Term loan from bank | 0.99 | 90.0 |
| Total | 1.10 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 |
| Operating profit (EBITDA) | -2.91 | -2.91 | -2.91 | -2.91 | -2.91 | -2.91 | -2.91 |
| Depreciation | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 | 0.07 | 0.06 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.11 | 0.09 | 0.08 | 0.06 | 0.04 | 0.03 | 0.01 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.18 | -3.14 | -3.10 | -3.07 | -3.04 | -3.01 | -2.98 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.18 | -3.14 | -3.10 | -3.07 | -3.04 | -3.01 | -2.98 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.18 | -3.14 | -3.10 | -3.07 | -3.04 | -3.01 | -2.98 |
| Depreciation | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 | 0.07 | 0.06 |
| Cash accruals (PAT + depreciation) | -3.01 | -3.00 | -2.98 | -2.97 | -2.95 | -2.93 | -2.92 |
| Term loan repaid | 0.08 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.09 | -3.15 | -3.14 | -3.12 | -3.10 | -3.09 | -3.07 |
| Cash and bank | -3.09 | -6.24 | -9.38 | -12.50 | -15.60 | -18.69 | -21.76 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
| Reserves and surplus | -3.18 | -6.32 | -9.42 | -12.49 | -15.53 | -18.54 | -21.52 |
| Term loan outstanding | 0.92 | 0.76 | 0.61 | 0.46 | 0.31 | 0.15 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -2.15 | -5.45 | -8.70 | -11.93 | -15.11 | -18.27 | -21.41 |
| Net fixed assets | 0.94 | 0.80 | 0.68 | 0.58 | 0.49 | 0.42 | 0.35 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.09 | -6.24 | -9.38 | -12.50 | -15.60 | -18.69 | -21.76 |
| Total assets | -2.15 | -5.45 | -8.70 | -11.93 | -15.11 | -18.27 | -21.41 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -15.83 | -11.83 | -12.70 | -13.71 | -14.89 | -16.29 | -17.98 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -14.74 |
|---|---|
| Lowest DSCR | -17.98 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 | 0.07 | 0.06 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 0.99 | 0.11 | 0.08 | 0.92 |
| 2 | 0.92 | 0.09 | 0.15 | 0.76 |
| 3 | 0.76 | 0.08 | 0.15 | 0.61 |
| 4 | 0.61 | 0.06 | 0.15 | 0.46 |
| 5 | 0.46 | 0.04 | 0.15 | 0.31 |
| 6 | 0.31 | 0.03 | 0.15 | 0.15 |
| 7 | 0.15 | 0.01 | 0.15 | 0.00 |
17 Licences and registrations
- Land ownership or lease papers
- Check the state's felling and transit rules for bamboo grown on private land
- Electricity connection or diesel pump for the drip system
18 Sources
- NABARD model bankable project — Bamboo based agroforestry — https://www.nabard.org/auth/writereaddata/ModelBankProject/1110195929MBP_on_Bamboo_based_agroforestry_Final_E.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.