Section 46

Subsidy calculator

Put in your project cost, state and district. See the central PMEGP money, your state’s capital subsidy and interest help side by side, each from the published rules, with the source.

states with figures: 36
high-confidence states: 14

StateArea in the stateMany states pay more in backward districts or blocks.Total project costlakhMachines, building or shed, and working capital.Of which machines and buildinglakhState capital subsidy is worked out on this part only.

What kind of unit?

You are

For PMEGP, OBC, minority, ex-servicemen and Divyang founders are also special category; state schemes name their own groups.

Where is the unit?

What you could get

PMEGP margin money (central)25% of project cost, kept in your loan account for 3 years. Your own share: ₹1 lakh.₹2.5 lakh

State capital subsidy — Uttar Pradesh20% of machines and building · In 2 equal instalments: the first when the building is complete, the second when the unit reaches at least 50% of its production capacity.Subsidy is on plant, machinery, equipment and related building. Land cost is not eligible. The limit is ₹4 crore per unit. Micro and small units get different rates.₹1.2 lakh

State interest helpShown as the rule only: the amount depends on your bank’s interest rate.Only for micro units with a term loan. You get 50% of the interest (60% for SC/ST/women units), up to ₹25 lakh per unit over 5 years. It is paid each year after you have paid the interest. Small and medium units get no interest subsidy.—

Up to, if every scheme applies₹3.7 lakh

These are separate schemes with their own rules. Many states do not pay their capital subsidy on the same cost that PMEGP already covers, and every subsidy is paid only after approval. Confirm the combination at your District Industries Centre.

Also in this state

SGST refund: No SGST refund for MSMEs. Only large units (₹50 crore and above) can choose 100% net SGST reimbursement for 6 to 16 years under IIEPP 2022, instead of capital subsidy. Source ↗
Stamp duty: Stamp duty exemption: 100% in Bundelkhand and Purvanchal, 75% in Madhyanchal and Paschimanchal, 50% in Gautam Buddh Nagar and Ghaziabad. Women entrepreneurs get 100% anywhere. The exemption is given against a bank guarantee, which is released after production starts. Source ↗
EPF reimbursement: 100% of the employer's EPF share is paid back for 5 years from the start of production (new MSMEs). Source ↗
CGTMSE guarantee fee: The state pays the one-time CGTMSE guarantee fee on collateral-free loans up to ₹2 crore. Source ↗
ODOP Margin Money Scheme: For units making their district's ODOP product: 25% of project cost up to ₹6.25 lakh for projects up to ₹25 lakh, rising to a maximum of ₹20 lakh for projects above ₹1.5 crore. Linked to a bank loan. Source ↗
CM-YUVA: Youth aged 21 to 40: interest-free, collateral-free loan up to ₹5 lakh and 10% margin-money subsidy on project cost. Source ↗
Quality certification and testing lab: 75% (micro), 50% (small), 25% (medium) of the cost, up to ₹5 lakh each. Source ↗

How sure we are about this state: High · Policy: Uttar Pradesh MSME Promotion Policy 2022 ↗ · Source ↗

An estimate from published scheme rules, not an approval. Amounts are rounded.