Detailed Project Report
Carp Seed Hatchery (Eco-hatchery)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹3.20 L
- Term loan from bank
- ₹2.88 L
- Promoter’s contribution
- ₹0.32 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.53 L
- Average DSCR
- -5.17
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
A circular-pool hatchery that breeds catla, rohu, mrigal and exotic carps by hormone injection and sells spawn to fish farmers.
| Main product or service | Carp Seed Hatchery (Eco-hatchery) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Fish farmers and pond owners nearby
- Nursery pond operators who rear spawn to fry and fingerlings
- Fisheries departments and co-operatives
- Sale of spawn at the hatchery by the lakh
- Supply to areas where fish seed cannot be collected from nature
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Renovation of 2 ha tank, circular breeding pool (8 m diameter) and 3 hatching pools (3 m diameter) | 1 | 1,05,000 | 1,05,000 |
| Overhead tank, 5,000 gallons | 1 | 50,000 | 50,000 |
| Shallow tube well, pumpset, generator and guard shed | 1 | 1,20,000 | 1,20,000 |
| Nets, hapas and equipment | 1 | 30,000 | 30,000 |
| Total | 3,05,000 |
Pre-filled from: MANAGE Agri-Clinics & Agri-Business Centres model project — Eco-hatchery for Carp Seed Production and Extension Services. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Brood stock of the six carp species — 5 tonnes, ₹1,50,000
- Feed for brood fish — ₹40,500 for the 3 preparatory months and ₹33,750 for the 5 operating months
- Pituitary glands for hormone extract — collected from ripe fish and preserved in alcohol or acetone, or frozen
- Groundnut or mustard oil cake and rice bran — fed to spawn in equal proportion when seed is reared to fry
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 3.05 |
| Contingency | 0.15 |
| Total fixed capital | 3.20 |
| Working capital margin | 0.00 |
| Total project cost | 3.20 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.32 | 10.0 |
| Term loan from bank | 2.88 | 90.0 |
| Total | 3.20 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Insurance | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Total cost of operations | 2.96 | 2.96 | 2.96 | 2.96 | 2.96 | 2.96 | 2.96 |
| Operating profit (EBITDA) | -2.96 | -2.96 | -2.96 | -2.96 | -2.96 | -2.96 | -2.96 |
| Depreciation | 0.48 | 0.41 | 0.35 | 0.30 | 0.25 | 0.21 | 0.18 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.31 | 0.27 | 0.22 | 0.17 | 0.12 | 0.08 | 0.03 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.75 | -3.64 | -3.53 | -3.43 | -3.33 | -3.25 | -3.17 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.75 | -3.64 | -3.53 | -3.43 | -3.33 | -3.25 | -3.17 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.75 | -3.64 | -3.53 | -3.43 | -3.33 | -3.25 | -3.17 |
| Depreciation | 0.48 | 0.41 | 0.35 | 0.30 | 0.25 | 0.21 | 0.18 |
| Cash accruals (PAT + depreciation) | -3.27 | -3.23 | -3.18 | -3.13 | -3.08 | -3.04 | -2.99 |
| Term loan repaid | 0.22 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 | 0.44 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.49 | -3.67 | -3.63 | -3.58 | -3.53 | -3.48 | -3.43 |
| Cash and bank | -3.49 | -7.17 | -10.79 | -14.37 | -17.90 | -21.37 | -24.80 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 | 0.32 |
| Reserves and surplus | -3.75 | -7.39 | -10.92 | -14.35 | -17.68 | -20.93 | -24.10 |
| Term loan outstanding | 2.66 | 2.22 | 1.77 | 1.33 | 0.89 | 0.44 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -0.77 | -4.85 | -8.83 | -12.70 | -16.48 | -20.17 | -23.78 |
| Net fixed assets | 2.72 | 2.31 | 1.97 | 1.67 | 1.42 | 1.21 | 1.03 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.49 | -7.17 | -10.79 | -14.37 | -17.90 | -21.37 | -24.80 |
| Total assets | -0.77 | -4.85 | -8.83 | -12.70 | -16.48 | -20.17 | -23.78 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -5.55 | -4.15 | -4.45 | -4.80 | -5.22 | -5.71 | -6.30 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -5.17 |
|---|---|
| Lowest DSCR | -6.30 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.48 | 0.41 | 0.35 | 0.30 | 0.25 | 0.21 | 0.18 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 2.88 | 0.31 | 0.22 | 2.66 |
| 2 | 2.66 | 0.27 | 0.44 | 2.22 |
| 3 | 2.22 | 0.22 | 0.44 | 1.77 |
| 4 | 1.77 | 0.17 | 0.44 | 1.33 |
| 5 | 1.33 | 0.12 | 0.44 | 0.89 |
| 6 | 0.89 | 0.08 | 0.44 | 0.44 |
| 7 | 0.44 | 0.03 | 0.44 | 0.00 |
17 Licences and registrations
- Registration of the hatchery with the State Fisheries Department
- Seed certification or accreditation where the state requires it
- Lease or ownership papers for the tank
- Electricity connection and permission for the tube well where required
18 Government schemes that may apply
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
19 Sources
- MANAGE Agri-Clinics & Agri-Business Centres model project — Eco-hatchery for Carp Seed Production and Extension Services — https://www.agriclinics.net/eco-hatchery.htm
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.