Detailed Project Report
Chrome Plating Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹7.81 L
- Term loan from bank
- ₹5.08 L
- Promoter’s contribution
- ₹0.78 L
- Subsidy
- ₹1.95 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-4.31 L
- Average DSCR
- -3.05
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Electroplate nickel and chrome on metal items such as kitchen baskets for makers and traders.
| Main product or service | Chrome Plating Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Kitchen-fittings and basket makers
- Hardware and furniture makers
- Automotive parts units
- Job-work orders from local manufacturers
- Direct supply of plated products to dealers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Nickel tank, PP 10 mm, 10′ × 2.5′ × 2.5′ | 1 | 42,000 | 42,000 |
| Nickel filter | 1 | 28,000 | 28,000 |
| Air pump, 1 HP | 1 | 17,500 | 17,500 |
| Rectifier, 800 A, oil-cooled | 1 | 1,55,000 | 1,55,000 |
| Titanium baskets (× 20) | 1 | 30,000 | 30,000 |
| Nickel tank busbar set | 1 | 45,000 | 45,000 |
| Nickel heaters (₹3,500 each) (× 2) | 1 | 7,000 | 7,000 |
| Soaking tank, PP 10 mm, 3′ × 2.5′ × 2.5′ | 1 | 17,500 | 17,500 |
| Anodic cleaning tank, PP 10 mm, 3′ × 2.5′ × 2.5′ | 1 | 17,500 | 17,500 |
| Anodic busbar set | 1 | 25,000 | 25,000 |
| Rectifier, 300 A, 12 V, oil-cooled | 1 | 68,000 | 68,000 |
| Heater | 1 | 3,500 | 3,500 |
| Chrome tank, 3′ × 2.5′ × 2.5′ (MS 3 mm with PVC and FRP lining) | 1 | 32,500 | 32,500 |
| Rectifier, 600 A, 16 V, oil-cooled | 1 | 1,25,000 | 1,25,000 |
| Chrome busbar set | 1 | 25,000 | 25,000 |
| Chrome anodes (₹4,000 each) (× 8) | 1 | 32,000 | 32,000 |
| Heater | 1 | 4,500 | 4,500 |
| Hot dryer, 50 kg capacity | 1 | 69,000 | 69,000 |
| Total | 7,44,000 |
Pre-filled from: PMEGP sample project report — Chrome Plating (prepared by Udyami/Samadhan). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Metal cleaners and acids — cleaning and etching
- Chromium trioxide and nickel sulphate — plating baths; raw material ₹37.50 lakh in year 1
- Plating chemicals and catalysts — bath additives
- Lead anodes, busbars and demineralised water — process consumables
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 7.44 |
| Contingency | 0.37 |
| Total fixed capital | 7.81 |
| Working capital margin | 0.00 |
| Total project cost | 7.81 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.78 | 10.0 |
| Subsidy | 1.95 | 25.0 |
| Term loan from bank | 5.08 | 65.0 |
| Total | 7.81 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 | 0.16 |
| Insurance | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Total cost of operations | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 |
| Operating profit (EBITDA) | -3.08 | -3.08 | -3.08 | -3.08 | -3.08 | -3.08 | -3.08 |
| Depreciation | 1.17 | 1.00 | 0.85 | 0.72 | 0.61 | 0.52 | 0.44 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.55 | 0.48 | 0.39 | 0.30 | 0.22 | 0.13 | 0.05 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.80 | -4.55 | -4.31 | -4.10 | -3.91 | -3.73 | -3.56 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.80 | -4.55 | -4.31 | -4.10 | -3.91 | -3.73 | -3.56 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.80 | -4.55 | -4.31 | -4.10 | -3.91 | -3.73 | -3.56 |
| Depreciation | 1.17 | 1.00 | 0.85 | 0.72 | 0.61 | 0.52 | 0.44 |
| Cash accruals (PAT + depreciation) | -3.62 | -3.55 | -3.47 | -3.38 | -3.29 | -3.21 | -3.12 |
| Term loan repaid | 0.39 | 0.78 | 0.78 | 0.78 | 0.78 | 0.78 | 0.78 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -4.02 | -4.33 | -4.25 | -4.16 | -4.07 | -3.99 | -3.90 |
| Cash and bank | -4.02 | -8.35 | -12.59 | -16.76 | -20.83 | -24.82 | -28.72 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 2.73 | 2.73 | 2.73 | 2.73 | 2.73 | 2.73 | 2.73 |
| Reserves and surplus | -4.80 | -9.34 | -13.66 | -17.76 | -21.66 | -25.39 | -28.95 |
| Term loan outstanding | 4.69 | 3.91 | 3.12 | 2.34 | 1.56 | 0.78 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 2.62 | -2.70 | -7.80 | -12.68 | -17.36 | -21.87 | -26.22 |
| Net fixed assets | 6.64 | 5.64 | 4.80 | 4.08 | 3.47 | 2.95 | 2.50 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -4.02 | -8.35 | -12.59 | -16.76 | -20.83 | -24.82 | -28.72 |
| Total assets | 2.62 | -2.70 | -7.80 | -12.68 | -17.36 | -21.87 | -26.22 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -3.27 | -2.45 | -2.63 | -2.83 | -3.08 | -3.37 | -3.72 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -3.05 |
|---|---|
| Lowest DSCR | -3.72 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 1.17 | 1.00 | 0.85 | 0.72 | 0.61 | 0.52 | 0.44 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 5.08 | 0.55 | 0.39 | 4.69 |
| 2 | 4.69 | 0.48 | 0.78 | 3.91 |
| 3 | 3.91 | 0.39 | 0.78 | 3.12 |
| 4 | 3.12 | 0.30 | 0.78 | 2.34 |
| 5 | 2.34 | 0.22 | 0.78 | 1.56 |
| 6 | 1.56 | 0.13 | 0.78 | 0.78 |
| 7 | 0.78 | 0.05 | 0.78 | 0.00 |
17 Licences and registrations
- Pollution control board consent to establish and operate (electroplating)
- Hazardous waste authorisation
- Udyam
- GST
- Factory licence
- Fire NOC
- Trade licence
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- PMEGP sample project report — Chrome Plating (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Chrome_Plating_%28_Samadhan_Projects_%29.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.