Detailed Project Report
Chromium Plating on ABS Plastic (Job Work)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹7.64 L
- Term loan from bank
- ₹6.88 L
- Promoter’s contribution
- ₹0.76 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-4.43 L
- Average DSCR
- -2.25
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Plate moulded ABS plastic parts with copper, nickel and chrome for auto, appliance and hardware makers.
| Main product or service | Chromium Plating on ABS Plastic (Job Work) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Plastic moulders making knobs, buttons and trims
- Automobile component makers
- Makers of fans, coolers, radios, TVs and other appliances
- Hardware makers (door knobs, drawer pulls)
- Job-work orders charged per square metre plated
- Regular contracts as an ancillary unit to appliance and auto-parts makers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Oil-cooled silicon rectifier, 1,000 A, 12 V, with stepless control | 1 | 2,00,000 | 2,00,000 |
| Filtration unit for bright nickel, 2 HP, 16 plates | 1 | 32,000 | 32,000 |
| Filter unit for acid copper, 2 HP, 16 plates | 1 | 32,000 | 32,000 |
| Bright nickel tank, 1,500 litres | 1 | 65,000 | 65,000 |
| Chrome tank, 300 litres | 1 | 4,000 | 4,000 |
| Acid copper tank, 500 litres | 1 | 15,000 | 15,000 |
| Drag-out tanks (× 2) | 1 | 10,000 | 10,000 |
| Neutralisation tank, 300 litres | 1 | 5,000 | 5,000 |
| Sensitising tank | 1 | 5,000 | 5,000 |
| Etching tank, 2 ft × 2 ft × 2 ft, lead-lined mild steel | 1 | 40,000 | 40,000 |
| Motorised polishing machine, 2 HP | 1 | 13,000 | 13,000 |
| Immersion heaters, 3 kW (× 2) | 1 | 7,000 | 7,000 |
| Testing equipment (reagents, glassware, pH meter) | 1 | 1,00,000 | 1,00,000 |
| Pollution-control equipment | 1 | 2,00,000 | 2,00,000 |
| Total | 7,28,000 |
Pre-filled from: DC-MSME project profile — Chromium Plating on ABS Plastic. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Nickel anodes — 40 kg a month; ₹1,40,000 a month in the profile
- Bright nickel salt and brighteners — 80 kg of salt at ₹430 a kg, plus brightener at ₹400 a litre
- Sensitiser — 32 litres a month at ₹1,800 a litre
- Etchant, soak cleaner and neutraliser — etchant 77 litres a month at ₹185 a litre
- Electroless (immersion) nickel concentrates A and B — 42 litres each a month
- Decorative chrome salt — 32 kg a month at ₹400 a kg
- Copper anodes and acid-copper brightener — 17 kg of anodes at ₹480 a kg
- Other chemicals (caustic soda, sulphuric acid, hydrogen peroxide, activated carbon) — ₹20,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 7.28 |
| Contingency | 0.36 |
| Total fixed capital | 7.64 |
| Working capital margin | 0.00 |
| Total project cost | 7.64 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.76 | 10.0 |
| Term loan from bank | 6.88 | 90.0 |
| Total | 7.64 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Insurance | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Total cost of operations | 3.07 | 3.07 | 3.07 | 3.07 | 3.07 | 3.07 | 3.07 |
| Operating profit (EBITDA) | -3.07 | -3.07 | -3.07 | -3.07 | -3.07 | -3.07 | -3.07 |
| Depreciation | 1.15 | 0.97 | 0.83 | 0.70 | 0.60 | 0.51 | 0.43 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.74 | 0.65 | 0.53 | 0.41 | 0.30 | 0.18 | 0.06 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.96 | -4.69 | -4.43 | -4.19 | -3.97 | -3.76 | -3.57 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.96 | -4.69 | -4.43 | -4.19 | -3.97 | -3.76 | -3.57 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.96 | -4.69 | -4.43 | -4.19 | -3.97 | -3.76 | -3.57 |
| Depreciation | 1.15 | 0.97 | 0.83 | 0.70 | 0.60 | 0.51 | 0.43 |
| Cash accruals (PAT + depreciation) | -3.82 | -3.72 | -3.60 | -3.48 | -3.37 | -3.25 | -3.13 |
| Term loan repaid | 0.53 | 1.06 | 1.06 | 1.06 | 1.06 | 1.06 | 1.06 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -4.34 | -4.77 | -4.66 | -4.54 | -4.43 | -4.31 | -4.19 |
| Cash and bank | -4.34 | -9.12 | -13.78 | -18.32 | -22.75 | -27.05 | -31.25 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.76 | 0.76 | 0.76 | 0.76 | 0.76 | 0.76 | 0.76 |
| Reserves and surplus | -4.96 | -9.65 | -14.08 | -18.27 | -22.23 | -25.99 | -29.56 |
| Term loan outstanding | 6.35 | 5.29 | 4.23 | 3.18 | 2.12 | 1.06 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 2.15 | -3.60 | -9.08 | -14.33 | -19.35 | -24.17 | -28.80 |
| Net fixed assets | 6.50 | 5.52 | 4.69 | 3.99 | 3.39 | 2.88 | 2.45 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -4.34 | -9.12 | -13.78 | -18.32 | -22.75 | -27.05 | -31.25 |
| Total assets | 2.15 | -3.60 | -9.08 | -14.33 | -19.35 | -24.17 | -28.80 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -2.41 | -1.80 | -1.93 | -2.09 | -2.27 | -2.48 | -2.74 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -2.25 |
|---|---|
| Lowest DSCR | -2.74 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 1.15 | 0.97 | 0.83 | 0.70 | 0.60 | 0.51 | 0.43 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 6.88 | 0.74 | 0.53 | 6.35 |
| 2 | 6.35 | 0.65 | 1.06 | 5.29 |
| 3 | 5.29 | 0.53 | 1.06 | 4.23 |
| 4 | 4.23 | 0.41 | 1.06 | 3.18 |
| 5 | 3.18 | 0.30 | 1.06 | 2.12 |
| 6 | 2.12 | 0.18 | 1.06 | 1.06 |
| 7 | 1.06 | 0.06 | 1.06 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- State Pollution Control Board consent to establish and operate (electroplating)
- Hazardous-waste authorisation for plating sludge
- Factory licence where worker count and power use require it
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- DC-MSME project profile — Chromium Plating on ABS Plastic — https://www.dcmsme.gov.in/old/reports/CHROMIUMPLATINGONABSPLASTIC.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.