Detailed Project Report
Dupatta Colouring and Dyeing Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹11.97 L
- Term loan from bank
- ₹7.78 L
- Promoter’s contribution
- ₹1.20 L
- Subsidy
- ₹2.99 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-5.07 L
- Average DSCR
- -2.06
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Dye dupattas and other fabric on job work or for traders, using paddle, drum and jet dyeing machines.
| Main product or service | Dupatta Colouring and Dyeing Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Dupatta and garment makers
- Cloth traders
- Boutiques needing colour-matched fabric
- Job work for local makers and traders
- Repeat orders from wholesale markets
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Horizontal paddle machine | 1 | 1,65,000 | 1,65,000 |
| Drum machine | 1 | 2,70,000 | 2,70,000 |
| Washing centrifugal machine | 1 | 2,55,000 | 2,55,000 |
| Jet dyeing centrifugal machine | 1 | 4,50,000 | 4,50,000 |
| Total | 11,40,000 |
Pre-filled from: PMEGP sample project report — Colouring and Dyeing Unit (prepared by Udyami/Samadhan). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Dyes (reactive, direct, sulphur, vat, pigment, acid, disperse) — chosen by fibre type
- Salts and Brightol C paste — named as major raw materials in the report
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 11.40 |
| Contingency | 0.57 |
| Total fixed capital | 11.97 |
| Working capital margin | 0.00 |
| Total project cost | 11.97 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.20 | 10.0 |
| Subsidy | 2.99 | 25.0 |
| Term loan from bank | 7.78 | 65.0 |
| Total | 11.97 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 | 0.24 |
| Insurance | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Total cost of operations | 3.18 | 3.18 | 3.18 | 3.18 | 3.18 | 3.18 | 3.18 |
| Operating profit (EBITDA) | -3.18 | -3.18 | -3.18 | -3.18 | -3.18 | -3.18 | -3.18 |
| Depreciation | 1.80 | 1.53 | 1.30 | 1.10 | 0.94 | 0.80 | 0.68 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.84 | 0.73 | 0.60 | 0.47 | 0.33 | 0.20 | 0.07 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -5.82 | -5.44 | -5.07 | -4.75 | -4.45 | -4.18 | -3.93 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -5.82 | -5.44 | -5.07 | -4.75 | -4.45 | -4.18 | -3.93 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -5.82 | -5.44 | -5.07 | -4.75 | -4.45 | -4.18 | -3.93 |
| Depreciation | 1.80 | 1.53 | 1.30 | 1.10 | 0.94 | 0.80 | 0.68 |
| Cash accruals (PAT + depreciation) | -4.02 | -3.91 | -3.78 | -3.65 | -3.51 | -3.38 | -3.25 |
| Term loan repaid | 0.60 | 1.20 | 1.20 | 1.20 | 1.20 | 1.20 | 1.20 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -4.62 | -5.11 | -4.97 | -4.84 | -4.71 | -4.58 | -4.45 |
| Cash and bank | -4.62 | -9.73 | -14.70 | -19.54 | -24.25 | -28.83 | -33.28 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 4.19 | 4.19 | 4.19 | 4.19 | 4.19 | 4.19 | 4.19 |
| Reserves and surplus | -5.82 | -11.25 | -16.33 | -21.07 | -25.53 | -29.70 | -33.63 |
| Term loan outstanding | 7.18 | 5.99 | 4.79 | 3.59 | 2.39 | 1.20 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 5.55 | -1.08 | -7.35 | -13.29 | -18.94 | -24.32 | -29.44 |
| Net fixed assets | 10.17 | 8.65 | 7.35 | 6.25 | 5.31 | 4.51 | 3.84 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -4.62 | -9.73 | -14.70 | -19.54 | -24.25 | -28.83 | -33.28 |
| Total assets | 5.55 | -1.08 | -7.35 | -13.29 | -18.94 | -24.32 | -29.44 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -2.21 | -1.65 | -1.77 | -1.91 | -2.08 | -2.27 | -2.51 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -2.06 |
|---|---|
| Lowest DSCR | -2.51 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 1.80 | 1.53 | 1.30 | 1.10 | 0.94 | 0.80 | 0.68 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 7.78 | 0.84 | 0.60 | 7.18 |
| 2 | 7.18 | 0.73 | 1.20 | 5.99 |
| 3 | 5.99 | 0.60 | 1.20 | 4.79 |
| 4 | 4.79 | 0.47 | 1.20 | 3.59 |
| 5 | 3.59 | 0.33 | 1.20 | 2.39 |
| 6 | 2.39 | 0.20 | 1.20 | 1.20 |
| 7 | 1.20 | 0.07 | 1.20 | 0.00 |
17 Licences and registrations
- Udyam
- GST
- Consent from the state pollution board with effluent treatment
- Trade licence
- Labour registrations
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- PMEGP sample project report — Colouring and Dyeing Unit (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Coloring_and_Dyeing_DPR_%28_Samadhan_Projects_%29.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.