Detailed Project Report
Copper Strips (Bare and Paper or Cotton Covered)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹5.09 L
- Term loan from bank
- ₹4.58 L
- Promoter’s contribution
- ₹0.51 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.91 L
- Average DSCR
- -3.30
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Drawing and cold rolling copper wire rod into flat strips, sold bare or covered with insulating paper or cotton for motors and transformers.
| Main product or service | Copper Strips (Bare and Paper or Cotton Covered) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Transformer makers and repairers
- Motor and generator makers and rewinders
- Electroplating plants
- Switchgear, panel and appliance makers
- Direct supply against orders to electrical equipment makers
- Non-ferrous metal dealers
- Job work: converting the customer's copper for a charge
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Four block vertical wire drawing machine with 24 HP motor | 1 | 60,000 | 60,000 |
| Horizontal wire drawing machine, 24 inch, with 20 HP motor | 1 | 60,000 | 60,000 |
| Cold rolling machine with 15 HP motor | 1 | 80,000 | 80,000 |
| Cold rolling machine with 7.5 HP motor | 1 | 25,000 | 25,000 |
| Pointing machine with 2 HP motor | 1 | 10,000 | 10,000 |
| Die polishing machine with ½ HP motor | 1 | 5,000 | 5,000 |
| Butt welding machine, up to 10 mm | 1 | 10,000 | 10,000 |
| Rough cold rolling machine with 10 HP motor | 1 | 40,000 | 40,000 |
| DPC/DCC covering machine for strips with 2 HP motor | 1 | 40,000 | 40,000 |
| Electric annealing furnace, 24 kW, with control panel | 1 | 85,000 | 85,000 |
| Pickling, rinsing and washing unit | 1 | 40,000 | 40,000 |
| Dies, fixtures and others | 1 | 30,000 | 30,000 |
| Total | 4,85,000 |
Pre-filled from: DC-MSME project profile — Copper Strips. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Copper wire rod — 20 MT a month at ₹1,35,000 per MT (2002)
- Insulating paper or cotton — 0.3 MT a month at ₹1,50,000 per MT
- Acid, lime and other chemicals — ₹1,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 4.85 |
| Contingency | 0.24 |
| Total fixed capital | 5.09 |
| Working capital margin | 0.00 |
| Total project cost | 5.09 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.51 | 10.0 |
| Term loan from bank | 4.58 | 90.0 |
| Total | 5.09 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Insurance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Total cost of operations | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 |
| Operating profit (EBITDA) | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 |
| Depreciation | 0.76 | 0.65 | 0.55 | 0.47 | 0.40 | 0.34 | 0.29 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.50 | 0.43 | 0.35 | 0.27 | 0.20 | 0.12 | 0.04 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.27 | -4.09 | -3.91 | -3.75 | -3.60 | -3.47 | -3.34 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.27 | -4.09 | -3.91 | -3.75 | -3.60 | -3.47 | -3.34 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.27 | -4.09 | -3.91 | -3.75 | -3.60 | -3.47 | -3.34 |
| Depreciation | 0.76 | 0.65 | 0.55 | 0.47 | 0.40 | 0.34 | 0.29 |
| Cash accruals (PAT + depreciation) | -3.50 | -3.44 | -3.36 | -3.28 | -3.20 | -3.13 | -3.05 |
| Term loan repaid | 0.35 | 0.71 | 0.71 | 0.71 | 0.71 | 0.71 | 0.71 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.86 | -4.14 | -4.06 | -3.99 | -3.91 | -3.83 | -3.75 |
| Cash and bank | -3.86 | -8.00 | -12.06 | -16.05 | -19.96 | -23.79 | -27.55 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 |
| Reserves and surplus | -4.27 | -8.35 | -12.27 | -16.02 | -19.62 | -23.09 | -26.42 |
| Term loan outstanding | 4.23 | 3.53 | 2.82 | 2.12 | 1.41 | 0.71 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 0.47 | -4.32 | -8.94 | -13.39 | -17.70 | -21.87 | -25.91 |
| Net fixed assets | 4.33 | 3.68 | 3.13 | 2.66 | 2.26 | 1.92 | 1.63 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.86 | -8.00 | -12.06 | -16.05 | -19.96 | -23.79 | -27.55 |
| Total assets | 0.47 | -4.32 | -8.94 | -13.39 | -17.70 | -21.87 | -25.91 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -3.54 | -2.65 | -2.84 | -3.07 | -3.33 | -3.65 | -4.03 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -3.30 |
|---|---|
| Lowest DSCR | -4.03 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.76 | 0.65 | 0.55 | 0.47 | 0.40 | 0.34 | 0.29 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 4.58 | 0.50 | 0.35 | 4.23 |
| 2 | 4.23 | 0.43 | 0.71 | 3.53 |
| 3 | 3.53 | 0.35 | 0.71 | 2.82 |
| 4 | 2.82 | 0.27 | 0.71 | 2.12 |
| 5 | 2.12 | 0.20 | 0.71 | 1.41 |
| 6 | 1.41 | 0.12 | 0.71 | 0.71 |
| 7 | 0.71 | 0.04 | 0.71 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- Factory licence
- State Pollution Control Board consent (pickling and annealing)
- BIS certification where a Quality Control Order applies
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- DC-MSME project profile — Copper Strips — https://www.dcmsme.gov.in/publications/pmryprof/meatllurgical/ch10.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.