Detailed Project Report
Coriander (Dhaniya) Powder Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹13.57 L
- Term loan from bank
- ₹8.82 L
- Promoter’s contribution
- ₹1.36 L
- Subsidy
- ₹3.39 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-5.37 L
- Average DSCR
- -1.84
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Clean, dry, grind, sieve and pack coriander seed as branded dhaniya powder.
| Main product or service | Coriander (Dhaniya) Powder Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Households, through kirana and grocery shops
- Hotels, restaurants and caterers
- Namkeen, pickle and ready-mix makers
- Spice wholesalers
- Distributors and kirana shops
- Direct supply to bulk buyers
- Online grocery platforms
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Seed cleaning machine | 1 | 0 | 0 |
| Dryer | 1 | 0 | 0 |
| Spice grinder | 1 | 0 | 0 |
| Sieving machine | 1 | 0 | 0 |
| Packaging machine | 1 | 0 | 0 |
| All five machines together, 100 kg an hour (including transport) (× 1 set) | 1 | 12,92,100 | 12,92,100 |
| Total | 12,92,100 |
Pre-filled from: PMEGP sample project report — Coriander Powder (prepared by Udyami/Samadhan). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Coriander seed (dhaniya) — about ₹150–160 a kg in the report
- Pouch packaging material — for retail packs
- Cartons — for outer packing
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 12.92 |
| Contingency | 0.65 |
| Total fixed capital | 13.57 |
| Working capital margin | 0.00 |
| Total project cost | 13.57 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.36 | 10.0 |
| Subsidy | 3.39 | 25.0 |
| Term loan from bank | 8.82 | 65.0 |
| Total | 13.57 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.27 | 0.27 | 0.27 | 0.27 | 0.27 | 0.27 | 0.27 |
| Insurance | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
| Total cost of operations | 3.22 | 3.22 | 3.22 | 3.22 | 3.22 | 3.22 | 3.22 |
| Operating profit (EBITDA) | -3.22 | -3.22 | -3.22 | -3.22 | -3.22 | -3.22 | -3.22 |
| Depreciation | 2.04 | 1.73 | 1.47 | 1.25 | 1.06 | 0.90 | 0.77 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.95 | 0.83 | 0.68 | 0.53 | 0.38 | 0.23 | 0.08 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -6.21 | -5.78 | -5.37 | -5.00 | -4.66 | -4.35 | -4.07 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -6.21 | -5.78 | -5.37 | -5.00 | -4.66 | -4.35 | -4.07 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -6.21 | -5.78 | -5.37 | -5.00 | -4.66 | -4.35 | -4.07 |
| Depreciation | 2.04 | 1.73 | 1.47 | 1.25 | 1.06 | 0.90 | 0.77 |
| Cash accruals (PAT + depreciation) | -4.17 | -4.05 | -3.90 | -3.75 | -3.60 | -3.45 | -3.30 |
| Term loan repaid | 0.68 | 1.36 | 1.36 | 1.36 | 1.36 | 1.36 | 1.36 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -4.85 | -5.40 | -5.25 | -5.10 | -4.96 | -4.81 | -4.66 |
| Cash and bank | -4.85 | -10.25 | -15.51 | -20.61 | -25.57 | -30.37 | -35.03 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 | 4.75 |
| Reserves and surplus | -6.21 | -11.98 | -17.35 | -22.35 | -27.01 | -31.36 | -35.43 |
| Term loan outstanding | 8.14 | 6.78 | 5.43 | 4.07 | 2.71 | 1.36 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 6.68 | -0.45 | -7.18 | -13.53 | -19.55 | -25.26 | -30.68 |
| Net fixed assets | 11.53 | 9.80 | 8.33 | 7.08 | 6.02 | 5.12 | 4.35 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -4.85 | -10.25 | -15.51 | -20.61 | -25.57 | -30.37 | -35.03 |
| Total assets | 6.68 | -0.45 | -7.18 | -13.53 | -19.55 | -25.26 | -30.68 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.97 | -1.47 | -1.58 | -1.71 | -1.85 | -2.03 | -2.24 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -1.84 |
|---|---|
| Lowest DSCR | -2.24 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 2.04 | 1.73 | 1.47 | 1.25 | 1.06 | 0.90 | 0.77 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 8.82 | 0.95 | 0.68 | 8.14 |
| 2 | 8.14 | 0.83 | 1.36 | 6.78 |
| 3 | 6.78 | 0.68 | 1.36 | 5.43 |
| 4 | 5.43 | 0.53 | 1.36 | 4.07 |
| 5 | 4.07 | 0.38 | 1.36 | 2.71 |
| 6 | 2.71 | 0.23 | 1.36 | 1.36 |
| 7 | 1.36 | 0.08 | 1.36 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST
- FSSAI registration or licence
- Legal Metrology packaged-commodity registration
- AGMARK grading (optional, helps sales)
- Trademark for your brand (optional)
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- PM Formalisation of Micro Food Processing Enterprises (PM FME)
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- PMEGP sample project report — Coriander Powder (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Coriander_Powder_final_%28_Samadhan_Projects_%29.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.