Detailed Project Report
Detergent Cake (Washing Bar)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹5.38 L
- Term loan from bank
- ₹3.49 L
- Promoter’s contribution
- ₹0.54 L
- Subsidy
- ₹1.34 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.87 L
- Average DSCR
- -4.34
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Mix soda ash, LABSA slurry, fillers and perfume, extrude the dough and cut 100 g laundry or dish-wash cakes.
| Main product or service | Detergent Cake (Washing Bar) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Households for hand-washing clothes and utensils
- Rural and small-town shoppers
- Local wholesalers and retailers
- Own regional brand in economy, mid-range or premium price bands
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Sigma / paddle mixer, 100 kg a batch | 1 | 2,60,000 | 2,60,000 |
| Plodder, 4-inch | 1 | 1,60,000 | 1,60,000 |
| Manual cutting platform | 1 | 12,000 | 12,000 |
| Die | 1 | 5,000 | 5,000 |
| Stamp and manual packaging (× 1 lot) | 1 | 75,000 | 75,000 |
| Total | 5,12,000 |
Pre-filled from: PMEGP sample project report — Detergent cake (prepared by Udyami/Samadhan); World Customs Organization – HS Nomenclature 2022 edition. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- China clay — binder; check aluminium content and loss on ignition before buying
- Calcite — strengthener; should have 90% calcium and be whiter than china clay
- Dolomite or marble powder — filler; about 30% calcium
- Soda ash — builder; helps foam and cleaning
- LABSA slurry — reacts with soda ash
- Alpha olefin sulphonate (foam booster) — ₹70–75 a kg (report)
- Sodium silicate, polymers, colour and fragrance — binding, smoothness and scent
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 5.12 |
| Contingency | 0.26 |
| Total fixed capital | 5.38 |
| Working capital margin | 0.00 |
| Total project cost | 5.38 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.54 | 10.0 |
| Subsidy | 1.34 | 25.0 |
| Term loan from bank | 3.49 | 65.0 |
| Total | 5.38 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
| Insurance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Total cost of operations | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 |
| Operating profit (EBITDA) | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 |
| Depreciation | 0.81 | 0.69 | 0.58 | 0.50 | 0.42 | 0.36 | 0.30 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.38 | 0.33 | 0.27 | 0.21 | 0.15 | 0.09 | 0.03 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.20 | -4.03 | -3.87 | -3.72 | -3.59 | -3.46 | -3.35 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.20 | -4.03 | -3.87 | -3.72 | -3.59 | -3.46 | -3.35 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.20 | -4.03 | -3.87 | -3.72 | -3.59 | -3.46 | -3.35 |
| Depreciation | 0.81 | 0.69 | 0.58 | 0.50 | 0.42 | 0.36 | 0.30 |
| Cash accruals (PAT + depreciation) | -3.39 | -3.34 | -3.28 | -3.22 | -3.16 | -3.11 | -3.05 |
| Term loan repaid | 0.27 | 0.54 | 0.54 | 0.54 | 0.54 | 0.54 | 0.54 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.66 | -3.88 | -3.82 | -3.76 | -3.70 | -3.64 | -3.58 |
| Cash and bank | -3.66 | -7.54 | -11.36 | -15.12 | -18.83 | -22.47 | -26.05 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 | 1.88 |
| Reserves and surplus | -4.20 | -8.23 | -12.09 | -15.81 | -19.40 | -22.86 | -26.21 |
| Term loan outstanding | 3.23 | 2.69 | 2.15 | 1.61 | 1.08 | 0.54 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 0.91 | -3.66 | -8.06 | -12.32 | -16.44 | -20.44 | -24.33 |
| Net fixed assets | 4.57 | 3.88 | 3.30 | 2.81 | 2.39 | 2.03 | 1.72 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.66 | -7.54 | -11.36 | -15.12 | -18.83 | -22.47 | -26.05 |
| Total assets | 0.91 | -3.66 | -8.06 | -12.32 | -16.44 | -20.44 | -24.33 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -4.66 | -3.48 | -3.74 | -4.04 | -4.38 | -4.79 | -5.29 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -4.34 |
|---|---|
| Lowest DSCR | -5.29 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.81 | 0.69 | 0.58 | 0.50 | 0.42 | 0.36 | 0.30 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 3.49 | 0.38 | 0.27 | 3.23 |
| 2 | 3.23 | 0.33 | 0.54 | 2.69 |
| 3 | 2.69 | 0.27 | 0.54 | 2.15 |
| 4 | 2.15 | 0.21 | 0.54 | 1.61 |
| 5 | 1.61 | 0.15 | 0.54 | 1.08 |
| 6 | 1.08 | 0.09 | 0.54 | 0.54 |
| 7 | 0.54 | 0.03 | 0.54 | 0.00 |
17 Licences and registrations
- Udyam (the report lists Udyog Aadhaar)
- GST
- Fire and pollution registration as required
- Legal Metrology packaged commodity registration
- Trademark for the brand if required
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA)
19 Sources
- PMEGP sample project report — Detergent cake (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Detergent_cake_%28_Samadhan_Projects_%29.pdf
- World Customs Organization – HS Nomenclature 2022 edition — https://www.wcoomd.org/en/topics/nomenclature/instrument-and-tools/hs-nomenclature-2022-edition/hs-nomenclature-2022-edition.aspx
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.