Detailed Project Report
Detergent Powder Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹1.55 L
- Term loan from bank
- ₹1.01 L
- Promoter’s contribution
- ₹0.15 L
- Subsidy
- ₹0.39 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.16 L
- Average DSCR
- -14.59
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Your own low-cost detergent brand for villages and small towns — mixing and packing work.
| Main product or service | Detergent Powder Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Rural and small-town households
- Laundries and dry cleaners
- Restaurants, dairies and food-processing units
- Factories and institutions for housekeeping
- Kirana shops and wholesalers in rural areas
- Direct supply to laundries, hotels and institutions
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Mixer / blender, hand operated, 100 kg, lined inside | 1 | 65,000 | 65,000 |
| Stainless steel trays / pans (× 5) | 1 | 11,000 | 11,000 |
| Grinding machine | 1 | 32,500 | 32,500 |
| Weighing machine | 1 | 12,000 | 12,000 |
| Weighing balance for packing | 1 | 15,000 | 15,000 |
| Gloves, bag sieving machine and other items (× 1 lot) | 1 | 12,000 | 12,000 |
| Total | 1,47,500 |
Pre-filled from: UP MSME 1-Connect (Govt of UP, RAMP) – Project Report: Detergent Powder; DGFT Notification No. 54/2015-20 (9 Feb 2022) – ITC(HS) 2022, Annexure II (new and deleted codes). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Soda ash — the largest raw-material item in the UP report (₹1.37 lakh a month)
- Acid slurry — the active cleaning agent
- Sodium silicate
- Sodium sulphate — filler
- Ethanolamine and trialkylamine — small quantities
- Sodium perborate — bleaching agent
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 1.48 |
| Contingency | 0.07 |
| Total fixed capital | 1.55 |
| Working capital margin | 0.00 |
| Total project cost | 1.55 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.15 | 10.0 |
| Subsidy | 0.39 | 25.0 |
| Term loan from bank | 1.01 | 65.0 |
| Total | 1.55 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.92 | 2.92 | 2.92 | 2.92 | 2.92 | 2.92 | 2.92 |
| Operating profit (EBITDA) | -2.92 | -2.92 | -2.92 | -2.92 | -2.92 | -2.92 | -2.92 |
| Depreciation | 0.23 | 0.20 | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.11 | 0.09 | 0.08 | 0.06 | 0.04 | 0.03 | 0.01 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.26 | -3.21 | -3.16 | -3.12 | -3.08 | -3.05 | -3.02 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.26 | -3.21 | -3.16 | -3.12 | -3.08 | -3.05 | -3.02 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.26 | -3.21 | -3.16 | -3.12 | -3.08 | -3.05 | -3.02 |
| Depreciation | 0.23 | 0.20 | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 |
| Cash accruals (PAT + depreciation) | -3.03 | -3.01 | -3.00 | -2.98 | -2.96 | -2.94 | -2.93 |
| Term loan repaid | 0.08 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.11 | -3.17 | -3.15 | -3.13 | -3.12 | -3.10 | -3.08 |
| Cash and bank | -3.11 | -6.27 | -9.42 | -12.56 | -15.67 | -18.77 | -21.86 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.54 | 0.54 | 0.54 | 0.54 | 0.54 | 0.54 | 0.54 |
| Reserves and surplus | -3.26 | -6.47 | -9.63 | -12.76 | -15.84 | -18.89 | -21.90 |
| Term loan outstanding | 0.93 | 0.77 | 0.62 | 0.46 | 0.31 | 0.15 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -1.79 | -5.15 | -8.47 | -11.75 | -14.99 | -18.19 | -21.36 |
| Net fixed assets | 1.32 | 1.12 | 0.95 | 0.81 | 0.69 | 0.58 | 0.50 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.11 | -6.27 | -9.42 | -12.56 | -15.67 | -18.77 | -21.86 |
| Total assets | -1.79 | -5.15 | -8.47 | -11.75 | -14.99 | -18.19 | -21.36 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -15.66 | -11.71 | -12.57 | -13.56 | -14.73 | -16.11 | -17.79 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -14.59 |
|---|---|
| Lowest DSCR | -17.79 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.23 | 0.20 | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 1.01 | 0.11 | 0.08 | 0.93 |
| 2 | 0.93 | 0.09 | 0.15 | 0.77 |
| 3 | 0.77 | 0.08 | 0.15 | 0.62 |
| 4 | 0.62 | 0.06 | 0.15 | 0.46 |
| 5 | 0.46 | 0.04 | 0.15 | 0.31 |
| 6 | 0.31 | 0.03 | 0.15 | 0.15 |
| 7 | 0.15 | 0.01 | 0.15 | 0.00 |
17 Licences and registrations
- Udyam
- GST
- UPPCB consent
- Legal Metrology packaged commodity registration
- BIS IS 4955 (detergent powder) — check Quality Control Order status
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA)
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- UP MSME 1-Connect (Govt of UP, RAMP) – Project Report: Detergent Powder — https://msme1connect.up.gov.in/Projectreport/Project%20Report638658584441449269.pdf
- DGFT Notification No. 54/2015-20 (9 Feb 2022) – ITC(HS) 2022, Annexure II (new and deleted codes) — https://content.dgft.gov.in/Website/dgftprod/7d5fd1eb-ad39-4c99-b760-014223657469/Eng-Notification%2054%20dated%209%20Feb%202022%20ITC(HS)%202022%20_with%20Annexures.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.