Detailed Project Report
DPC (Double Paper Covered) Transformer Winding Wire
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹14.57 L
- Term loan from bank
- ₹13.12 L
- Promoter’s contribution
- ₹1.46 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-5.83 L
- Average DSCR
- -1.24
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Draw copper and aluminium rod into wire and wrap it in insulating paper for transformer windings.
| Main product or service | DPC (Double Paper Covered) Transformer Winding Wire |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Power and distribution transformer makers
- Transformer repair shops
- Electricity boards' repair workshops
- Direct supply on order
- Tenders
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Wire drawing machine, 3 dies, with spooling (× 1 set) | 1 | 3,60,000 | 3,60,000 |
| DPC wire covering machine, 4 line (× 4) | 1 | 2,08,000 | 2,08,000 |
| Paper slitting machine, 30" (4–20 mm) | 1 | 1,20,000 | 1,20,000 |
| Medium wire drawing machine (11–16 SWG, 6 dies) (× 1 set) | 1 | 1,10,000 | 1,10,000 |
| Fine wire drawing machine (16–22 SWG, 5 dies) (× 1 set) | 1 | 75,000 | 75,000 |
| Strip flattening machine and strip covering machine (× 1 each) | 1 | 1,25,000 | 1,25,000 |
| Paper roll slitting machine 42", vacuum annealing, 2 t weighbridge (× 1 each) | 1 | 1,15,000 | 1,15,000 |
| Tensile testing machine | 1 | 1,60,000 | 1,60,000 |
| Kelvin bridge, wrapping tester, AVO meter and multimeter, misc. (× 1 lot) | 1 | 1,15,000 | 1,15,000 |
| Total | 13,88,000 |
Pre-filled from: DC-MSME project profile — DPC Wire; DGFT — ITC(HS) classification of export and import items. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Copper wire rod — 22.5 t a month at ₹1,35,000/t = ₹30.38 L
- Aluminium rod, EC grade — 22.5 t a month at ₹95,000/t = ₹21.38 L
- Kraft / insulating paper — 5 t a month at ₹95,000/t = ₹4.75 L
- Stores and spares — ₹20,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 13.88 |
| Contingency | 0.69 |
| Total fixed capital | 14.57 |
| Working capital margin | 0.00 |
| Total project cost | 14.57 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.46 | 10.0 |
| Term loan from bank | 13.12 | 90.0 |
| Total | 14.57 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.29 | 0.29 | 0.29 | 0.29 | 0.29 | 0.29 | 0.29 |
| Insurance | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 |
| Total cost of operations | 3.24 | 3.24 | 3.24 | 3.24 | 3.24 | 3.24 | 3.24 |
| Operating profit (EBITDA) | -3.24 | -3.24 | -3.24 | -3.24 | -3.24 | -3.24 | -3.24 |
| Depreciation | 2.19 | 1.86 | 1.58 | 1.34 | 1.14 | 0.97 | 0.82 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 1.42 | 1.23 | 1.01 | 0.79 | 0.56 | 0.34 | 0.12 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -6.85 | -6.33 | -5.83 | -5.37 | -4.95 | -4.56 | -4.19 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -6.85 | -6.33 | -5.83 | -5.37 | -4.95 | -4.56 | -4.19 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -6.85 | -6.33 | -5.83 | -5.37 | -4.95 | -4.56 | -4.19 |
| Depreciation | 2.19 | 1.86 | 1.58 | 1.34 | 1.14 | 0.97 | 0.82 |
| Cash accruals (PAT + depreciation) | -4.66 | -4.47 | -4.25 | -4.03 | -3.81 | -3.59 | -3.36 |
| Term loan repaid | 1.01 | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -5.67 | -6.49 | -6.27 | -6.05 | -5.83 | -5.60 | -5.38 |
| Cash and bank | -5.67 | -12.17 | -18.44 | -24.48 | -30.31 | -35.92 | -41.30 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 1.46 | 1.46 | 1.46 | 1.46 | 1.46 | 1.46 | 1.46 |
| Reserves and surplus | -6.85 | -13.18 | -19.01 | -24.39 | -29.34 | -33.89 | -38.08 |
| Term loan outstanding | 12.11 | 10.09 | 8.07 | 6.05 | 4.04 | 2.02 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 6.71 | -1.64 | -9.49 | -16.88 | -23.84 | -30.42 | -36.63 |
| Net fixed assets | 12.39 | 10.53 | 8.95 | 7.61 | 6.47 | 5.50 | 4.67 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -5.67 | -12.17 | -18.44 | -24.48 | -30.31 | -35.92 | -41.30 |
| Total assets | 6.71 | -1.64 | -9.49 | -16.88 | -23.84 | -30.42 | -36.63 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.34 | -1.00 | -1.07 | -1.16 | -1.26 | -1.37 | -1.52 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -1.24 |
|---|---|
| Lowest DSCR | -1.52 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 2.19 | 1.86 | 1.58 | 1.34 | 1.14 | 0.97 | 0.82 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 13.12 | 1.42 | 1.01 | 12.11 |
| 2 | 12.11 | 1.23 | 2.02 | 10.09 |
| 3 | 10.09 | 1.01 | 2.02 | 8.07 |
| 4 | 8.07 | 0.79 | 2.02 | 6.05 |
| 5 | 6.05 | 0.56 | 2.02 | 4.04 |
| 6 | 4.04 | 0.34 | 2.02 | 2.02 |
| 7 | 2.02 | 0.12 | 2.02 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST
- BIS certification to IS 7404 / IS 6162 where buyers ask for it
- State Pollution Control Board consent
- Factory licence
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- DC-MSME project profile — DPC Wire — https://www.dcmsme.gov.in/publications/pmryprof/electrical/ch10.pdf
- DGFT — ITC(HS) classification of export and import items — https://www.dgft.gov.in/CP/?opt=itchs-import-export
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.