Detailed Project Report
Enamelled Winding Wire (Copper and Aluminium)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹268.36 L
- Term loan from bank
- ₹241.53 L
- Promoter’s contribution
- ₹26.84 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-57.24 L
- Average DSCR
- -0.20
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Draw copper and aluminium rod into fine wire and coat it with enamel varnish for motor, transformer and appliance windings.
| Main product or service | Enamelled Winding Wire (Copper and Aluminium) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Motor, pump and fan makers
- Transformer, choke and ballast makers
- Auto-electrical and appliance factories
- Motor rewinding and repair shops
- Electricity boards, railways and public-sector units
- Direct supply to motor and transformer factories
- Winding-wire dealers serving the repair trade
- Tenders of public-sector buyers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Fine-wire enamelling machine, 40 lines (imported) | 1 | 2,00,00,000 | 2,00,00,000 |
| Rod breakdown machine with pneumatic spooler, 150 HP and 10 HP motors and AC-drive panel | 1 | 30,74,301 | 30,74,301 |
| 200 kVA diesel generator | 1 | 11,00,000 | 11,00,000 |
| Fine wire-drawing machine with die sets and AC-drive panel | 1 | 5,99,000 | 5,99,000 |
| Bright annealing machine, fixed type | 1 | 3,00,000 | 3,00,000 |
| Digital tensile strength tester | 1 | 2,30,000 | 2,30,000 |
| Elongation testing machine | 1 | 50,000 | 50,000 |
| High-voltage tester | 1 | 25,000 | 25,000 |
| Tools, dies, jigs, fixtures and measuring instruments (× LS) | 1 | 1,00,000 | 1,00,000 |
| Work tables and racks (× LS) | 1 | 80,000 | 80,000 |
| Total | 2,55,58,301 |
Pre-filled from: DC-MSME import-substitution DPR — Winding Wire (Enamelled, Copper and Aluminium). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Copper — 12,500 kg a month at ₹700 a kg = ₹87,50,000
- Aluminium wire rod, EC grade — 12,500 kg a month at ₹200 a kg = ₹25,00,000
- Polyester enamel varnish — 2,460 kg a month at ₹106 a kg = ₹2,60,760
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 255.58 |
| Contingency | 12.78 |
| Total fixed capital | 268.36 |
| Working capital margin | 0.00 |
| Total project cost | 268.36 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 26.84 | 10.0 |
| Term loan from bank | 241.53 | 90.0 |
| Total | 268.36 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 5.37 | 5.37 | 5.37 | 5.37 | 5.37 | 5.37 | 5.37 |
| Insurance | 1.34 | 1.34 | 1.34 | 1.34 | 1.34 | 1.34 | 1.34 |
| Total cost of operations | 9.59 | 9.59 | 9.59 | 9.59 | 9.59 | 9.59 | 9.59 |
| Operating profit (EBITDA) | -9.59 | -9.59 | -9.59 | -9.59 | -9.59 | -9.59 | -9.59 |
| Depreciation | 40.25 | 34.22 | 29.08 | 24.72 | 21.01 | 17.86 | 15.18 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 26.14 | 22.65 | 18.56 | 14.48 | 10.39 | 6.30 | 2.21 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -75.99 | -66.46 | -57.24 | -48.79 | -40.99 | -33.75 | -26.98 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -75.99 | -66.46 | -57.24 | -48.79 | -40.99 | -33.75 | -26.98 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -75.99 | -66.46 | -57.24 | -48.79 | -40.99 | -33.75 | -26.98 |
| Depreciation | 40.25 | 34.22 | 29.08 | 24.72 | 21.01 | 17.86 | 15.18 |
| Cash accruals (PAT + depreciation) | -35.73 | -32.24 | -28.15 | -24.07 | -19.98 | -15.89 | -11.80 |
| Term loan repaid | 18.58 | 37.16 | 37.16 | 37.16 | 37.16 | 37.16 | 37.16 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -54.31 | -69.40 | -65.31 | -61.22 | -57.14 | -53.05 | -48.96 |
| Cash and bank | -54.31 | -123.71 | -189.02 | -250.24 | -307.38 | -360.42 | -409.39 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 26.84 | 26.84 | 26.84 | 26.84 | 26.84 | 26.84 | 26.84 |
| Reserves and surplus | -75.99 | -142.44 | -199.68 | -248.46 | -289.45 | -323.21 | -350.19 |
| Term loan outstanding | 222.95 | 185.79 | 148.63 | 111.47 | 74.32 | 37.16 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 173.80 | 70.18 | -24.21 | -110.15 | -188.30 | -259.21 | -323.36 |
| Net fixed assets | 228.11 | 193.89 | 164.81 | 140.09 | 119.07 | 101.21 | 86.03 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -54.31 | -123.71 | -189.02 | -250.24 | -307.38 | -360.42 | -409.39 |
| Total assets | 173.80 | 70.18 | -24.21 | -110.15 | -188.30 | -259.21 | -323.36 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.21 | -0.16 | -0.17 | -0.19 | -0.20 | -0.22 | -0.24 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.20 |
|---|---|
| Lowest DSCR | -0.24 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 40.25 | 34.22 | 29.08 | 24.72 | 21.01 | 17.86 | 15.18 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 241.53 | 26.14 | 18.58 | 222.95 |
| 2 | 222.95 | 22.65 | 37.16 | 185.79 |
| 3 | 185.79 | 18.56 | 37.16 | 148.63 |
| 4 | 148.63 | 14.48 | 37.16 | 111.47 |
| 5 | 111.47 | 10.39 | 37.16 | 74.32 |
| 6 | 74.32 | 6.30 | 37.16 | 37.16 |
| 7 | 37.16 | 2.21 | 37.16 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- Factory licence
- State Pollution Control Board consent (red category)
- BIS licence to IS 13730 where the buyer or a quality control order requires it; fire NOC
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- DC-MSME import-substitution DPR — Winding Wire (Enamelled, Copper and Aluminium) — https://dcmsme.gov.in/Winding%20Wire.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.