Detailed Project Report
Event Photography and Videography
—
Prepared on: 27 October 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹2.12 L
- Term loan from bank
- ₹1.38 L
- Promoter’s contribution
- ₹0.21 L
- Subsidy
- ₹0.53 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.27 L
- Average DSCR
- -10.71
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Shoot weddings, corporate events, birthdays and festivals from a small studio with two cameras and a lighting kit.
| Main product or service | Event Photography and Videography |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Families holding weddings, birthdays and anniversaries
- Couples planning destination weddings in Uttarakhand
- Companies (conferences, launches)
- Festival and event organisers
- Studio walk-ins and referrals
- Social media portfolio
- Tie-ups with wedding planners and venues
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Computer with hardware and Windows installed | 1 | 40,000 | 40,000 |
| Cameras (× 2) | 1 | 50,000 | 50,000 |
| Lenses (× 4) | 1 | 10,000 | 10,000 |
| External hard drives (× 2) | 1 | 7,000 | 7,000 |
| Tripods and monopods | 1 | 10,000 | 10,000 |
| Studio set-up | 1 | 80,000 | 80,000 |
| Lighting equipment (× 5) | 1 | 5,000 | 5,000 |
| Total | 2,02,000 |
Pre-filled from: Devbhoomi Udyamita Yojana (Uttarakhand DUY) project profile — Event Photography. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Consumables (prints, albums, storage media) — raw materials ₹0.25 L a year in the profile
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 2.02 |
| Contingency | 0.10 |
| Total fixed capital | 2.12 |
| Working capital margin | 0.00 |
| Total project cost | 2.12 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.21 | 10.0 |
| Subsidy | 0.53 | 25.0 |
| Term loan from bank | 1.38 | 65.0 |
| Total | 2.12 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.93 | 2.93 | 2.93 | 2.93 | 2.93 | 2.93 | 2.93 |
| Operating profit (EBITDA) | -2.93 | -2.93 | -2.93 | -2.93 | -2.93 | -2.93 | -2.93 |
| Depreciation | 0.32 | 0.27 | 0.23 | 0.20 | 0.17 | 0.14 | 0.12 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.15 | 0.13 | 0.11 | 0.08 | 0.06 | 0.04 | 0.01 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.40 | -3.33 | -3.27 | -3.21 | -3.16 | -3.11 | -3.07 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.40 | -3.33 | -3.27 | -3.21 | -3.16 | -3.11 | -3.07 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.40 | -3.33 | -3.27 | -3.21 | -3.16 | -3.11 | -3.07 |
| Depreciation | 0.32 | 0.27 | 0.23 | 0.20 | 0.17 | 0.14 | 0.12 |
| Cash accruals (PAT + depreciation) | -3.08 | -3.06 | -3.04 | -3.02 | -2.99 | -2.97 | -2.95 |
| Term loan repaid | 0.11 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.19 | -3.27 | -3.25 | -3.23 | -3.20 | -3.18 | -3.16 |
| Cash and bank | -3.19 | -6.46 | -9.71 | -12.94 | -16.15 | -19.33 | -22.48 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 |
| Reserves and surplus | -3.40 | -6.73 | -10.00 | -13.21 | -16.37 | -19.48 | -22.55 |
| Term loan outstanding | 1.27 | 1.06 | 0.85 | 0.64 | 0.42 | 0.21 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -1.39 | -4.93 | -8.41 | -11.83 | -15.20 | -18.53 | -21.80 |
| Net fixed assets | 1.80 | 1.53 | 1.30 | 1.11 | 0.94 | 0.80 | 0.68 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.19 | -6.46 | -9.71 | -12.94 | -16.15 | -19.33 | -22.48 |
| Total assets | -1.39 | -4.93 | -8.41 | -11.83 | -15.20 | -18.53 | -21.80 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -11.49 | -8.59 | -9.22 | -9.95 | -10.81 | -11.82 | -13.05 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -10.71 |
|---|---|
| Lowest DSCR | -13.05 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.32 | 0.27 | 0.23 | 0.20 | 0.17 | 0.14 | 0.12 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 1.38 | 0.15 | 0.11 | 1.27 |
| 2 | 1.27 | 0.13 | 0.21 | 1.06 |
| 3 | 1.06 | 0.11 | 0.21 | 0.85 |
| 4 | 0.85 | 0.08 | 0.21 | 0.64 |
| 5 | 0.64 | 0.06 | 0.21 | 0.42 |
| 6 | 0.42 | 0.04 | 0.21 | 0.21 |
| 7 | 0.21 | 0.01 | 0.21 | 0.00 |
17 Licences and registrations
- Udyam
- GST (if turnover crosses the limit)
- Shops and establishments registration
- Drone registration on DGCA Digital Sky and Remote Pilot Certificate (if drone shots are offered)
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- Devbhoomi Udyamita Yojana (Uttarakhand DUY) project profile — Event Photography — https://duy-heduk.org/downloads/project-profiles/event_photography_final.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.