Detailed Project Report
Diesel Fuel Pump and Nozzle Testing Workshop
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹1.50 L
- Term loan from bank
- ₹0.97 L
- Promoter’s contribution
- ₹0.15 L
- Subsidy
- ₹0.37 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.15 L
- Average DSCR
- -15.09
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
A workshop that tests diesel fuel-injection pumps and tests, grinds and reconditions injector nozzles.
| Main product or service | Diesel Fuel Pump and Nozzle Testing Workshop |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Truck, bus and minibus owners
- Tractor owners
- Owners of diesel generator sets
- Garages that do not own a test bench
- Walk-in vehicles at the workshop
- Job work sent by nearby garages
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Diesel fuel-pump test bench | 1 | 95,000 | 95,000 |
| Nozzle grinding and reconditioning machine | 1 | 30,000 | 30,000 |
| Nozzle tester | 1 | 7,000 | 7,000 |
| Tools | 1 | 10,550 | 10,550 |
| Total | 1,42,550 |
Pre-filled from: Ganjam district (Government of Odisha) sample project profile — Testing and grinding of Diesel Engine Pump nozzle. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Diesel and kerosene for testing and cleaning — about 500 litres each a year, ₹31,350 in the profile
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 1.43 |
| Contingency | 0.07 |
| Total fixed capital | 1.50 |
| Working capital margin | 0.00 |
| Total project cost | 1.50 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.15 | 10.0 |
| Subsidy | 0.37 | 25.0 |
| Term loan from bank | 0.97 | 65.0 |
| Total | 1.50 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.92 | 2.92 | 2.92 | 2.92 | 2.92 | 2.92 | 2.92 |
| Operating profit (EBITDA) | -2.92 | -2.92 | -2.92 | -2.92 | -2.92 | -2.92 | -2.92 |
| Depreciation | 0.22 | 0.19 | 0.16 | 0.14 | 0.12 | 0.10 | 0.08 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.11 | 0.09 | 0.07 | 0.06 | 0.04 | 0.03 | 0.01 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.25 | -3.20 | -3.15 | -3.11 | -3.08 | -3.04 | -3.01 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.25 | -3.20 | -3.15 | -3.11 | -3.08 | -3.04 | -3.01 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.25 | -3.20 | -3.15 | -3.11 | -3.08 | -3.04 | -3.01 |
| Depreciation | 0.22 | 0.19 | 0.16 | 0.14 | 0.12 | 0.10 | 0.08 |
| Cash accruals (PAT + depreciation) | -3.02 | -3.01 | -2.99 | -2.98 | -2.96 | -2.94 | -2.93 |
| Term loan repaid | 0.07 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.10 | -3.16 | -3.14 | -3.13 | -3.11 | -3.09 | -3.08 |
| Cash and bank | -3.10 | -6.26 | -9.40 | -12.52 | -15.63 | -18.72 | -21.80 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.52 | 0.52 | 0.52 | 0.52 | 0.52 | 0.52 | 0.52 |
| Reserves and surplus | -3.25 | -6.45 | -9.60 | -12.71 | -15.79 | -18.83 | -21.84 |
| Term loan outstanding | 0.90 | 0.75 | 0.60 | 0.45 | 0.30 | 0.15 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -1.83 | -5.17 | -8.48 | -11.74 | -14.97 | -18.16 | -21.32 |
| Net fixed assets | 1.27 | 1.08 | 0.92 | 0.78 | 0.66 | 0.56 | 0.48 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.10 | -6.26 | -9.40 | -12.52 | -15.63 | -18.72 | -21.80 |
| Total assets | -1.83 | -5.17 | -8.48 | -11.74 | -14.97 | -18.16 | -21.32 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -16.20 | -12.11 | -13.00 | -14.03 | -15.23 | -16.67 | -18.40 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -15.09 |
|---|---|
| Lowest DSCR | -18.40 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.22 | 0.19 | 0.16 | 0.14 | 0.12 | 0.10 | 0.08 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 0.97 | 0.11 | 0.07 | 0.90 |
| 2 | 0.90 | 0.09 | 0.15 | 0.75 |
| 3 | 0.75 | 0.07 | 0.15 | 0.60 |
| 4 | 0.60 | 0.06 | 0.15 | 0.45 |
| 5 | 0.45 | 0.04 | 0.15 | 0.30 |
| 6 | 0.30 | 0.03 | 0.15 | 0.15 |
| 7 | 0.15 | 0.01 | 0.15 | 0.00 |
17 Licences and registrations
- Udyam registration
- Trade licence / Shop and Establishment registration
- GST registration once turnover crosses the limit
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- Ganjam district (Government of Odisha) sample project profile — Testing and grinding of Diesel Engine Pump nozzle — https://ganjam.odisha.gov.in/sites/default/files/2026-04/Sample%20Project%20Profiles.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.