Detailed Project Report
Green Chilli Paste Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹8.80 L
- Term loan from bank
- ₹5.72 L
- Promoter’s contribution
- ₹0.88 L
- Subsidy
- ₹2.20 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-4.49 L
- Average DSCR
- -2.73
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Washing and grinding fresh green chillies with salt into a packed cooking paste.
| Main product or service | Green Chilli Paste Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Hotels, restaurants and caterers
- Pickle, sauce and snack makers
- Households through grocery shops
- Direct bulk supply to kitchens
- Distributors to grocery shops
- Supermarkets and online grocery
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Cold store, 1,500 kg | 1 | 4,00,000 | 4,00,000 |
| Vegetable washing trough, 500 litre | 1 | 65,000 | 65,000 |
| Vegetable grinder, 100 kg an hour | 1 | 30,000 | 30,000 |
| Blending/mixing tank, 100 kg | 1 | 60,000 | 60,000 |
| Induction sealer | 1 | 30,000 | 30,000 |
| Shrink tunnel | 1 | 35,000 | 35,000 |
| Pouch filling unit, 400 pouches an hour | 1 | 1,50,000 | 1,50,000 |
| Batch coding machine | 1 | 12,000 | 12,000 |
| Weighing balance | 1 | 6,000 | 6,000 |
| Accessories | 1 | 50,000 | 50,000 |
| Total | 8,38,000 |
Pre-filled from: NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Green Chilli Paste. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Fresh green chillies — 330–600 kg a day; ₹12 a kg in the assumptions, ₹18 a kg in the expense table
- Salt — costed at ₹3 a kg
- Other ingredients — costed at ₹90 a kg
- Pouches and jars — packing is a large part of the cost
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 8.38 |
| Contingency | 0.42 |
| Total fixed capital | 8.80 |
| Working capital margin | 0.00 |
| Total project cost | 8.80 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.88 | 10.0 |
| Subsidy | 2.20 | 25.0 |
| Term loan from bank | 5.72 | 65.0 |
| Total | 8.80 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 | 0.18 |
| Insurance | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Total cost of operations | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 |
| Operating profit (EBITDA) | -3.10 | -3.10 | -3.10 | -3.10 | -3.10 | -3.10 | -3.10 |
| Depreciation | 1.32 | 1.12 | 0.95 | 0.81 | 0.69 | 0.59 | 0.50 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.62 | 0.54 | 0.44 | 0.34 | 0.25 | 0.15 | 0.05 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -5.04 | -4.76 | -4.49 | -4.25 | -4.03 | -3.83 | -3.65 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -5.04 | -4.76 | -4.49 | -4.25 | -4.03 | -3.83 | -3.65 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -5.04 | -4.76 | -4.49 | -4.25 | -4.03 | -3.83 | -3.65 |
| Depreciation | 1.32 | 1.12 | 0.95 | 0.81 | 0.69 | 0.59 | 0.50 |
| Cash accruals (PAT + depreciation) | -3.72 | -3.64 | -3.54 | -3.44 | -3.35 | -3.25 | -3.15 |
| Term loan repaid | 0.44 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 | 0.88 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -4.16 | -4.52 | -4.42 | -4.32 | -4.23 | -4.13 | -4.03 |
| Cash and bank | -4.16 | -8.68 | -13.09 | -17.42 | -21.64 | -25.77 | -29.80 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 |
| Reserves and surplus | -5.04 | -9.80 | -14.29 | -18.54 | -22.58 | -26.41 | -30.06 |
| Term loan outstanding | 5.28 | 4.40 | 3.52 | 2.64 | 1.76 | 0.88 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 3.32 | -2.32 | -7.69 | -12.82 | -17.74 | -22.45 | -26.98 |
| Net fixed assets | 7.48 | 6.36 | 5.40 | 4.59 | 3.90 | 3.32 | 2.82 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -4.16 | -8.68 | -13.09 | -17.42 | -21.64 | -25.77 | -29.80 |
| Total assets | 3.32 | -2.32 | -7.69 | -12.82 | -17.74 | -22.45 | -26.98 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -2.93 | -2.19 | -2.35 | -2.54 | -2.75 | -3.01 | -3.32 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -2.73 |
|---|---|
| Lowest DSCR | -3.32 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 1.32 | 1.12 | 0.95 | 0.81 | 0.69 | 0.59 | 0.50 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 5.72 | 0.62 | 0.44 | 5.28 |
| 2 | 5.28 | 0.54 | 0.88 | 4.40 |
| 3 | 4.40 | 0.44 | 0.88 | 3.52 |
| 4 | 3.52 | 0.34 | 0.88 | 2.64 |
| 5 | 2.64 | 0.25 | 0.88 | 1.76 |
| 6 | 1.76 | 0.15 | 0.88 | 0.88 |
| 7 | 0.88 | 0.05 | 0.88 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- FSSAI licence or registration
- Legal Metrology registration for packaged goods
18 Government schemes that may apply
- PM Formalisation of Micro Food Processing Enterprises (PM FME)
- Prime Minister's Employment Generation Programme (PMEGP)
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Green Chilli Paste — https://niftem-t.ac.in/pmfme/dpr-cpaste.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.