Detailed Project Report
Laminated Safety Glass
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹5.78 L
- Term loan from bank
- ₹3.75 L
- Promoter’s contribution
- ₹0.58 L
- Subsidy
- ₹1.44 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.94 L
- Average DSCR
- -4.05
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Bond a PVC interlayer between two glass sheets so the glass holds together when it breaks.
| Main product or service | Laminated Safety Glass |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Automobile and bus-body builders
- Railways, marine and defence users
- Builders of multi-storey buildings
- Replacement-glass dealers
- Direct supply to fabricators and body builders
- Glass dealers
- Tenders from railways and defence
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Glass washing and drying machine with blower | 1 | 60,000 | 60,000 |
| Hand-operated glass lamination machine with accessories | 1 | 1,90,000 | 1,90,000 |
| Edge cutting and finishing machine (× 2) | 1 | 80,000 | 80,000 |
| Glass cutting machine with arm table, cutting rail and swivel head | 1 | 80,000 | 80,000 |
| Electric oven 8×8×8 with fan and temperature indicator | 1 | 70,000 | 70,000 |
| Racks for raw sheet glass (× Lump sum) | 1 | 20,000 | 20,000 |
| Other equipment and hand tools (× Lump sum) | 1 | 50,000 | 50,000 |
| Total | 5,50,000 |
Pre-filled from: PMEGP sample project report — Laminated Safety Glass (prepared by Udyami/Samadhan); KVIC Project Profile — Laminated Safety Glass (PMEGP). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- 3 mm float (sheet) glass — 30,000 sq m a year at ₹300 a sq m in the Samadhan report; must be free of stones, scratches and stresses
- PVC interlayer sheet — 15,000 sq m a year at ₹100 a sq m in the Samadhan report
- Lamination chemicals (resin) — poured between glass and PVC
- Packing material — ₹50,000 a year for labels and packing in the KVIC profile
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 5.50 |
| Contingency | 0.28 |
| Total fixed capital | 5.78 |
| Working capital margin | 0.00 |
| Total project cost | 5.78 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.58 | 10.0 |
| Subsidy | 1.44 | 25.0 |
| Term loan from bank | 3.75 | 65.0 |
| Total | 5.78 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 | 0.12 |
| Insurance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Total cost of operations | 3.02 | 3.02 | 3.02 | 3.02 | 3.02 | 3.02 | 3.02 |
| Operating profit (EBITDA) | -3.02 | -3.02 | -3.02 | -3.02 | -3.02 | -3.02 | -3.02 |
| Depreciation | 0.87 | 0.74 | 0.63 | 0.53 | 0.45 | 0.38 | 0.33 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.41 | 0.35 | 0.29 | 0.22 | 0.16 | 0.10 | 0.03 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.30 | -4.11 | -3.94 | -3.78 | -3.64 | -3.51 | -3.39 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.30 | -4.11 | -3.94 | -3.78 | -3.64 | -3.51 | -3.39 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.30 | -4.11 | -3.94 | -3.78 | -3.64 | -3.51 | -3.39 |
| Depreciation | 0.87 | 0.74 | 0.63 | 0.53 | 0.45 | 0.38 | 0.33 |
| Cash accruals (PAT + depreciation) | -3.43 | -3.38 | -3.31 | -3.25 | -3.19 | -3.12 | -3.06 |
| Term loan repaid | 0.29 | 0.58 | 0.58 | 0.58 | 0.58 | 0.58 | 0.58 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.72 | -3.95 | -3.89 | -3.83 | -3.76 | -3.70 | -3.64 |
| Cash and bank | -3.72 | -7.67 | -11.56 | -15.39 | -19.15 | -22.85 | -26.49 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 | 2.02 |
| Reserves and surplus | -4.30 | -8.41 | -12.35 | -16.13 | -19.77 | -23.27 | -26.66 |
| Term loan outstanding | 3.47 | 2.89 | 2.31 | 1.73 | 1.16 | 0.58 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 1.19 | -3.50 | -8.02 | -12.38 | -16.59 | -20.68 | -24.64 |
| Net fixed assets | 4.91 | 4.17 | 3.55 | 3.01 | 2.56 | 2.18 | 1.85 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.72 | -7.67 | -11.56 | -15.39 | -19.15 | -22.85 | -26.49 |
| Total assets | 1.19 | -3.50 | -8.02 | -12.38 | -16.59 | -20.68 | -24.64 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -4.35 | -3.25 | -3.49 | -3.77 | -4.09 | -4.48 | -4.94 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -4.05 |
|---|---|
| Lowest DSCR | -4.94 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.87 | 0.74 | 0.63 | 0.53 | 0.45 | 0.38 | 0.33 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 3.75 | 0.41 | 0.29 | 3.47 |
| 2 | 3.47 | 0.35 | 0.58 | 2.89 |
| 3 | 2.89 | 0.29 | 0.58 | 2.31 |
| 4 | 2.31 | 0.22 | 0.58 | 1.73 |
| 5 | 1.73 | 0.16 | 0.58 | 1.16 |
| 6 | 1.16 | 0.10 | 0.58 | 0.58 |
| 7 | 0.58 | 0.03 | 0.58 | 0.00 |
17 Licences and registrations
- Udyam registration (optional, per report)
- GST
- State Pollution Control Board NOC
- BIS certification where a Quality Control Order or vehicle rule applies — vehicle glass must meet IS 2553 Part 2
- Trademark for your brand (optional)
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- PMEGP sample project report — Laminated Safety Glass (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Laminated_Safety_Glass_%28_Samadhan_Projects_%29.pdf
- KVIC Project Profile — Laminated Safety Glass (PMEGP) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/LAMINATED_SAFETY_GLASS_%28_MINERAL_BASED_INDUSTRY_%29.pdf
- DGFT – ITC(HS) classification of export and import items — https://www.dgft.gov.in/CP/?opt=itchs-import-export
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.