Detailed Project Report
Liquid Detergent
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹7.72 L
- Term loan from bank
- ₹5.02 L
- Promoter’s contribution
- ₹0.77 L
- Subsidy
- ₹1.93 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-4.29 L
- Average DSCR
- -3.08
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Blend acid slurry, caustic soda and perfume into liquid detergent and bottle it under your own brand.
| Main product or service | Liquid Detergent |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Households through kirana and general stores
- Hotels and canteens
- Laundries
- Hospitals
- Kirana and supermarket supply
- Direct institutional supply
- Online sales under your own brand
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| MS tank with FRP lining and 2 HP motor, steel drums, bottle filling and sealing machines, lab equipment, electrification (× 1 set) | 1 | 2,00,000 | 2,00,000 |
| Liquid agitator | 1 | 50,000 | 50,000 |
| Liquid filling machine | 1 | 1,25,000 | 1,25,000 |
| Liquid transfer pump with motor | 1 | 55,000 | 55,000 |
| Tank (80 litre) | 1 | 75,000 | 75,000 |
| Starting stock in the machinery list: labels ₹30,000, bottles ₹1,00,000, chemicals ₹1,00,000 (× 1 lot) | 1 | 2,30,000 | 2,30,000 |
| Total | 7,35,000 |
Pre-filled from: KVIC Project Profile — Liquid Detergent (PMEGP); PMEGP sample project report — Liquid Detergent (prepared by Udyami/Samadhan). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Acid slurry (LABSA) — main surfactant; neutralised with caustic soda
- Caustic soda, AOS (foam booster), urea, colour, perfume — named in the Samadhan report; average raw material ₹28–32 per litre
- Bottles, cans and corrugated boxes — packing; KVIC lists labels and packing at ₹75,000 a year
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 7.35 |
| Contingency | 0.37 |
| Total fixed capital | 7.72 |
| Working capital margin | 0.00 |
| Total project cost | 7.72 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.77 | 10.0 |
| Subsidy | 1.93 | 25.0 |
| Term loan from bank | 5.02 | 65.0 |
| Total | 7.72 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Insurance | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 |
| Total cost of operations | 3.07 | 3.07 | 3.07 | 3.07 | 3.07 | 3.07 | 3.07 |
| Operating profit (EBITDA) | -3.07 | -3.07 | -3.07 | -3.07 | -3.07 | -3.07 | -3.07 |
| Depreciation | 1.16 | 0.98 | 0.84 | 0.71 | 0.60 | 0.51 | 0.44 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.54 | 0.47 | 0.39 | 0.30 | 0.22 | 0.13 | 0.05 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.77 | -4.53 | -4.29 | -4.08 | -3.89 | -3.72 | -3.56 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.77 | -4.53 | -4.29 | -4.08 | -3.89 | -3.72 | -3.56 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.77 | -4.53 | -4.29 | -4.08 | -3.89 | -3.72 | -3.56 |
| Depreciation | 1.16 | 0.98 | 0.84 | 0.71 | 0.60 | 0.51 | 0.44 |
| Cash accruals (PAT + depreciation) | -3.62 | -3.54 | -3.46 | -3.37 | -3.29 | -3.20 | -3.12 |
| Term loan repaid | 0.39 | 0.77 | 0.77 | 0.77 | 0.77 | 0.77 | 0.77 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -4.00 | -4.32 | -4.23 | -4.15 | -4.06 | -3.98 | -3.89 |
| Cash and bank | -4.00 | -8.32 | -12.55 | -16.69 | -20.75 | -24.73 | -28.62 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 2.70 | 2.70 | 2.70 | 2.70 | 2.70 | 2.70 | 2.70 |
| Reserves and surplus | -4.77 | -9.30 | -13.60 | -17.68 | -21.57 | -25.29 | -28.85 |
| Term loan outstanding | 4.63 | 3.86 | 3.09 | 2.32 | 1.54 | 0.77 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 2.56 | -2.74 | -7.81 | -12.66 | -17.33 | -21.82 | -26.15 |
| Net fixed assets | 6.56 | 5.58 | 4.74 | 4.03 | 3.42 | 2.91 | 2.47 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -4.00 | -8.32 | -12.55 | -16.69 | -20.75 | -24.73 | -28.62 |
| Total assets | 2.56 | -2.74 | -7.81 | -12.66 | -17.33 | -21.82 | -26.15 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -3.31 | -2.47 | -2.66 | -2.87 | -3.11 | -3.40 | -3.76 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -3.08 |
|---|---|
| Lowest DSCR | -3.76 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 1.16 | 0.98 | 0.84 | 0.71 | 0.60 | 0.51 | 0.44 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 5.02 | 0.54 | 0.39 | 4.63 |
| 2 | 4.63 | 0.47 | 0.77 | 3.86 |
| 3 | 3.86 | 0.39 | 0.77 | 3.09 |
| 4 | 3.09 | 0.30 | 0.77 | 2.32 |
| 5 | 2.32 | 0.22 | 0.77 | 1.54 |
| 6 | 1.54 | 0.13 | 0.77 | 0.77 |
| 7 | 0.77 | 0.05 | 0.77 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST
- Pollution board consent / fire NOC as required (the Samadhan report lists fire/pollution registration)
- Trademark for your brand (optional)
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Mukhyamantri Yuva Udyami Vikas Abhiyan (CM-YUVA)
- Stand-Up India
19 Sources
- KVIC Project Profile — Liquid Detergent (PMEGP) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/LIQUID_DETERGENT_%28_POLYMER_AND_CHEMICAL_BASED_INDUSTRY_%29.pdf
- PMEGP sample project report — Liquid Detergent (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/Liquid_Detergent_%28_Samadhan_Projects_%29.pdf
- DGFT – ITC(HS) Classification of Export and Import Items — https://www.dgft.gov.in/CP/?opt=itchs-import-export
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.