Detailed Project Report
Malta (Hill Orange) Syrup
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹15.08 L
- Term loan from bank
- ₹9.80 L
- Promoter’s contribution
- ₹1.51 L
- Subsidy
- ₹3.77 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-5.64 L
- Average DSCR
- -1.67
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Juice hill malta oranges and cook the juice with sugar into a bottled syrup that is diluted to drink.
| Main product or service | Malta (Hill Orange) Syrup |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Households
- Tourists and pilgrims in the hills
- Hotels, restaurants and sweet shops
- Retail shops and supermarkets
- Tourist and government emporium outlets
- Distributors in nearby cities and online sale
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Cold store, 1,500 kg | 1 | 6,00,000 | 6,00,000 |
| Fruit washer, 100 kg per hour | 1 | 1,20,000 | 1,20,000 |
| Pulper, 100 kg per hour | 1 | 1,00,000 | 1,00,000 |
| Sugar syrup preparation tank, 100 litres | 1 | 80,000 | 80,000 |
| Filter press, 100 litre (× 2) | 1 | 1,20,000 | 1,20,000 |
| Thermic fluid heating kettle, 100 litres per hour | 1 | 2,20,000 | 2,20,000 |
| Filling and capping machine | 1 | 1,40,000 | 1,40,000 |
| Weighing balance | 1 | 6,000 | 6,000 |
| Accessories | 1 | 50,000 | 50,000 |
| Total | 14,36,000 |
Pre-filled from: NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Malta Syrup. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Malta fruit — costed at ₹60 a kg
- Sugar — costed at ₹35 a kg
- Bottles, caps and labels — packing material
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 14.36 |
| Contingency | 0.72 |
| Total fixed capital | 15.08 |
| Working capital margin | 0.00 |
| Total project cost | 15.08 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.51 | 10.0 |
| Subsidy | 3.77 | 25.0 |
| Term loan from bank | 9.80 | 65.0 |
| Total | 15.08 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 | 0.30 |
| Insurance | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 | 0.08 |
| Total cost of operations | 3.26 | 3.26 | 3.26 | 3.26 | 3.26 | 3.26 | 3.26 |
| Operating profit (EBITDA) | -3.26 | -3.26 | -3.26 | -3.26 | -3.26 | -3.26 | -3.26 |
| Depreciation | 2.26 | 1.92 | 1.63 | 1.39 | 1.18 | 1.00 | 0.85 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 1.06 | 0.92 | 0.75 | 0.59 | 0.42 | 0.26 | 0.09 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -6.58 | -6.10 | -5.64 | -5.23 | -4.86 | -4.52 | -4.20 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -6.58 | -6.10 | -5.64 | -5.23 | -4.86 | -4.52 | -4.20 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -6.58 | -6.10 | -5.64 | -5.23 | -4.86 | -4.52 | -4.20 |
| Depreciation | 2.26 | 1.92 | 1.63 | 1.39 | 1.18 | 1.00 | 0.85 |
| Cash accruals (PAT + depreciation) | -4.32 | -4.18 | -4.01 | -3.84 | -3.68 | -3.51 | -3.35 |
| Term loan repaid | 0.75 | 1.51 | 1.51 | 1.51 | 1.51 | 1.51 | 1.51 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -5.07 | -5.68 | -5.52 | -5.35 | -5.19 | -5.02 | -4.85 |
| Cash and bank | -5.07 | -10.76 | -16.27 | -21.63 | -26.81 | -31.83 | -36.69 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 5.28 | 5.28 | 5.28 | 5.28 | 5.28 | 5.28 | 5.28 |
| Reserves and surplus | -6.58 | -12.68 | -18.32 | -23.56 | -28.41 | -32.93 | -37.13 |
| Term loan outstanding | 9.05 | 7.54 | 6.03 | 4.52 | 3.02 | 1.51 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 7.74 | 0.14 | -7.01 | -13.75 | -20.12 | -26.15 | -31.85 |
| Net fixed assets | 12.82 | 10.89 | 9.26 | 7.87 | 6.69 | 5.69 | 4.83 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -5.07 | -10.76 | -16.27 | -21.63 | -26.81 | -31.83 | -36.69 |
| Total assets | 7.74 | 0.14 | -7.01 | -13.75 | -20.12 | -26.15 | -31.85 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.79 | -1.34 | -1.44 | -1.55 | -1.69 | -1.85 | -2.04 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -1.67 |
|---|---|
| Lowest DSCR | -2.04 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 2.26 | 1.92 | 1.63 | 1.39 | 1.18 | 1.00 | 0.85 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 9.80 | 1.06 | 0.75 | 9.05 |
| 2 | 9.05 | 0.92 | 1.51 | 7.54 |
| 3 | 7.54 | 0.75 | 1.51 | 6.03 |
| 4 | 6.03 | 0.59 | 1.51 | 4.52 |
| 5 | 4.52 | 0.42 | 1.51 | 3.02 |
| 6 | 3.02 | 0.26 | 1.51 | 1.51 |
| 7 | 1.51 | 0.09 | 1.51 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- FSSAI licence or registration
- Trade licence from the local body
- Legal Metrology registration for packed goods
18 Government schemes that may apply
- PM Formalisation of Micro Food Processing Enterprises (PM FME)
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Malta Syrup — https://niftem-t.ac.in/pmfme/maltsyrupdpr.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.