Detailed Project Report
Manual Crop Sprayers (Knapsack and Hand Sprayers)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹162.75 L
- Term loan from bank
- ₹146.48 L
- Promoter’s contribution
- ₹16.28 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-35.84 L
- Average DSCR
- -0.24
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Blow-mould plastic tanks, turn brass nozzles, bend the lance and handle, and assemble hand-operated sprayers for farmers.
| Main product or service | Manual Crop Sprayers (Knapsack and Hand Sprayers) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Farmers and orchard growers
- Agri-input and farm-equipment dealers
- State agriculture departments and co-operatives
- Distributors and agri-input dealers in farming districts
- Supply against government and co-operative orders
- Own brand sold through dealers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Fully automatic blow-moulding machine | 1 | 50,00,000 | 50,00,000 |
| Machines for nozzles and pipes (lathe, drill, bending machines) | 1 | 30,00,000 | 30,00,000 |
| Packaging and testing equipment (miscellaneous) (× LS) | 1 | 40,00,000 | 40,00,000 |
| Office equipment | 1 | 35,00,000 | 35,00,000 |
| Total | 1,55,00,000 |
Pre-filled from: DC-MSME import-substitution DPR — Insecticide Dusters and Sprayers (Manual Only). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Plastic for the moulded can — 390 kg a month; ₹8,19,000 a month as printed
- Brass pipe — 2,000 metres a month; ₹1,00,000
- Nozzles — 1,000 a month; ₹50,000
- MS pipe for the handle — 500 metres a month; ₹31,000
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 155.00 |
| Contingency | 7.75 |
| Total fixed capital | 162.75 |
| Working capital margin | 0.00 |
| Total project cost | 162.75 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 16.28 | 10.0 |
| Term loan from bank | 146.48 | 90.0 |
| Total | 162.75 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 3.26 | 3.26 | 3.26 | 3.26 | 3.26 | 3.26 | 3.26 |
| Insurance | 0.81 | 0.81 | 0.81 | 0.81 | 0.81 | 0.81 | 0.81 |
| Total cost of operations | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 | 6.95 |
| Operating profit (EBITDA) | -6.95 | -6.95 | -6.95 | -6.95 | -6.95 | -6.95 | -6.95 |
| Depreciation | 24.41 | 20.75 | 17.64 | 14.99 | 12.74 | 10.83 | 9.21 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 15.85 | 13.74 | 11.26 | 8.78 | 6.30 | 3.82 | 1.34 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -47.22 | -41.44 | -35.84 | -30.72 | -25.99 | -21.60 | -17.50 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -47.22 | -41.44 | -35.84 | -30.72 | -25.99 | -21.60 | -17.50 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -47.22 | -41.44 | -35.84 | -30.72 | -25.99 | -21.60 | -17.50 |
| Depreciation | 24.41 | 20.75 | 17.64 | 14.99 | 12.74 | 10.83 | 9.21 |
| Cash accruals (PAT + depreciation) | -22.80 | -20.69 | -18.21 | -15.73 | -13.25 | -10.77 | -8.29 |
| Term loan repaid | 11.27 | 22.53 | 22.53 | 22.53 | 22.53 | 22.53 | 22.53 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -34.07 | -43.22 | -40.74 | -38.26 | -35.78 | -33.30 | -30.83 |
| Cash and bank | -34.07 | -77.29 | -118.03 | -156.29 | -192.08 | -225.38 | -256.21 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 16.28 | 16.28 | 16.28 | 16.28 | 16.28 | 16.28 | 16.28 |
| Reserves and surplus | -47.22 | -88.65 | -124.50 | -155.22 | -181.21 | -202.81 | -220.31 |
| Term loan outstanding | 135.21 | 112.67 | 90.14 | 67.60 | 45.07 | 22.53 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 104.27 | 40.30 | -18.08 | -71.34 | -119.86 | -164.00 | -204.03 |
| Net fixed assets | 138.34 | 117.59 | 99.95 | 84.96 | 72.21 | 61.38 | 52.17 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -34.07 | -77.29 | -118.03 | -156.29 | -192.08 | -225.38 | -256.21 |
| Total assets | 104.27 | 40.30 | -18.08 | -71.34 | -119.86 | -164.00 | -204.03 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.26 | -0.19 | -0.21 | -0.22 | -0.24 | -0.26 | -0.29 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.24 |
|---|---|
| Lowest DSCR | -0.29 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 24.41 | 20.75 | 17.64 | 14.99 | 12.74 | 10.83 | 9.21 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 146.48 | 15.85 | 11.27 | 135.21 |
| 2 | 135.21 | 13.74 | 22.53 | 112.67 |
| 3 | 112.67 | 11.26 | 22.53 | 90.14 |
| 4 | 90.14 | 8.78 | 22.53 | 67.60 |
| 5 | 67.60 | 6.30 | 22.53 | 45.07 |
| 6 | 45.07 | 3.82 | 22.53 | 22.53 |
| 7 | 22.53 | 1.34 | 22.53 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- Factory licence
- State Pollution Control Board consent for plastic moulding
- BIS certification where buyers or subsidy schemes ask for ISI-marked sprayers
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- DC-MSME import-substitution DPR — Insecticide Dusters and Sprayers (Manual Only) — https://dcmsme.gov.in/project%20profile%20on%20Insecticides%20dust%20%26%20Sprayers%20(Manual%20Only-converted.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.