Detailed Project Report
Monoset Water Pump Manufacturing
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹55.81 L
- Term loan from bank
- ₹50.23 L
- Promoter’s contribution
- ₹5.58 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-14.18 L
- Average DSCR
- -0.43
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Machine castings, wind motors and assemble electric monoset pumps from 0.25 to 15 HP for farms and homes.
| Main product or service | Monoset Water Pump Manufacturing |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Farmers and land owners
- State irrigation departments
- Cooperative societies
- Households
- Pump and hardware dealers
- Government tenders
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| High-precision CNC lathe (570 mm swing, 750 mm between centres) with 20 HP motor | 1 | 30,00,000 | 30,00,000 |
| Heavy-duty cone pulley lathe with 5 HP motor (× 4) | 1 | 10,00,000 | 10,00,000 |
| Lathe 155 × 730 mm with 1.5 HP motor (× 2) | 1 | 1,20,000 | 1,20,000 |
| Hydraulic cylindrical grinding machine | 1 | 6,10,000 | 6,10,000 |
| Hydraulic press, 40 tonne | 1 | 70,000 | 70,000 |
| Hydraulic press, 25 tonne | 1 | 45,000 | 45,000 |
| Lapping machine | 1 | 1,00,000 | 1,00,000 |
| Dynamic balancing machine, 50 kg | 1 | 75,000 | 75,000 |
| Oven, 300°C | 1 | 50,000 | 50,000 |
| Pump testing control panel with meters | 1 | 1,10,000 | 1,10,000 |
| Electromagnetic flow meter | 1 | 45,000 | 45,000 |
| Water collection tank and underground sump | 1 | 90,000 | 90,000 |
| Total | 53,15,000 |
Pre-filled from: DC-MSME project profile — Monoset Water Pumps (PMRY series, prepared by SISI); World Customs Organization – HS Nomenclature 2022, Chapter 84. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Electrical stampings — 2 tonnes a month at ₹60,000 a tonne in the profile
- Enamelled copper winding wire — 0.7 tonne a month at ₹2,00,000 a tonne
- Cast-iron castings (bodies, impellers) — 4 tonnes a month at ₹17,000 a tonne, from local foundries
- EN-8 shafts — 1 tonne a month at ₹28,000
- Gun-metal parts — 0.1 tonne a month at ₹95,000 a tonne
- Mechanical seals, ball bearings, foot valves, wood and paint — bought in; misc. items ₹25,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 53.15 |
| Contingency | 2.66 |
| Total fixed capital | 55.81 |
| Working capital margin | 0.00 |
| Total project cost | 55.81 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 5.58 | 10.0 |
| Term loan from bank | 50.23 | 90.0 |
| Total | 55.81 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 | 1.12 |
| Insurance | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 | 0.28 |
| Total cost of operations | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 |
| Operating profit (EBITDA) | -4.28 | -4.28 | -4.28 | -4.28 | -4.28 | -4.28 | -4.28 |
| Depreciation | 8.37 | 7.12 | 6.05 | 5.14 | 4.37 | 3.71 | 3.16 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 5.44 | 4.71 | 3.86 | 3.01 | 2.16 | 1.31 | 0.46 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -18.08 | -16.10 | -14.18 | -12.43 | -10.81 | -9.30 | -7.89 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -18.08 | -16.10 | -14.18 | -12.43 | -10.81 | -9.30 | -7.89 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -18.08 | -16.10 | -14.18 | -12.43 | -10.81 | -9.30 | -7.89 |
| Depreciation | 8.37 | 7.12 | 6.05 | 5.14 | 4.37 | 3.71 | 3.16 |
| Cash accruals (PAT + depreciation) | -9.71 | -8.99 | -8.14 | -7.29 | -6.44 | -5.59 | -4.74 |
| Term loan repaid | 3.86 | 7.73 | 7.73 | 7.73 | 7.73 | 7.73 | 7.73 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -13.58 | -16.71 | -15.86 | -15.01 | -14.16 | -13.31 | -12.46 |
| Cash and bank | -13.58 | -30.29 | -46.15 | -61.16 | -75.33 | -88.64 | -101.10 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 5.58 | 5.58 | 5.58 | 5.58 | 5.58 | 5.58 | 5.58 |
| Reserves and surplus | -18.08 | -34.18 | -48.37 | -60.79 | -71.60 | -80.90 | -88.79 |
| Term loan outstanding | 46.36 | 38.64 | 30.91 | 23.18 | 15.45 | 7.73 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 33.86 | 10.03 | -11.88 | -32.03 | -50.56 | -67.59 | -83.21 |
| Net fixed assets | 47.44 | 40.32 | 34.27 | 29.13 | 24.76 | 21.05 | 17.89 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -13.58 | -30.29 | -46.15 | -61.16 | -75.33 | -88.64 | -101.10 |
| Total assets | 33.86 | 10.03 | -11.88 | -32.03 | -50.56 | -67.59 | -83.21 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.46 | -0.34 | -0.37 | -0.40 | -0.43 | -0.47 | -0.52 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.43 |
|---|---|
| Lowest DSCR | -0.52 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 8.37 | 7.12 | 6.05 | 5.14 | 4.37 | 3.71 | 3.16 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 50.23 | 5.44 | 3.86 | 46.36 |
| 2 | 46.36 | 4.71 | 7.73 | 38.64 |
| 3 | 38.64 | 3.86 | 7.73 | 30.91 |
| 4 | 30.91 | 3.01 | 7.73 | 23.18 |
| 5 | 23.18 | 2.16 | 7.73 | 15.45 |
| 6 | 15.45 | 1.31 | 7.73 | 7.73 |
| 7 | 7.73 | 0.46 | 7.73 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST
- BIS ISI mark (IS 9079) — check whether a Quality Control Order applies; tenders often ask for it
- Factory licence
- State Pollution Control Board consent
- BEE star labelling where it applies to your pump type
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- DC-MSME project profile — Monoset Water Pumps (PMRY series, prepared by SISI) — https://www.dcmsme.gov.in/publications/pmryprof/mechanical/ch17.pdf
- World Customs Organization – HS Nomenclature 2022, Chapter 84 — https://www.wcoomd.org/-/media/wco/public/global/pdf/topics/nomenclature/instruments-and-tools/hs-nomenclature-2022/2022/1684_2022e.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.