Detailed Project Report
Passenger Jeep Taxi (Shared Taxi)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹5.32 L
- Term loan from bank
- ₹4.79 L
- Promoter’s contribution
- ₹0.53 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.96 L
- Average DSCR
- -3.17
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Running a 13-seat diesel jeep as a shared taxi between villages, small towns and the city.
| Main product or service | Passenger Jeep Taxi (Shared Taxi) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Villagers and small-town commuters
- Groups booking for weddings, markets and pilgrimages
- Taxi stand on a fixed route
- Phone bookings
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| 13-seat diesel jeep (2,596 cc, 5 doors) with tax, registration and number plate | 1 | 5,06,400 | 5,06,400 |
| Total | 5,06,400 |
Pre-filled from: NSTFDC model project profile — Trax Cruiser. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Diesel — 17 litres a day for 300 days; ₹1,83,600 a year in the profile
- Spare parts — ₹1,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 5.06 |
| Contingency | 0.25 |
| Total fixed capital | 5.32 |
| Working capital margin | 0.00 |
| Total project cost | 5.32 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.53 | 10.0 |
| Term loan from bank | 4.79 | 90.0 |
| Total | 5.32 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 | 0.11 |
| Insurance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Total cost of operations | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 |
| Operating profit (EBITDA) | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 |
| Depreciation | 0.80 | 0.68 | 0.58 | 0.49 | 0.42 | 0.35 | 0.30 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.52 | 0.45 | 0.37 | 0.29 | 0.21 | 0.12 | 0.04 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.33 | -4.14 | -3.96 | -3.79 | -3.64 | -3.49 | -3.36 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.33 | -4.14 | -3.96 | -3.79 | -3.64 | -3.49 | -3.36 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.33 | -4.14 | -3.96 | -3.79 | -3.64 | -3.49 | -3.36 |
| Depreciation | 0.80 | 0.68 | 0.58 | 0.49 | 0.42 | 0.35 | 0.30 |
| Cash accruals (PAT + depreciation) | -3.53 | -3.46 | -3.38 | -3.30 | -3.22 | -3.14 | -3.06 |
| Term loan repaid | 0.37 | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 | 0.74 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.90 | -4.20 | -4.12 | -4.04 | -3.95 | -3.87 | -3.79 |
| Cash and bank | -3.90 | -8.10 | -12.21 | -16.25 | -20.20 | -24.08 | -27.87 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.53 | 0.53 | 0.53 | 0.53 | 0.53 | 0.53 | 0.53 |
| Reserves and surplus | -4.33 | -8.47 | -12.43 | -16.21 | -19.85 | -23.34 | -26.70 |
| Term loan outstanding | 4.42 | 3.68 | 2.94 | 2.21 | 1.47 | 0.74 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 0.62 | -4.26 | -8.95 | -13.47 | -17.85 | -22.07 | -26.17 |
| Net fixed assets | 4.52 | 3.84 | 3.27 | 2.78 | 2.36 | 2.01 | 1.70 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.90 | -8.10 | -12.21 | -16.25 | -20.20 | -24.08 | -27.87 |
| Total assets | 0.62 | -4.26 | -8.95 | -13.47 | -17.85 | -22.07 | -26.17 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -3.40 | -2.54 | -2.73 | -2.95 | -3.20 | -3.50 | -3.86 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -3.17 |
|---|---|
| Lowest DSCR | -3.86 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.80 | 0.68 | 0.58 | 0.49 | 0.42 | 0.35 | 0.30 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 4.79 | 0.52 | 0.37 | 4.42 |
| 2 | 4.42 | 0.45 | 0.74 | 3.68 |
| 3 | 3.68 | 0.37 | 0.74 | 2.94 |
| 4 | 2.94 | 0.29 | 0.74 | 2.21 |
| 5 | 2.21 | 0.21 | 0.74 | 1.47 |
| 6 | 1.47 | 0.12 | 0.74 | 0.74 |
| 7 | 0.74 | 0.04 | 0.74 | 0.00 |
17 Licences and registrations
- Driving licence for a transport vehicle with badge where required
- Commercial registration and contract-carriage or stage-carriage permit from the RTO
- Insurance, fitness and pollution certificates
- Road tax as per the State
18 Government schemes that may apply
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- NSTFDC model project profile — Trax Cruiser — https://nstfdc.tribal.gov.in/UploadData/pdf/trax_cruiser.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.