Detailed Project Report
Photography and Videography Studio
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹18.69 L
- Term loan from bank
- ₹16.82 L
- Promoter’s contribution
- ₹1.87 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-6.67 L
- Average DSCR
- -1.00
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Shoot portraits, events, products, wildlife and films, with an in-house editing suite.
| Main product or service | Photography and Videography Studio |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Families and couples (portraits and weddings)
- Event organisers
- Hotels, tour operators and local businesses
- Tourists and adventure-sport operators
- Instagram and YouTube portfolio
- Tie-ups with wedding planners and venues
- Commercial contracts with businesses
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Cameras and lenses (× 2) | 1 | 2,00,000 | 2,00,000 |
| Lighting equipment (× 2) | 1 | 40,000 | 40,000 |
| Tripods and supports (× 2) | 1 | 20,000 | 20,000 |
| Computers for editing (× 2) | 1 | 14,00,000 | 14,00,000 |
| Editing software | 1 | 30,000 | 30,000 |
| Studio desks (× 3) | 1 | 30,000 | 30,000 |
| Storage cabinets (× 2) | 1 | 30,000 | 30,000 |
| Workstations (× 3) | 1 | 30,000 | 30,000 |
| Total | 17,80,000 |
Pre-filled from: Uttarakhand DUY project profile — Photo & Videography Studio. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Props, backdrops, prints and packaging — the profile puts raw materials at ₹14.40 lakh a year
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 17.80 |
| Contingency | 0.89 |
| Total fixed capital | 18.69 |
| Working capital margin | 0.00 |
| Total project cost | 18.69 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.87 | 10.0 |
| Term loan from bank | 16.82 | 90.0 |
| Total | 18.69 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 | 0.37 |
| Insurance | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 |
| Total cost of operations | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 | 3.35 |
| Operating profit (EBITDA) | -3.35 | -3.35 | -3.35 | -3.35 | -3.35 | -3.35 | -3.35 |
| Depreciation | 2.80 | 2.38 | 2.03 | 1.72 | 1.46 | 1.24 | 1.06 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 1.82 | 1.58 | 1.29 | 1.01 | 0.72 | 0.44 | 0.15 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -7.97 | -7.31 | -6.67 | -6.08 | -5.53 | -5.03 | -4.56 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -7.97 | -7.31 | -6.67 | -6.08 | -5.53 | -5.03 | -4.56 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -7.97 | -7.31 | -6.67 | -6.08 | -5.53 | -5.03 | -4.56 |
| Depreciation | 2.80 | 2.38 | 2.03 | 1.72 | 1.46 | 1.24 | 1.06 |
| Cash accruals (PAT + depreciation) | -5.17 | -4.92 | -4.64 | -4.36 | -4.07 | -3.79 | -3.50 |
| Term loan repaid | 1.29 | 2.59 | 2.59 | 2.59 | 2.59 | 2.59 | 2.59 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -6.46 | -7.51 | -7.23 | -6.94 | -6.66 | -6.37 | -6.09 |
| Cash and bank | -6.46 | -13.97 | -21.20 | -28.15 | -34.80 | -41.18 | -47.27 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 1.87 | 1.87 | 1.87 | 1.87 | 1.87 | 1.87 | 1.87 |
| Reserves and surplus | -7.97 | -15.28 | -21.94 | -28.02 | -33.56 | -38.59 | -43.14 |
| Term loan outstanding | 15.53 | 12.94 | 10.35 | 7.76 | 5.18 | 2.59 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 9.42 | -0.47 | -9.72 | -18.39 | -26.51 | -34.13 | -41.28 |
| Net fixed assets | 15.89 | 13.50 | 11.48 | 9.76 | 8.29 | 7.05 | 5.99 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -6.46 | -13.97 | -21.20 | -28.15 | -34.80 | -41.18 | -47.27 |
| Total assets | 9.42 | -0.47 | -9.72 | -18.39 | -26.51 | -34.13 | -41.28 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.07 | -0.80 | -0.86 | -0.93 | -1.01 | -1.11 | -1.22 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -1.00 |
|---|---|
| Lowest DSCR | -1.22 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 2.80 | 2.38 | 2.03 | 1.72 | 1.46 | 1.24 | 1.06 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 16.82 | 1.82 | 1.29 | 15.53 |
| 2 | 15.53 | 1.58 | 2.59 | 12.94 |
| 3 | 12.94 | 1.29 | 2.59 | 10.35 |
| 4 | 10.35 | 1.01 | 2.59 | 7.76 |
| 5 | 7.76 | 0.72 | 2.59 | 5.18 |
| 6 | 5.18 | 0.44 | 2.59 | 2.59 |
| 7 | 2.59 | 0.15 | 2.59 | 0.00 |
17 Licences and registrations
- Professional tax registration with the state Commercial Tax Department
- DGCA approval and drone registration for aerial shooting
- Shop and establishment registration
- Udyam registration
- GST registration once turnover crosses the limit
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
19 Sources
- Uttarakhand DUY project profile — Photo & Videography Studio — https://duy-heduk.org/downloads/project-profiles/photo-&-videography-studio.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.