Detailed Project Report
Precision Sheet Metal Fabrication (Job Shop)
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹42.74 L
- Term loan from bank
- ₹38.46 L
- Promoter’s contribution
- ₹4.27 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-11.54 L
- Average DSCR
- -0.52
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Cut, punch, bend, weld and paint steel sheet to customers' drawings — machine casings, panel parts, cabinets, ducts and frames.
| Main product or service | Precision Sheet Metal Fabrication (Job Shop) |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Automobile and heavy-vehicle makers
- White-goods and electronics makers (chassis, casings)
- Electrical control panel builders (cable trays, enclosures)
- Machinery, material-handling and mining equipment makers
- Direct job orders against drawings
- Approved-vendor contracts with manufacturers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Sheet shearing machine | 1 | 2,00,000 | 2,00,000 |
| Laser / plasma profile cutting machine (× 2) | 1 | 8,00,000 | 8,00,000 |
| Hydraulic press brake | 1 | 4,50,000 | 4,50,000 |
| Hydraulic press (× 2) | 1 | 8,50,000 | 8,50,000 |
| Mechanical power press | 1 | 2,50,000 | 2,50,000 |
| Manual shearing press (× 3) | 1 | 40,000 | 40,000 |
| Manual sheet folding machine (× 2) | 1 | 45,000 | 45,000 |
| Fly press (× 3) | 1 | 35,000 | 35,000 |
| Spot and seam welding machine (× 4) | 1 | 80,000 | 80,000 |
| Profile rolling machine (× 2) | 1 | 3,50,000 | 3,50,000 |
| Beading and curling machine | 1 | 1,20,000 | 1,20,000 |
| Sand blasting machine | 1 | 2,00,000 | 2,00,000 |
| Pickling and surface treatment set-up | 1 | 2,00,000 | 2,00,000 |
| Spray / powder paint shop | 1 | 2,50,000 | 2,50,000 |
| Paint baking oven | 1 | 2,00,000 | 2,00,000 |
| Total | 40,70,000 |
Pre-filled from: SIDBI Stand-Up Mitra project profile — Sheet Metal Fabrication; World Customs Organization – HS Nomenclature 2022, Chapter 73. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- CR carbon steel sheets, angles and sections — ₹30–60 a kg in the profile
- Stainless steel sheets — ₹150–230 a kg in the profile
- Welding wire, electrodes, flux and fasteners — for joining
- Surface treatment chemicals and paint powder — for pickling, passivation and coating
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 40.70 |
| Contingency | 2.04 |
| Total fixed capital | 42.74 |
| Working capital margin | 0.00 |
| Total project cost | 42.74 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 4.27 | 10.0 |
| Term loan from bank | 38.46 | 90.0 |
| Total | 42.74 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 | 0.85 |
| Insurance | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 |
| Total cost of operations | 3.95 | 3.95 | 3.95 | 3.95 | 3.95 | 3.95 | 3.95 |
| Operating profit (EBITDA) | -3.95 | -3.95 | -3.95 | -3.95 | -3.95 | -3.95 | -3.95 |
| Depreciation | 6.41 | 5.45 | 4.63 | 3.94 | 3.35 | 2.84 | 2.42 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 4.16 | 3.61 | 2.96 | 2.31 | 1.65 | 1.00 | 0.35 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -14.52 | -13.00 | -11.54 | -10.19 | -8.95 | -7.80 | -6.72 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -14.52 | -13.00 | -11.54 | -10.19 | -8.95 | -7.80 | -6.72 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -14.52 | -13.00 | -11.54 | -10.19 | -8.95 | -7.80 | -6.72 |
| Depreciation | 6.41 | 5.45 | 4.63 | 3.94 | 3.35 | 2.84 | 2.42 |
| Cash accruals (PAT + depreciation) | -8.11 | -7.56 | -6.90 | -6.25 | -5.60 | -4.95 | -4.30 |
| Term loan repaid | 2.96 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 | 5.92 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -11.07 | -13.47 | -12.82 | -12.17 | -11.52 | -10.87 | -10.22 |
| Cash and bank | -11.07 | -24.54 | -37.36 | -49.53 | -61.05 | -71.92 | -82.14 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 4.27 | 4.27 | 4.27 | 4.27 | 4.27 | 4.27 | 4.27 |
| Reserves and surplus | -14.52 | -27.53 | -39.06 | -49.25 | -58.20 | -66.00 | -72.72 |
| Term loan outstanding | 35.50 | 29.59 | 23.67 | 17.75 | 11.83 | 5.92 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 25.25 | 6.33 | -11.12 | -27.23 | -42.09 | -55.81 | -68.44 |
| Net fixed assets | 36.32 | 30.88 | 26.24 | 22.31 | 18.96 | 16.12 | 13.70 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -11.07 | -24.54 | -37.36 | -49.53 | -61.05 | -71.92 | -82.14 |
| Total assets | 25.25 | 6.33 | -11.12 | -27.23 | -42.09 | -55.81 | -68.44 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.55 | -0.41 | -0.44 | -0.48 | -0.52 | -0.57 | -0.63 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.52 |
|---|---|
| Lowest DSCR | -0.63 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 6.41 | 5.45 | 4.63 | 3.94 | 3.35 | 2.84 | 2.42 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 38.46 | 4.16 | 2.96 | 35.50 |
| 2 | 35.50 | 3.61 | 5.92 | 29.59 |
| 3 | 29.59 | 2.96 | 5.92 | 23.67 |
| 4 | 23.67 | 2.31 | 5.92 | 17.75 |
| 5 | 17.75 | 1.65 | 5.92 | 11.83 |
| 6 | 11.83 | 1.00 | 5.92 | 5.92 |
| 7 | 5.92 | 0.35 | 5.92 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- State Pollution Control Board consent (painting, pickling, sand blasting)
- Factory licence
- Fire safety clearance
- Vendor registration with buyers; ISO 9001 helps win orders
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
- Stand-Up India
19 Sources
- SIDBI Stand-Up Mitra project profile — Sheet Metal Fabrication — https://www.standupmitra.in/Default/ViewFile/?id=1517575201497_Sheet%20Metal%20Fabrication.docx&path=ProjectProfile
- World Customs Organization – HS Nomenclature 2022, Chapter 73 — https://www.wcoomd.org/-/media/wco/public/global/pdf/topics/nomenclature/instruments-and-tools/hs-nomenclature-2022/2022/1573_2022e.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.