Detailed Project Report
PVC Wire and Cable Coating
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹30.03 L
- Term loan from bank
- ₹19.52 L
- Promoter’s contribution
- ₹3.00 L
- Subsidy
- ₹7.51 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-8.39 L
- Average DSCR
- -0.94
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Coat copper wire with PVC on an extruder to make house-wiring wires and cables in 100 m coils.
| Main product or service | PVC Wire and Cable Coating |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Electricians and house-wiring contractors
- Builders
- Appliance, machine-tool and vehicle makers
- Telephone and railway signalling works
- Electrical wholesalers and retailers
- Direct supply to builders and contractors
- Supply to manufacturers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| PVC extruder and wire coating machine | 1 | 16,00,000 | 16,00,000 |
| Wire straightening equipment | 1 | 1,00,000 | 1,00,000 |
| Cable printing machine | 1 | 60,000 | 60,000 |
| Measuring and coiling machine | 1 | 5,00,000 | 5,00,000 |
| Extrusion dies, nozzles (× 1 set) | 1 | 70,000 | 70,000 |
| 4-bar rotary machine for creasing and sizing | 1 | 2,30,000 | 2,30,000 |
| Eccentric slotter | 1 | 2,50,000 | 2,50,000 |
| Testing equipment and hand tools (× 1 lot) | 1 | 50,000 | 50,000 |
| Total | 28,60,000 |
Pre-filled from: PMEGP sample project report — PVC Wire & Cable Coating (prepared by Udyami/Samadhan); DGFT — ITC(HS) classification of export and import items. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Copper wire (1 sq mm) for coating — 110 tonnes a year at ₹3,80,000 a tonne at full capacity in the report
- PVC resin powder — 5 tonnes a year at ₹70,000 a tonne
- Other chemicals and consumables (calcium, wax, titanium) — ₹4,00,000 a year
- Packing material — ₹2,00,000 a year
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 28.60 |
| Contingency | 1.43 |
| Total fixed capital | 30.03 |
| Working capital margin | 0.00 |
| Total project cost | 30.03 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 3.00 | 10.0 |
| Subsidy | 7.51 | 25.0 |
| Term loan from bank | 19.52 | 65.0 |
| Total | 30.03 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.60 | 0.60 | 0.60 | 0.60 | 0.60 | 0.60 | 0.60 |
| Insurance | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 |
| Total cost of operations | 3.63 | 3.63 | 3.63 | 3.63 | 3.63 | 3.63 | 3.63 |
| Operating profit (EBITDA) | -3.63 | -3.63 | -3.63 | -3.63 | -3.63 | -3.63 | -3.63 |
| Depreciation | 4.50 | 3.83 | 3.25 | 2.77 | 2.35 | 2.00 | 1.70 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 2.11 | 1.83 | 1.50 | 1.17 | 0.84 | 0.51 | 0.18 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -10.25 | -9.29 | -8.39 | -7.57 | -6.82 | -6.14 | -5.51 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -10.25 | -9.29 | -8.39 | -7.57 | -6.82 | -6.14 | -5.51 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -10.25 | -9.29 | -8.39 | -7.57 | -6.82 | -6.14 | -5.51 |
| Depreciation | 4.50 | 3.83 | 3.25 | 2.77 | 2.35 | 2.00 | 1.70 |
| Cash accruals (PAT + depreciation) | -5.74 | -5.46 | -5.13 | -4.80 | -4.47 | -4.14 | -3.81 |
| Term loan repaid | 1.50 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -7.24 | -8.46 | -8.13 | -7.80 | -7.47 | -7.14 | -6.81 |
| Cash and bank | -7.24 | -15.71 | -23.84 | -31.65 | -39.12 | -46.26 | -53.08 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 10.51 | 10.51 | 10.51 | 10.51 | 10.51 | 10.51 | 10.51 |
| Reserves and surplus | -10.25 | -19.54 | -27.92 | -35.49 | -42.31 | -48.45 | -53.96 |
| Term loan outstanding | 18.02 | 15.02 | 12.01 | 9.01 | 6.01 | 3.00 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 18.28 | 5.99 | -5.40 | -15.97 | -25.80 | -34.94 | -43.45 |
| Net fixed assets | 25.53 | 21.70 | 18.44 | 15.68 | 13.32 | 11.33 | 9.63 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -7.24 | -15.71 | -23.84 | -31.65 | -39.12 | -46.26 | -53.08 |
| Total assets | 18.28 | 5.99 | -5.40 | -15.97 | -25.80 | -34.94 | -43.45 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.00 | -0.75 | -0.81 | -0.87 | -0.94 | -1.03 | -1.14 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.94 |
|---|---|
| Lowest DSCR | -1.14 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 4.50 | 3.83 | 3.25 | 2.77 | 2.35 | 2.00 | 1.70 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 19.52 | 2.11 | 1.50 | 18.02 |
| 2 | 18.02 | 1.83 | 3.00 | 15.02 |
| 3 | 15.02 | 1.50 | 3.00 | 12.01 |
| 4 | 12.01 | 1.17 | 3.00 | 9.01 |
| 5 | 9.01 | 0.84 | 3.00 | 6.01 |
| 6 | 6.01 | 0.51 | 3.00 | 3.00 |
| 7 | 3.00 | 0.18 | 3.00 | 0.00 |
17 Licences and registrations
- Udyam
- GST
- BIS licence — PVC insulated cables (IS 694) need the BIS mark under a quality control order
- Pollution control board NOC
- Trademark for the brand name
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- PMEGP sample project report — PVC Wire & Cable Coating (prepared by Udyami/Samadhan) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/PVC_Wire_%26_Cable_Coating_%28_Samadhan_Projects_%29.pdf
- DGFT — ITC(HS) classification of export and import items — https://www.dgft.gov.in/CP/?opt=itchs-import-export
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.