Detailed Project Report
Regulated DC Power Supplies
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹1.31 L
- Term loan from bank
- ₹0.85 L
- Promoter’s contribution
- ₹0.13 L
- Subsidy
- ₹0.33 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.12 L
- Average DSCR
- -17.18
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Assemble and test bench power supplies that give a steady DC voltage from mains power for labs, colleges and workshops.
| Main product or service | Regulated DC Power Supplies |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Electronics laboratories and R&D sections
- Colleges, ITIs and polytechnics
- Industries and communication departments
- Electronics repair and service centres
- Direct sale to institutions
- Laboratory equipment dealers
- Government and institutional tenders
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Drilling machine (1/2"), bench grinder, dual-trace oscilloscope (10 MHz), digital voltmeter (4½ digit), multimeters, true-RMS meter, dimmerstats (4 and 8 A), panel meters, HV tester, rheostats, megger, hand tools, jigs and fixtures, office equipment and furniture (× 1 lot) | 1 | 1,25,000 | 1,25,000 |
| Total | 1,25,000 |
Pre-filled from: KVIC Project Profile — Regulated D.C. Power Supplies (PMEGP); DGFT — ITC(HS) classification of export and import items. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Electronic components and parts — ₹10,00,000 a year in the profile
- Labels and packing material — ₹35,000 a year
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 1.25 |
| Contingency | 0.06 |
| Total fixed capital | 1.31 |
| Working capital margin | 0.00 |
| Total project cost | 1.31 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.13 | 10.0 |
| Subsidy | 0.33 | 25.0 |
| Term loan from bank | 0.85 | 65.0 |
| Total | 1.31 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Insurance | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total cost of operations | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 | 2.91 |
| Operating profit (EBITDA) | -2.91 | -2.91 | -2.91 | -2.91 | -2.91 | -2.91 | -2.91 |
| Depreciation | 0.20 | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 | 0.07 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.09 | 0.08 | 0.07 | 0.05 | 0.04 | 0.02 | 0.01 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -3.20 | -3.16 | -3.12 | -3.08 | -3.05 | -3.02 | -2.99 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -3.20 | -3.16 | -3.12 | -3.08 | -3.05 | -3.02 | -2.99 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -3.20 | -3.16 | -3.12 | -3.08 | -3.05 | -3.02 | -2.99 |
| Depreciation | 0.20 | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 | 0.07 |
| Cash accruals (PAT + depreciation) | -3.01 | -2.99 | -2.98 | -2.96 | -2.95 | -2.94 | -2.92 |
| Term loan repaid | 0.07 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 | 0.13 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.07 | -3.12 | -3.11 | -3.10 | -3.08 | -3.07 | -3.05 |
| Cash and bank | -3.07 | -6.19 | -9.30 | -12.40 | -15.48 | -18.55 | -21.60 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 0.46 | 0.46 | 0.46 | 0.46 | 0.46 | 0.46 | 0.46 |
| Reserves and surplus | -3.20 | -6.36 | -9.48 | -12.57 | -15.62 | -18.64 | -21.64 |
| Term loan outstanding | 0.79 | 0.66 | 0.53 | 0.39 | 0.26 | 0.13 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | -1.96 | -5.25 | -8.50 | -11.71 | -14.90 | -18.05 | -21.18 |
| Net fixed assets | 1.12 | 0.95 | 0.81 | 0.69 | 0.58 | 0.50 | 0.42 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.07 | -6.19 | -9.30 | -12.40 | -15.48 | -18.55 | -21.60 |
| Total assets | -1.96 | -5.25 | -8.50 | -11.71 | -14.90 | -18.05 | -21.18 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -18.44 | -13.79 | -14.80 | -15.97 | -17.34 | -18.98 | -20.94 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -17.18 |
|---|---|
| Lowest DSCR | -20.94 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.20 | 0.17 | 0.14 | 0.12 | 0.10 | 0.09 | 0.07 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 0.85 | 0.09 | 0.07 | 0.79 |
| 2 | 0.79 | 0.08 | 0.13 | 0.66 |
| 3 | 0.66 | 0.07 | 0.13 | 0.53 |
| 4 | 0.53 | 0.05 | 0.13 | 0.39 |
| 5 | 0.39 | 0.04 | 0.13 | 0.26 |
| 6 | 0.26 | 0.02 | 0.13 | 0.13 |
| 7 | 0.13 | 0.01 | 0.13 | 0.00 |
17 Licences and registrations
- Udyam
- GST
- BIS registration under the Compulsory Registration Scheme if the product falls in a notified electronics category
- Trade licence from the local body
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
19 Sources
- KVIC Project Profile — Regulated D.C. Power Supplies (PMEGP) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/REGULATED_D.C._POWER_SUPPLIES_%28_RURAL_ENGG._AND_BIO-TECH_INDUSTRY_%29.pdf
- DGFT — ITC(HS) classification of export and import items — https://www.dgft.gov.in/CP/?opt=itchs-import-export
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.