Detailed Project Report
Rubber-Bonded Engine Mounting Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹5.09 L
- Term loan from bank
- ₹3.31 L
- Promoter’s contribution
- ₹0.51 L
- Subsidy
- ₹1.27 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-3.81 L
- Average DSCR
- -4.57
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Mould rubber-to-metal engine mountings for vehicle makers and the replacement market.
| Main product or service | Rubber-Bonded Engine Mounting Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Vehicle makers (original equipment)
- Spare-parts dealers and garages
- Direct supply to OEMs and their vendors
- Auto-parts wholesalers
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Rubber mixing mill 12" × 30" with reduction gear, safety devices and motor | 1 | 0 | 0 |
| Baby boiler with accessories and pumps | 1 | 0 | 0 |
| Hydraulic press, 4 daylight, with motors | 1 | 0 | 0 |
| Moulds, tools and fittings (× 1 lot) | 1 | 0 | 0 |
| Testing equipment, furniture, office items and installation (× 1 lot) | 1 | 4,85,000 | 4,85,000 |
| Total | 4,85,000 |
Pre-filled from: KVIC Project Profile — Engine Mounting-Rubber Bonded (PMEGP). Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Rubber, compounding chemicals and bonding agents — raw material ₹14.25 lakh a year
- Metal plates and inserts
- Labels and packing — ₹1.25 lakh a year
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 4.85 |
| Contingency | 0.24 |
| Total fixed capital | 5.09 |
| Working capital margin | 0.00 |
| Total project cost | 5.09 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 0.51 | 10.0 |
| Subsidy | 1.27 | 25.0 |
| Term loan from bank | 3.31 | 65.0 |
| Total | 5.09 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Insurance | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 |
| Total cost of operations | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 | 3.01 |
| Operating profit (EBITDA) | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 | -3.01 |
| Depreciation | 0.76 | 0.65 | 0.55 | 0.47 | 0.40 | 0.34 | 0.29 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 0.36 | 0.31 | 0.25 | 0.20 | 0.14 | 0.09 | 0.03 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -4.13 | -3.97 | -3.81 | -3.67 | -3.55 | -3.43 | -3.33 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -4.13 | -3.97 | -3.81 | -3.67 | -3.55 | -3.43 | -3.33 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -4.13 | -3.97 | -3.81 | -3.67 | -3.55 | -3.43 | -3.33 |
| Depreciation | 0.76 | 0.65 | 0.55 | 0.47 | 0.40 | 0.34 | 0.29 |
| Cash accruals (PAT + depreciation) | -3.37 | -3.32 | -3.26 | -3.21 | -3.15 | -3.09 | -3.04 |
| Term loan repaid | 0.25 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 | 0.51 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -3.62 | -3.83 | -3.77 | -3.71 | -3.66 | -3.60 | -3.55 |
| Cash and bank | -3.62 | -7.45 | -11.22 | -14.93 | -18.59 | -22.20 | -25.74 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 1.78 | 1.78 | 1.78 | 1.78 | 1.78 | 1.78 | 1.78 |
| Reserves and surplus | -4.13 | -8.10 | -11.91 | -15.58 | -19.13 | -22.57 | -25.89 |
| Term loan outstanding | 3.06 | 2.55 | 2.04 | 1.53 | 1.02 | 0.51 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 0.71 | -3.77 | -8.09 | -12.27 | -16.33 | -20.27 | -24.11 |
| Net fixed assets | 4.33 | 3.68 | 3.13 | 2.66 | 2.26 | 1.92 | 1.63 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -3.62 | -7.45 | -11.22 | -14.93 | -18.59 | -22.20 | -25.74 |
| Total assets | 0.71 | -3.77 | -8.09 | -12.27 | -16.33 | -20.27 | -24.11 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -4.91 | -3.67 | -3.94 | -4.25 | -4.62 | -5.05 | -5.57 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -4.57 |
|---|---|
| Lowest DSCR | -5.57 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 0.76 | 0.65 | 0.55 | 0.47 | 0.40 | 0.34 | 0.29 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 3.31 | 0.36 | 0.25 | 3.06 |
| 2 | 3.06 | 0.31 | 0.51 | 2.55 |
| 3 | 2.55 | 0.25 | 0.51 | 2.04 |
| 4 | 2.04 | 0.20 | 0.51 | 1.53 |
| 5 | 1.53 | 0.14 | 0.51 | 1.02 |
| 6 | 1.02 | 0.09 | 0.51 | 0.51 |
| 7 | 0.51 | 0.03 | 0.51 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- State Pollution Control Board consent
- Boiler registration with the state boiler inspectorate
18 Government schemes that may apply
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- KVIC Project Profile — Engine Mounting-Rubber Bonded (PMEGP) — https://pmegp.msme.gov.in/Home/DownloadDocument?fileName=Documents/ProjectSampleReport/ENGINE_MOUNTING-RUBBER_BONDED_%28_POLYMER_AND_CHEMICAL_BASED_INDUSTRY_%29.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.