Detailed Project Report
Stoneware Jars and Storage Containers
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹130.20 L
- Term loan from bank
- ₹117.18 L
- Promoter’s contribution
- ₹13.02 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-29.25 L
- Average DSCR
- -0.26
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Grind clay, feldspar and quartz, shape jars on jigger machines, glaze and fire them in a tunnel kiln to make dense stoneware storage jars.
| Main product or service | Stoneware Jars and Storage Containers |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Pickle, chutney and preserve makers
- Chemical, pharmacy and laboratory users needing acid-proof containers
- Households, hotels and gift shops
- Crockery wholesalers
- Crockery and kitchenware wholesalers and dealers
- Direct supply to food and chemical units
- Exhibitions and online marketplaces
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Ball mill 1800 x 1800 mm with 10 HP motor (× 2) | 1 | 9,00,000 | 9,00,000 |
| Ball mill 900 x 900 mm with 7.5 HP motor | 1 | 2,00,000 | 2,00,000 |
| Screw blunger 5,000 litre with 5 HP motor and cemented tank (× 2) | 1 | 4,00,000 | 4,00,000 |
| Vibrating screen 900 x 900 mm (× 2) | 1 | 1,20,000 | 1,20,000 |
| Electromagnet with rectifier | 1 | 50,000 | 50,000 |
| Agitator with 3 HP motor and tank | 1 | 1,20,000 | 1,20,000 |
| Diaphragm pump with 7.5 HP motor | 1 | 1,50,000 | 1,50,000 |
| Filter press, 600 mm chamber, 50 plates | 1 | 3,50,000 | 3,50,000 |
| De-airing pug mill with vacuum pump, 5 HP (× 2) | 1 | 9,00,000 | 9,00,000 |
| Disintegrator with 7.5 HP motor | 1 | 1,50,000 | 1,50,000 |
| Jigger and jolly with 5 HP motor (× 2) | 1 | 4,00,000 | 4,00,000 |
| Sagger press, power operated, 5 HP | 1 | 1,50,000 | 1,50,000 |
| Water pump set 2 HP and pot mill 2 HP (× 1 + 1) | 1 | 1,10,000 | 1,10,000 |
| Ceramic-fibre-lined push-bat tunnel kiln, 24 m long, 2.5 MT a day, with oil tank, combustion fan and hydraulic pusher | 1 | 75,00,000 | 75,00,000 |
| Laboratory equipment | 1 | 6,00,000 | 6,00,000 |
| Pollution control equipment (dust collector) | 1 | 3,00,000 | 3,00,000 |
| Total | 1,24,00,000 |
Pre-filled from: DC-MSME import-substitution DPR — Stoneware Jars. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Fire clay — 20 MT a month at ₹2,000 a MT
- Quartz / silica sand — 13 MT a month at ₹3,000 a MT
- Feldspar — 10 MT a month at ₹3,500 a MT
- China clay — 10 MT a month at ₹5,000 a MT
- Ball clay — 5 MT a month at ₹3,500 a MT
- Glaze materials — zirconium opacifier, zinc oxide, barium carbonate, calcite, colours — about ₹84,500 a month
- Plaster of Paris for moulds — 2 MT a month at ₹5,000 a MT
- Kiln furniture — ₹3,00,000 a month
- Packing material — ₹50,000 a month
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 124.00 |
| Contingency | 6.20 |
| Total fixed capital | 130.20 |
| Working capital margin | 0.00 |
| Total project cost | 130.20 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 13.02 | 10.0 |
| Term loan from bank | 117.18 | 90.0 |
| Total | 130.20 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 2.60 | 2.60 | 2.60 | 2.60 | 2.60 | 2.60 | 2.60 |
| Insurance | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 | 0.65 |
| Total cost of operations | 6.14 | 6.14 | 6.14 | 6.14 | 6.14 | 6.14 | 6.14 |
| Operating profit (EBITDA) | -6.14 | -6.14 | -6.14 | -6.14 | -6.14 | -6.14 | -6.14 |
| Depreciation | 19.53 | 16.60 | 14.11 | 11.99 | 10.19 | 8.67 | 7.37 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 12.68 | 10.99 | 9.01 | 7.02 | 5.04 | 3.06 | 1.07 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -38.35 | -33.72 | -29.25 | -25.15 | -21.37 | -17.86 | -14.57 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -38.35 | -33.72 | -29.25 | -25.15 | -21.37 | -17.86 | -14.57 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -38.35 | -33.72 | -29.25 | -25.15 | -21.37 | -17.86 | -14.57 |
| Depreciation | 19.53 | 16.60 | 14.11 | 11.99 | 10.19 | 8.67 | 7.37 |
| Cash accruals (PAT + depreciation) | -18.82 | -17.12 | -15.14 | -13.16 | -11.18 | -9.19 | -7.21 |
| Term loan repaid | 9.01 | 18.03 | 18.03 | 18.03 | 18.03 | 18.03 | 18.03 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -27.83 | -35.15 | -33.17 | -31.19 | -29.20 | -27.22 | -25.24 |
| Cash and bank | -27.83 | -62.98 | -96.15 | -127.34 | -156.54 | -183.76 | -209.00 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 13.02 | 13.02 | 13.02 | 13.02 | 13.02 | 13.02 | 13.02 |
| Reserves and surplus | -38.35 | -72.07 | -101.32 | -126.48 | -147.85 | -165.70 | -180.28 |
| Term loan outstanding | 108.17 | 90.14 | 72.11 | 54.08 | 36.06 | 18.03 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 82.84 | 31.09 | -16.19 | -59.37 | -98.77 | -134.66 | -167.26 |
| Net fixed assets | 110.67 | 94.07 | 79.96 | 67.97 | 57.77 | 49.10 | 41.74 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -27.83 | -62.98 | -96.15 | -127.34 | -156.54 | -183.76 | -209.00 |
| Total assets | 82.84 | 31.09 | -16.19 | -59.37 | -98.77 | -134.66 | -167.26 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -0.28 | -0.21 | -0.23 | -0.24 | -0.27 | -0.29 | -0.32 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -0.26 |
|---|---|
| Lowest DSCR | -0.32 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 19.53 | 16.60 | 14.11 | 11.99 | 10.19 | 8.67 | 7.37 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 117.18 | 12.68 | 9.01 | 108.17 |
| 2 | 108.17 | 10.99 | 18.03 | 90.14 |
| 3 | 90.14 | 9.01 | 18.03 | 72.11 |
| 4 | 72.11 | 7.02 | 18.03 | 54.08 |
| 5 | 54.08 | 5.04 | 18.03 | 36.06 |
| 6 | 36.06 | 3.06 | 18.03 | 18.03 |
| 7 | 18.03 | 1.07 | 18.03 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- Factory licence
- State Pollution Control Board consent (kiln emissions and dust)
- Fuel oil storage permission as the state requires
- BIS licence if you want the ISI mark under IS 2838
18 Government schemes that may apply
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- DC-MSME import-substitution DPR — Stoneware Jars — https://dcmsme.gov.in/Stoneware_Jar-23931.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.