Detailed Project Report
Tomato Powder Unit
—
Prepared on: 13 November 2026 · Prepared with Building Business DPR (buildingbusiness.in)
01 Project at a glance
- Total project cost
- ₹19.35 L
- Term loan from bank
- ₹12.58 L
- Promoter’s contribution
- ₹1.94 L
- Subsidy
- ₹4.84 L
- Sales · Year 3
- ₹0.00 L
- Profit after tax · Year 3
- ₹-6.43 L
- Average DSCR
- -1.35
- Break-even (% of capacity used)
- —
02 Promoter and unit
| Promoter name | — |
|---|---|
| Business / firm name | — |
| Legal form | Proprietorship |
| Address of the unit | — |
| Applicant category | General · Rural |
03 The project
Wash, slice, tray-dry and grind tomatoes into powder for soups, masalas and snacks.
| Main product or service | Tomato Powder Unit |
|---|---|
| Installed capacity per year (at 100%) | 10,000 units |
04 Market
- Soup, sauce and seasoning makers
- Snack and namkeen makers
- Hotels, caterers and households
- Bulk supply to food processors
- Spice and ingredient wholesalers
- Retail packs through stores and online
05 Plant and machinery
| Item | Qty | ₹ | Total ₹ |
|---|---|---|---|
| Cold room, 10,000 kg capacity | 1 | 6,00,000 | 6,00,000 |
| Bubble washer, 200 kg per batch | 1 | 2,90,000 | 2,90,000 |
| Vegetable slicer, 200 kg per hour | 1 | 1,10,000 | 1,10,000 |
| Tray drier with trolley | 1 | 6,10,000 | 6,10,000 |
| Pulveriser | 1 | 1,40,000 | 1,40,000 |
| Continuous sealing machine | 1 | 25,000 | 25,000 |
| Batch coding machine | 1 | 12,000 | 12,000 |
| Weighing balance | 1 | 6,000 | 6,000 |
| Accessories | 1 | 50,000 | 50,000 |
| Total | 18,43,000 |
Pre-filled from: NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Tomato Powder. Prices in older reports will have gone up — enter today’s quotations.
06 Raw materials
- Ripe tomatoes — costed at ₹3 a kg; 17.46 kg makes 1 kg of powder
- Moisture-proof pouches — for sealed packs
07 Cost of project
| ₹ in lakh | |
|---|---|
| Plant and machinery | 18.43 |
| Contingency | 0.92 |
| Total fixed capital | 19.35 |
| Working capital margin | 0.00 |
| Total project cost | 19.35 |
08 Means of finance
| ₹ in lakh | % | |
|---|---|---|
| Promoter’s contribution | 1.94 | 10.0 |
| Subsidy | 4.84 | 25.0 |
| Term loan from bank | 12.58 | 65.0 |
| Total | 19.35 | 100.0 |
| Working capital loan (outside project cost) | 0.00 |
09 Key assumptions
| Selling price | ₹0 per units |
|---|---|
| Raw material & packing cost | ₹0 per units |
| Capacity used each year | 60% · 70% · 80% · 80% · 80% · 80% · 80% |
| Term loan interest rate (% a year) | 11% · 84 months (Moratorium 6) |
| Working capital method | Turnover method (RBI) · Working capital interest (% a year) 11% |
| Income tax rate | 25% |
| Yearly price and cost rise | 0% |
10 Production and sales
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capacity used | 60% | 70% | 80% | 80% | 80% | 80% | 80% |
| Production (units) | 6,000 | 7,000 | 8,000 | 8,000 | 8,000 | 8,000 | 8,000 |
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
11 Projected profitability
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Raw material and packing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Power and fuel | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Salaries and wages | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 | 2.88 |
| Rent | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administration | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Selling and distribution | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Repairs and maintenance | 0.39 | 0.39 | 0.39 | 0.39 | 0.39 | 0.39 | 0.39 |
| Insurance | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Total cost of operations | 3.36 | 3.36 | 3.36 | 3.36 | 3.36 | 3.36 | 3.36 |
| Operating profit (EBITDA) | -3.36 | -3.36 | -3.36 | -3.36 | -3.36 | -3.36 | -3.36 |
| Depreciation | 2.90 | 2.47 | 2.10 | 1.78 | 1.52 | 1.29 | 1.09 |
| Preliminary expenses written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest on term loan | 1.36 | 1.18 | 0.97 | 0.75 | 0.54 | 0.33 | 0.12 |
| Interest on working capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -7.63 | -7.01 | -6.43 | -5.90 | -5.42 | -4.98 | -4.57 |
| Income tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit after tax | -7.63 | -7.01 | -6.43 | -5.90 | -5.42 | -4.98 | -4.57 |
12 Cash flow
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Profit after tax | -7.63 | -7.01 | -6.43 | -5.90 | -5.42 | -4.98 | -4.57 |
| Depreciation | 2.90 | 2.47 | 2.10 | 1.78 | 1.52 | 1.29 | 1.09 |
| Cash accruals (PAT + depreciation) | -4.73 | -4.54 | -4.33 | -4.12 | -3.90 | -3.69 | -3.48 |
| Term loan repaid | 0.97 | 1.94 | 1.94 | 1.94 | 1.94 | 1.94 | 1.94 |
| Owner’s drawings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Surplus after repayment | -5.69 | -6.48 | -6.27 | -6.05 | -5.84 | -5.63 | -5.41 |
| Cash and bank | -5.69 | -12.17 | -18.44 | -24.49 | -30.33 | -35.96 | -41.37 |
13 Projected balance sheet
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Capital (own + subsidy) | 6.77 | 6.77 | 6.77 | 6.77 | 6.77 | 6.77 | 6.77 |
| Reserves and surplus | -7.63 | -14.64 | -21.07 | -26.97 | -32.39 | -37.37 | -41.94 |
| Term loan outstanding | 11.61 | 9.68 | 7.74 | 5.81 | 3.87 | 1.94 | 0.00 |
| Working capital loan | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total liabilities | 10.76 | 1.81 | -6.55 | -14.39 | -21.74 | -28.66 | -35.17 |
| Net fixed assets | 16.45 | 13.98 | 11.88 | 10.10 | 8.59 | 7.30 | 6.20 |
| Preliminary expenses not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current assets (stock and debtors) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash and bank | -5.69 | -12.17 | -18.44 | -24.49 | -30.33 | -35.96 | -41.37 |
| Total assets | 10.76 | 1.81 | -6.55 | -14.39 | -21.74 | -28.66 | -35.17 |
14 Ratios and break-even
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Debt service coverage ratio (DSCR) | -1.44 | -1.08 | -1.16 | -1.25 | -1.36 | -1.49 | -1.64 |
| Break-even (% of capacity used) | — | — | — | — | — | — | — |
| Cash break-even | — | — | — | — | — | — | — |
| Average DSCR | -1.35 |
|---|---|
| Lowest DSCR | -1.64 |
| Payback period | — |
15 Depreciation
| Year → (₹ in lakh) | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Depreciation | 2.90 | 2.47 | 2.10 | 1.78 | 1.52 | 1.29 | 1.09 |
Written-down value method at Income-tax Rules block rates (building 10%, plant & machinery 15%, furniture 10%, computers 40%). Change them if your CA uses other rates.
16 Term loan repayment
| Year | Opening | Interest | Term loan repaid | Closing |
|---|---|---|---|---|
| 1 | 12.58 | 1.36 | 0.97 | 11.61 |
| 2 | 11.61 | 1.18 | 1.94 | 9.68 |
| 3 | 9.68 | 0.97 | 1.94 | 7.74 |
| 4 | 7.74 | 0.75 | 1.94 | 5.81 |
| 5 | 5.81 | 0.54 | 1.94 | 3.87 |
| 6 | 3.87 | 0.33 | 1.94 | 1.94 |
| 7 | 1.94 | 0.12 | 1.94 | 0.00 |
17 Licences and registrations
- Udyam registration
- GST registration
- FSSAI licence or registration
- Trade licence from the local body
- Legal Metrology registration for packed goods
18 Government schemes that may apply
- PM Formalisation of Micro Food Processing Enterprises (PM FME)
- Prime Minister's Employment Generation Programme (PMEGP)
- Pradhan Mantri MUDRA Yojana (PMMY) – Shishu, Kishor, Tarun, Tarun Plus
- Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
19 Sources
- NIFTEM-Thanjavur (IIFPT) PMFME model DPR — Tomato Powder — https://niftem-t.ac.in/pmfme/dpr-tmtpowder.pdf
This report is a projection from the figures entered by the promoter. It is not a bank appraisal or a guarantee of a loan or subsidy. Check every figure with current quotations and your chartered accountant before submitting it.