§1What this business is
A compact shop in a farming area that stocks locally suited seeds, fertilisers, pesticides and herbicides, crop-protection products, organic inputs and hand tools. The owner advises farmers on the right product and dose for their crop and altitude. The profile stresses organic and bio-inputs, which hill farmers increasingly ask for.
Capacity: Sales of ₹40.50 L a year: seeds 25%, fertilisers 25%, pesticides and herbicides 15%, crop protection 15%, tools 10%, organic inputs 10%.
§2Is it right for you?
Who it is for
An agriculture graduate or diploma holder from a farming area who knows local crops and pests.
Who it is not for
Someone without the agriculture qualification that pesticide and fertiliser licences usually ask for.
Advantages
- Every crop season brings repeat buyers
- Good advice builds farmer loyalty
- Organic and bio-inputs are a growing line
- Can tie up with FPOs and input companies
Drawbacks
- Seeds, fertilisers and pesticides each need their own licence
- Planned sales are only a little above break-even
- Farmers often buy on credit until harvest
- Seeds and pesticides carry expiry dates
Skills you need
- Crop, pest and dose knowledge
- Stock and expiry tracking
- Credit control with farmers
- Dealing with input companies
Why difficulty 3/5: Three separate input licences and seasonal credit to farmers need careful handling.
§3Market
Who buys
- Small and marginal farmers
- Orchard and vegetable growers
- FPOs and kitchen gardeners
How it sells
- Walk-in sales with crop advice
- Village outreach before each sowing season
- Phone and online orders
Good to know
- The profile names seasonal swings and weather as the main marketing problems.
§4Raw material & machinery
| Item | Qty | Cost |
|---|---|---|
| Weighing scale | 2 | ₹20,000 |
| Hand carts for heavy fertiliser bags | 2 | ₹50,000 |
| Computer and printer | 1 | ₹70,000 |
| Shelves | 10 | ₹1,50,000 |
| Storage cabinets and drawers | 10 | ₹5,00,000 |
| Display tables or stands | 2 | ₹30,000 |
From: Uttarakhand DUY project profile — Agri Inputs Sales
- Seeds, fertilisers, pesticides and herbicidesbought from manufacturers and authorised distributors
- Organic fertilisers and bio-pesticidesfor organic and hill farming
- Hand tools and small farm equipmentsuited to terrace farming
§5Licences & registration
- Seed selling licence (Seeds (Control) Order, 1983)
- Fertiliser dealer authorisation (Fertiliser (Control) Order, 1985)
- Insecticide selling licence (Insecticides Act, 1968)
- Business registration and trade licence from the municipal body or panchayat
- GST registration
§6Schemes & subsidies
- MudraCentralActiveLoan up to ₹20 lakh, no collateral
- CGTMSECentralActiveNo collateral, up to ₹10 crore
- Stand-Up IndiaCentralClosed₹10 lakh – ₹1 crore loan
MUDRA (up to ₹20 L) fits the ₹11.00 L bank share; CGTMSE backs collateral-free credit; Stand-Up India serves SC/ST and women founders.
§7Money
How the investment is worked out: Preliminary ₹0.10 L + equipment and furniture ₹8.00 L + working capital ₹10.24 L = ₹18.34 L. Promoter ₹7.34 L, bank ₹11.00 L (60%).
Working capital: ₹10.24 L of the ₹18.34 L project is working capital for seasonal stock.
Year not printed on the DUY profile — check current prices.
§8Export potential
A local shop; it does not export goods.
§9Risks — where people fail
- A bad season cutting sales
- Unpaid farmer credit
- Complaints over spurious products
- Expired stock
§1030 / 60 / 90-day plan
A general plan that applies to any business. A plan for this business will be added after research.
- Days 1–30: Visit a working agri inputs store (seeds, fertilisers, pesticides) unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
- Days 31–60: Udyam and the licences you need (Seed selling licence (Seeds (Control) Order, 1983), Fertiliser dealer authorisation (Fertiliser (Control) Order, 1985)), a project report (DPR), and the scheme or loan file.
- Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.
§11Who to connect with
Associations, clusters and training institutes — the directory is being built. Connect
§12Watch
There is no episode on this business yet. Shows are coming soon on the Podcast page.
Want to start Agri Inputs Store (Seeds, Fertilisers, Pesticides)?
DPR, loan file or registration — ask us on WhatsApp.
¶Sources
Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.
