§1Who it is for

  • Any individual, proprietorship, partnership firm, private limited company or other entity running a non-farm micro or small business (MUDRA FAQ, question 38)
  • Manufacturing, trading, services and agri-allied activities (dairy, poultry, food processing and so on)
  • Tarun Plus (₹10–20 lakh) only for those who took an earlier Tarun loan and repaid it in full

Check your eligibility in 6 questions

§2How much you get

  1. Shishu: up to ₹50,000
  2. Kishor: ₹50,000 to ₹5 lakh
  3. Tarun: ₹5 lakh to ₹10 lakh
  4. Tarun Plus: ₹10 lakh to ₹20 lakh (for those who have successfully repaid an earlier Tarun loan)
  5. Available from banks, RRBs, Small Finance Banks, MFIs and NBFCs; MUDRA itself does not lend directly

§3Documents

Tick each one as you get it ready.

§4How to apply

  1. 1

    Go to any bank/RRB/SFB/MFI/NBFC branch or apply online at udyamimitra.in

  2. 2

    Choose the loan category (Shishu/Kishor/Tarun/Tarun Plus) based on your need

  3. 3

    Bank appraisal and sanction

  4. 4

    No agent or middleman is needed – MUDRA has no agents

Open the official portal

§5Why applications get rejected

Not verified yet

We found no official data on why applications for this scheme are rejected. We do not write reasons based on guesswork.

§6Businesses it helps

Need a Mudra file prepared?

DPR, loan file and documents — we can get them prepared for you.

Ask on WhatsAppSee services

Our interestPreparing files is our paid service. You can apply for the scheme yourself, free of charge.

Sources

  1. MUDRA official site: PMMY products (Shishu/Kishor/Tarun/Tarun Plus) and year-wise achievement data
  2. MUDRA FAQ: eligible borrowers (non-corporate small business), Tarun Plus, collateral

Checked on 4 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice; confirm with the department or bank.