§1What this business is

Cotton fabric is measured, cut, stitched and packed into cushion covers. They are home textiles that add colour to sofas and beds; homes and hotels replace them often.

Capacity: 150 sets a day in a 10-hour shift; 40% use in year 1.

§2Is it right for you?

Who it is for

A tailor or self-help group with design sense and an online or shop channel.

Who it is not for

Someone without sewing skill or a sales channel.

Advantages

  • Very low machine cost (₹80,000)
  • Suits women's groups and home tailors
  • Designs sell well online

Drawbacks

  • Labour is the biggest cost after fabric
  • Many small units compete
  • Needs fresh designs to stand out

Skills you need

  • Cutting and stitching
  • Design and colour sense
  • Online and shop sales

Why difficulty 1/5: Low cost and simple sewing skills.

§3Market

Who buys

  • Households
  • Hotels and guest houses
  • Furnishing shops

How it sells

  • Furnishing shops
  • Online marketplaces
  • Home-textile exporters

Good to know

  • The report puts the global home-textiles market at USD 94.73 billion in 2018, growing 5.01% a year to 2025.
  • Developing countries supply about 60% of Europe's textile-furnishing imports, including cushion covers (report).

§4Raw material & machinery

ItemQtyCost
Sewing machine3₹75,000
Scissors and other tools—₹5,000

From: PMEGP sample project report — Cushion Cover (prepared by Udyami/Samadhan)

  • Cotton fabric
  • Thread
  • Tracing paper
  • Needles, chalk pencil, ruler or set square

From: PMEGP sample project report — Cushion Cover (prepared by Udyami/Samadhan)

§5Licences & registration

  1. Udyam registration
  2. GST
  3. Trade licence from the local body

We can do this registration for you

§6Schemes & subsidies

PMEGP (the report is a PMEGP sample), MUDRA for loans up to ₹20 L and CGTMSE for collateral-free cover fit.

§7Money

How the investment is worked out: Civil work ₹5.00 L, plant & machinery ₹0.80 L, furniture ₹0.40 L, working capital ₹2.00 L = ₹8.20 L.

Working capital: Working capital ₹2.00 L, of which bank finance ₹1.80 L; 10 days of stock.

Year not printed on the report — check current machinery prices.

How to prepare a loan file

§8Export potential

Confirm the HS code in the DGFT ITC(HS) lookup before you export

6304.92Other furnishing articles, not knitted or crocheted, of cotton

Export council / board: TEXPROCIL (Cotton Textiles Export Promotion Council)

  • Confirm the 8-digit ITC(HS) line with DGFT or your customs broker.
  • You need an Import Export Code (IEC) from DGFT before the first shipment.

§9Risks — where people fail

  • Fabric price rise
  • Unsold designs
  • Low prices from bulk factories

§1030 / 60 / 90-day plan

A general plan that applies to any business. A plan for this business will be added after research.

  1. Days 1–30: Visit a working cushion covers unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
  2. Days 31–60: Udyam and the licences you need (Udyam registration, GST), a project report (DPR), and the scheme or loan file.
  3. Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.

§11Who to connect with

Not verified yet

Associations, clusters and training institutes — the directory is being built. Connect

§12Watch

There is no episode on this business yet. Shows are coming soon on the Podcast page.

Want to start Cushion Covers?

DPR, loan file or registration — ask us on WhatsApp.

Get a DPR / loan file made

Sources

  1. PMEGP sample project report — Cushion Cover (prepared by Udyami/Samadhan)

Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.