§1What this business is
A store selling furnishing textiles and curtains, bedding and linen, lighting fixtures, carpets and rugs, décor items and festive décor, with a range that reflects Uttarakhand's culture. Buyers are households setting up or refreshing homes, newly married couples, homestays and small hotels.
Capacity: Sales of ₹23.40 L a year: textiles 40%, bedding and linen 30%, lighting 10%, festive décor 10%, décor items 5%, carpets and rugs 5%.
§2Is it right for you?
Who it is for
Someone with a sense of design and colour and a shop in a market with new housing nearby.
Who it is not for
Someone who cannot keep up with home-décor trends.
Advantages
- Weddings, new homes and festivals drive buying
- Homestays and hotels re-furnish regularly
- Small investment of ₹5.52 L
- Regional designs set the shop apart
Drawbacks
- Rent is a large share of fixed cost
- Online home stores offer wide choice
- Trends in colours and prints change
- Bulky items need storage space
Skills you need
- Choosing designs and colours that sell
- Display and styling
- Dealing with textile and décor suppliers
- Selling to homestays and hotels
Why difficulty 2/5: Small investment; success depends on picking the right designs.
§3Market
Who buys
- Households setting up or refreshing homes
- Newly married couples
- Homestays and small hotels
How it sells
- Walk-in shop sales
- Festival offers
- Bulk orders from homestays and hotels
Good to know
- Textiles (40%) and bedding (30%) lead the planned ₹23.40 L sales.
§4Raw material & machinery
| Item | Qty | Cost |
|---|---|---|
| Laptop or desktop | 1 | ₹60,000 |
| Display shelves | — | ₹30,000 |
| Storage cabinets | — | ₹40,000 |
| Lighting fixtures | — | ₹25,000 |
| Office furniture | — | ₹55,000 |
From: Uttarakhand DUY project profile — Home Decor & Funrishing Store
- Furnishing fabrics, curtains, bedding and linenbought from textile wholesalers and handloom units
- Lighting, rugs and décor itemsfrom décor distributors and local artisans
From: Uttarakhand DUY project profile — Home Decor & Funrishing Store
§5Licences & registration
- Business registration with the municipal body or panchayat
- Trade licence
- GST registration
§6Schemes & subsidies
- MudraCentralActiveLoan up to ₹20 lakh, no collateral
- CGTMSECentralActiveNo collateral, up to ₹10 crore
MUDRA (Kishor) fits a loan of this size; CGTMSE backs collateral-free credit.
§7Money
How the investment is worked out: Preliminary ₹0.10 L + furniture and fixtures ₹2.10 L + working capital ₹3.32 L = ₹5.52 L. The profile's means-of-finance table prints a total of ₹3.57 L (promoter ₹1.43 L, bank ₹2.14 L), which does not match the project cost.
Working capital: ₹3.32 L of the ₹5.52 L project is working capital for stock.
Year not printed on the DUY profile — check current prices.
§8Export potential
A local shop; it does not export goods.
§9Risks — where people fail
- Dated stock
- Online price competition
- Slow months between festivals
- Damage to fabrics in storage
§1030 / 60 / 90-day plan
A general plan that applies to any business. A plan for this business will be added after research.
- Days 1–30: Visit a working home décor and furnishing store unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
- Days 31–60: Udyam and the licences you need (Business registration with the municipal body or panchayat, Trade licence), a project report (DPR), and the scheme or loan file.
- Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.
§11Who to connect with
Associations, clusters and training institutes — the directory is being built. Connect
§12Watch
There is no episode on this business yet. Shows are coming soon on the Podcast page.
Want to start Home Décor and Furnishing Store?
DPR, loan file or registration — ask us on WhatsApp.
¶Sources
Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.