Lingerie Manufacturing

§1What this business is

Cotton fabric with a little Lycra is spread in layers, cut to patterns with a motorised blade and stitched on an assembly line of single-needle, double-needle and overlock machines, with hook-and-eye fixing machines for closures. Lace is added for borders and floral designs. Garments are checked and packed. The report prices products at ₹35–150 a piece, with material at 50–60% of the selling price.

Capacity: Sales of ₹179.22 L a year at full capacity; ₹107.53 L at 60% in year 1.

§2Is it right for you?

Skills you need

• Pattern making and sizing
• Assembly-line production management
• Fabric and lace sourcing
• Retail and online distribution

Why difficulty 3/5: Simple machines, but a large workforce and strong brand competition.

§3Market

§4Raw material & machinery

From: SIDBI Stand-Up Mitra project profile — Lingerie (2018) — private guide — confirm locally

• Fine-count cotton fabric with a little Lycraavailable in all major cities
• Lacefor floral designs and borders
• Elastic, hooks, straps and packing materialbought from trims suppliers

From: SIDBI Stand-Up Mitra project profile — Lingerie (2018) — private guide — confirm locally

§5Licences & registration

1. Udyam registration
2. GST
3. Shops and Establishments registration
4. Professional tax where the state levies it
5. Factory licence, ESI and PF once worker numbers cross the limits

We can do this registration for you

§6Schemes & subsidies

• PMEGPCentralActive15–35% subsidy
• MudraCentralActiveLoan up to ₹20 lakh, no collateral
• CGTMSECentralActiveNo collateral, up to ₹10 crore
• Stand-Up IndiaCentralClosed₹10 lakh – ₹1 crore loan

₹24.72 L fits PMEGP (manufacturing up to ₹50 L); the ₹12.18 L loan fits MUDRA and Stand-Up India (₹10 L–₹1 crore) for SC/ST and women founders; CGTMSE can guarantee it.

§7Money

How the investment is worked out: Plant and machinery ₹13.80 L, furniture and electrical ₹5.00 L, rent deposit ₹1.50 L, working capital margin ₹4.42 L = ₹24.72 L. No land or building — premises rented.

Working capital: Working capital ₹6.39 L; margin ₹4.42 L, bank ₹1.98 L.

Prices from 2018 — machinery and building costs will be higher now.

How to prepare a loan file

§8Export potential

§9Risks — where people fail

• Brand competition and price pressure
• Unsold stock of slow sizes
• Labour turnover
• Quality complaints on fit and elastic

§1030 / 60 / 90-day plan

A general plan that applies to any business. A plan for this business will be added after research.

1. Days 1–30: Visit a working lingerie manufacturing unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
2. Days 31–60: Udyam and the licences you need (Udyam registration, GST), a project report (DPR), and the scheme or loan file.
3. Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.

§11Who to connect with

§12Watch

There is no episode on this business yet. Shows are coming soon on the Podcast page.

¶Sources

1. SIDBI Stand-Up Mitra project profile — Lingerie (2018)

Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.