§1What this business is
A small online marketplace: a web and mobile cart where sellers list products, buyers pay online and goods are delivered to the door. The owner earns a fee on each sale. The portal can be custom-built by developers (about 10–12 weeks) or set up faster on a ready e-commerce software subscription (about 3–4 weeks).
Capacity: At full capacity, sales of ₹450 L a year through the portal (2,500 items a month at an average ₹1,500) earn an 8% fee — gross income ₹36.00 L.
§2Is it right for you?
Who it is for
Someone who knows a niche or a town's sellers well and can market online.
Who it is not for
Someone expecting shoppers to arrive without marketing.
Advantages
- Low setup cost; no stock if sellers ship
- Commission income grows with sellers
- Can focus on a local area or a niche
- Ready software makes launch quick
Drawbacks
- Giant marketplaces take most shoppers
- Marketing spend is needed to get traffic
- Returns, delivery and seller quality need daily handling
- Year 1 is a loss in the profile
Skills you need
- Seller onboarding
- Digital marketing
- Order, payment and return handling
- Basic web tools
Why difficulty 3/5: Cheap to start, hard to win traffic against big platforms.
§3Market
Who buys
- Online shoppers in the target area or niche
- Local sellers who pay a fee to list
How it sells
- Own website and Android/iOS app
- Social media and online ads
Good to know
- The profile assumes an 8% fee on sales across categories such as electronics, kitchen goods and sports items.
§4Raw material & machinery
| Item | Qty | Cost |
|---|---|---|
| Portal building (web and app) | 1 | ₹1,85,000 |
| Computers with hardware and software | 5 | ₹1,35,000 |
| Office furniture | 1 lot | ₹90,000 |
| Network installation | 1 | ₹5,000 |
From: SIDBI Stand-Up Mitra project profile — Online Shopping Cart Application (2018) — private guide — confirm locally
- Portal AMC from the service provider₹18,500 a month in the profile
- Payment gateway AMC and app-store fees₹1,300 and ₹2,500 a month
- Internet connection₹700 a month
From: SIDBI Stand-Up Mitra project profile — Online Shopping Cart Application (2018) — private guide — confirm locally
§5Licences & registration
- Udyam registration
- GST registration — e-commerce operators must register and collect TCS on sellers' sales
- Follow the Consumer Protection (E-Commerce) Rules, 2020
- Payment gateway agreement (KYC)
- Shops and Establishments registration for the office
§6Schemes & subsidies
- MudraCentralActiveLoan up to ₹20 lakh, no collateral
- PMEGPCentralActive15–35% subsidy
- CGTMSECentralActiveNo collateral, up to ₹10 crore
- Stand-Up IndiaCentralClosed₹10 lakh – ₹1 crore loan
MUDRA and PMEGP fit a ₹9 L service project; CGTMSE for a collateral-free loan; Stand-Up India for eligible founders.
§7Money
How the investment is worked out: Portal building ₹1.85 L + computers, network and furniture ₹2.30 L + working-capital margin for 3 months ₹5.07 L = ₹9.22 L. No land or building.
Working capital: Running cost ₹1.69 L a month (salaries ₹1.22 L, portal AMC ₹18,500, rent ₹15,000); 3 months = ₹5.07 L.
Prices from 2018 — machinery, material and salary figures will be higher now.
§8Export potential
A digital service; it has no goods of its own to export.
§9Risks — where people fail
- Too little traffic
- Fraud and payment disputes
- Delivery failures
- Big platforms undercutting fees
§1030 / 60 / 90-day plan
A general plan that applies to any business. A plan for this business will be added after research.
- Days 1–30: Visit a working online shopping portal (multi-seller cart app) unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
- Days 31–60: Udyam and the licences you need (Udyam registration, GST registration — e-commerce operators must register and collect TCS on sellers' sales), a project report (DPR), and the scheme or loan file.
- Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.
§11Who to connect with
Associations, clusters and training institutes — the directory is being built. Connect
§12Watch
There is no episode on this business yet. Shows are coming soon on the Podcast page.
Want to start Online Shopping Portal (Multi-Seller Cart App)?
DPR, loan file or registration — ask us on WhatsApp.
¶Sources
Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.
