§1What this business is
Coconut fibre is cut long, curled into springs, steam-boiled and dried. The curls are laid into sheets and sprayed on both sides with a latex compound (latex mixed with sulphur, accelerator, antioxidant, zinc oxide and other chemicals ground in a ball mill), then heated to about 60°C for 30–60 minutes to cure. After cooling the product is packed. The profile says demand is steady across the country and Kerala has plenty of the raw materials.
§2Is it right for you?
Who it is for
Someone in Kerala or another coconut-growing state with access to coir fibre and latex, and contacts with furniture and mattress dealers.
Who it is not for
Someone far from coir and latex supply — freight on bulky fibre eats the margin.
Advantages
- Steady demand for mattresses across the country
- Uses coconut fibre, which is plentiful in coconut-growing states
- Gives work to 17 people
- A natural-fibre product that sells against foam mattresses
Drawbacks
- High break-even (60%)
- Thin profit — ₹4.00 L on ₹70.00 L sales
- Latex prices move with the rubber market
- Works with chemicals such as sulphur and caustic potash
Skills you need
- Latex compounding and curing
- Fibre curling and sheet forming
- Quality checks on density and finish
- Selling to furniture shops and mattress dealers
Why difficulty 3/5: A known process, but thin margin, high break-even and chemical handling.
§3Market
Who buys
- Furniture and mattress dealers
- Households
- Hotels, hostels and other institutions
How it sells
- Furniture and mattress showrooms
- Supply orders to institutions
Good to know
- The profile says the product has steady demand across the country.
- Sales in the profile are ₹70.00 L a year.
§4Raw material & machinery
| Item | Qty | Cost |
|---|---|---|
| Ball mill (grinds the compounding chemicals for 48 hours) | 1 | — |
| Mixing machine for latex compound | 1 | — |
| Spraying unit for the latex compound | 1 | — |
From: ni-msme project profile — Rubberised Coir Mattresses
- Coir (coconut) fibreplentiful in Kerala, the profile says
- Centrifuged latexmain binder
- Sulphur, accelerator, antioxidants, zinc oxidecompounding chemicals ground in the ball mill
- Dispersing agent, caustic potash, stabiliseradded to the latex mix
From: ni-msme project profile — Rubberised Coir Mattresses
Suppliers in Building Business Bazaar
Central Coir Research Institute (Coir Board), Alappuzha · Kalavoor →indian expeller works private ltd · Ahmedabad →Emson industries · Mumbai →Hind hydraulics & engineers · Delhi →Matharu engineering works · Thane →Micromertics engineers (P) ltd · Chennai →Modern Hydraulics · Mumbai →Perumacheril castlings industires · Kottayam →Santhosh Industries · Mumbai →
In our raw material database
TDI (toluene diisocyanate) →Polyether polyol →Coir fibre and coir pith →
§5Licences & registration
- Udyam registration
- GST registration
- State Pollution Control Board consent (rubber compounding)
- Fire NOC
- Factory licence if worker numbers cross the Factories Act limit
- Coir Board registration if you export
§6Schemes & subsidies
- PMEGPCentralActive15–35% subsidy
- MudraCentralActiveLoan up to ₹20 lakh, no collateral
- CGTMSECentralActiveNo collateral, up to ₹10 crore
- Stand-Up IndiaCentralClosed₹10 lakh – ₹1 crore loan
PMEGP fits a ₹16.00 L manufacturing project; MUDRA up to ₹20 L; CGTMSE for a loan without collateral; Stand-Up India for SC/ST and women founders.
§7Money
How the investment is worked out: Land & building ₹5,00,000 + plant & machinery ₹6,00,000 = fixed capital ₹11,00,000; plus working capital ₹5,00,000 (one month: raw material & packing ₹4,45,500, salary & wages ₹42,500, other expenses ₹12,000) = ₹16,00,000.
Working capital: Working capital ₹5,00,000 for one month, mostly raw material and packing (₹4,45,500).
Year not printed on the ni-msme profile, and its prices look old — check current machinery and material prices.
§8Export potential
Confirm the HS code in the DGFT ITC(HS) lookup before you export
Export council / board: Coir Board
- Confirm the 8-digit ITC(HS) line with DGFT or your customs broker before shipping.
- You need an Import Export Code (IEC) from DGFT before the first shipment.
§9Risks — where people fail
- Latex price swings
- Competition from foam and spring mattresses
- Uneven curing leading to returns
- Chemical handling and fire safety
§1030 / 60 / 90-day plan
A general plan that applies to any business. A plan for this business will be added after research.
- Days 1–30: Visit a working rubberised coir mattresses unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
- Days 31–60: Udyam and the licences you need (Udyam registration, GST registration), a project report (DPR), and the scheme or loan file.
- Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.
§11Who to connect with
Associations, clusters and training institutes — the directory is being built. Connect
§12Watch
There is no episode on this business yet. Shows are coming soon on the Podcast page.
Want to start Rubberised Coir Mattresses?
DPR, loan file or registration — ask us on WhatsApp.
¶Sources
Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.
