§1What this business is

Coconut fibre is cut long, curled into springs, steam-boiled and dried. The curls are laid into sheets and sprayed on both sides with a latex compound (latex mixed with sulphur, accelerator, antioxidant, zinc oxide and other chemicals ground in a ball mill), then heated to about 60°C for 30–60 minutes to cure. After cooling the product is packed. The profile says demand is steady across the country and Kerala has plenty of the raw materials.

§2Is it right for you?

Who it is for

Someone in Kerala or another coconut-growing state with access to coir fibre and latex, and contacts with furniture and mattress dealers.

Who it is not for

Someone far from coir and latex supply — freight on bulky fibre eats the margin.

Advantages

  • Steady demand for mattresses across the country
  • Uses coconut fibre, which is plentiful in coconut-growing states
  • Gives work to 17 people
  • A natural-fibre product that sells against foam mattresses

Drawbacks

  • High break-even (60%)
  • Thin profit — ₹4.00 L on ₹70.00 L sales
  • Latex prices move with the rubber market
  • Works with chemicals such as sulphur and caustic potash

Skills you need

  • Latex compounding and curing
  • Fibre curling and sheet forming
  • Quality checks on density and finish
  • Selling to furniture shops and mattress dealers

Why difficulty 3/5: A known process, but thin margin, high break-even and chemical handling.

§3Market

Who buys

  • Furniture and mattress dealers
  • Households
  • Hotels, hostels and other institutions

How it sells

  • Furniture and mattress showrooms
  • Supply orders to institutions

Good to know

  • The profile says the product has steady demand across the country.
  • Sales in the profile are ₹70.00 L a year.

§4Raw material & machinery

ItemQtyCost
Ball mill (grinds the compounding chemicals for 48 hours)1—
Mixing machine for latex compound1—
Spraying unit for the latex compound1—

From: ni-msme project profile — Rubberised Coir Mattresses

  • Coir (coconut) fibreplentiful in Kerala, the profile says
  • Centrifuged latexmain binder
  • Sulphur, accelerator, antioxidants, zinc oxidecompounding chemicals ground in the ball mill
  • Dispersing agent, caustic potash, stabiliseradded to the latex mix

From: ni-msme project profile — Rubberised Coir Mattresses

§5Licences & registration

  1. Udyam registration
  2. GST registration
  3. State Pollution Control Board consent (rubber compounding)
  4. Fire NOC
  5. Factory licence if worker numbers cross the Factories Act limit
  6. Coir Board registration if you export

We can do this registration for you

§6Schemes & subsidies

PMEGP fits a ₹16.00 L manufacturing project; MUDRA up to ₹20 L; CGTMSE for a loan without collateral; Stand-Up India for SC/ST and women founders.

§7Money

How the investment is worked out: Land & building ₹5,00,000 + plant & machinery ₹6,00,000 = fixed capital ₹11,00,000; plus working capital ₹5,00,000 (one month: raw material & packing ₹4,45,500, salary & wages ₹42,500, other expenses ₹12,000) = ₹16,00,000.

Working capital: Working capital ₹5,00,000 for one month, mostly raw material and packing (₹4,45,500).

Year not printed on the ni-msme profile, and its prices look old — check current machinery and material prices.

How to prepare a loan file

§8Export potential

Confirm the HS code in the DGFT ITC(HS) lookup before you export

9404.29Mattresses of other materials

Export council / board: Coir Board

  • Confirm the 8-digit ITC(HS) line with DGFT or your customs broker before shipping.
  • You need an Import Export Code (IEC) from DGFT before the first shipment.

§9Risks — where people fail

  • Latex price swings
  • Competition from foam and spring mattresses
  • Uneven curing leading to returns
  • Chemical handling and fire safety

§1030 / 60 / 90-day plan

A general plan that applies to any business. A plan for this business will be added after research.

  1. Days 1–30: Visit a working rubberised coir mattresses unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
  2. Days 31–60: Udyam and the licences you need (Udyam registration, GST registration), a project report (DPR), and the scheme or loan file.
  3. Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.

§11Who to connect with

Not verified yet

Associations, clusters and training institutes — the directory is being built. Connect

§12Watch

There is no episode on this business yet. Shows are coming soon on the Podcast page.

Want to start Rubberised Coir Mattresses?

DPR, loan file or registration — ask us on WhatsApp.

Get a DPR / loan file made

Sources

  1. ni-msme project profile — Rubberised Coir Mattresses

Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.