§1What this business is

Maida, soya flour, starch, vanaspati, sugar and water are mixed and kneaded, sheeted and cut on a rotary line, baked, cooled on a conveyor and packed in pouches. Wheat flour is short of the amino acid lysine; adding soya flour balances it — the profile says 30% soya flour raises the biscuit's protein by about 50%. The product follows BIS IS 7487:1986 for protein-enriched biscuits.

Capacity: 1,08,000 kg of biscuits a year (₹1.73 crore); sales are worked out on 9,000 kg a month at ₹155 a kg — ₹1.67 crore.

§2Is it right for you?

Who it is for

A food entrepreneur with bakery experience and a distribution network in small towns.

Who it is not for

Someone hoping to compete with national brands on price from day one.

Advantages

  • Biscuits sell in every shop, and about 55% are eaten in rural areas (profile)
  • Soya adds protein at low cost and gives a health angle
  • Suits supply to nutrition schemes, schools and institutions
  • Long shelf life compared with bread

Drawbacks

  • Britannia and Parle together hold 61% of the market (profile)
  • ₹91 L is a large first investment
  • Oven and fuel cost are not in the profile's machinery list
  • Soya taste must be balanced or buyers reject it

Skills you need

  • Dough and baking control
  • Soya blending without bitter taste
  • Packaging and shelf-life testing
  • Distributor and institutional sales

Why difficulty 3/5: Machine line and recipe are learnable; selling against big brands is the real test.

§3Market

Who buys

  • Rural and small-town households
  • Schools, hostels and nutrition programmes
  • Tea stalls and shops

How it sells

  • Distributors and wholesalers
  • Kirana and general stores
  • Institutional and government supply

Good to know

  • The profile says India is the world's largest biscuit-consuming nation and that 'every shop is a market for biscuits'.
  • Per-head bakery consumption in India is 1–2 kg a year against 15–50 kg in developed countries (profile).

§4Raw material & machinery

ItemQtyCost
Automatic continuous roller, 48-inch, with waste-return system and motors1₹25,00,000
Cooling conveyor, 24-inch1₹6,50,000
Roll sheeter, 24-inch, variable speed1₹5,75,000
Double-action horizontal mixer, 300 kg per batch, auto-tilting1₹4,00,000
Turn table between oven and conveyor1₹3,00,000
Syrup machine, stainless steel1₹2,00,000
Oil-spraying machine for salted biscuits1₹1,75,000
Automatic flour sifter1₹1,50,000
Sugar grinding machine, 30–50 kg/hour1₹90,000
Biscuit grinder, 5 HP1₹60,000
Brass rollers for rotary and roller cutting1 set₹25,000
Utensils, mats, gloves and small itemslump sum₹25,000
Working tables with SS/aluminium top2₹12,500
Platform weighing balance1₹10,000

From: DC-MSME project profile — Nutritious Biscuits (MSME-DI Kolkata) (2021)

  • Wheat flour (maida)6,000 kg a month at ₹25 a kg
  • Soya flour, starch, vegetable fat, sugar, salt, soda, colours, flavours, preservatives3,000 kg a month, ₹4.50 L
  • Packaging material₹2.50 L a month

From: DC-MSME project profile — Nutritious Biscuits (MSME-DI Kolkata) (2021)

In our raw material database

Soybean →

§5Licences & registration

  1. FSSAI licence
  2. Udyam
  3. GST
  4. State Pollution Control Board consent (the profile says to approach the board)
  5. Legal Metrology registration for packaged goods
  6. BIS IS 7487 is optional (profile)

We can do this registration for you

§6Schemes & subsidies

PMFME (credit-linked subsidy for food processing), CGTMSE and Stand-Up India fit. At ₹91 L the project is above PMEGP's ₹50 L limit.

§7Money

How the investment is worked out: Fixed capital ₹60 L (machinery ₹51.73 L incl. 48-inch automatic roller ₹25 L, cooling conveyor ₹6.50 L, roll sheeter ₹5.75 L, mixer ₹4 L; electrification ₹5 L; furniture ₹1 L; pre-operative ₹2 L) + working capital for 3 months ₹31.08 L = ₹91.08 L. Building rented.

Working capital: Monthly running cost ₹10.36 L: raw material ₹8.50 L (maida 6,000 kg at ₹25, other ingredients ₹4.50 L, packaging ₹2.50 L), salaries ₹92,000, utilities ₹30,000, other ₹64,000. Three months are kept: ₹31.08 L.

Prepared March 2021. Its machinery list has no baking oven — get a quote for one, as it will add to the cost.

How to prepare a loan file

§8Export potential

Confirm the HS code in the DGFT ITC(HS) lookup before you export

1905.31Sweet biscuits

Export council / board: APEDA

  • Biscuits are an APEDA-listed processed food; register (RCMC) and hold an IEC before exporting.
  • Confirm the 8-digit ITC(HS) line for salted biscuits with DGFT.

§9Risks — where people fail

  • Maida, sugar and fat price rises
  • Brand competition and retailer margins
  • Breakage and moisture in transit
  • Quality failures under FSSAI testing

§1030 / 60 / 90-day plan

A general plan that applies to any business. A plan for this business will be added after research.

  1. Days 1–30: Visit a working soya-fortified nutritious biscuits unit, ask 10 buyers about price and quantity, and get quotations from 3 suppliers.
  2. Days 31–60: Udyam and the licences you need (FSSAI licence, Udyam), a project report (DPR), and the scheme or loan file.
  3. Days 61–90: Space and machines, trial production, and first deliveries to 10 customers.

§11Who to connect with

Not verified yet

Associations, clusters and training institutes — the directory is being built. Connect

§12Watch

There is no episode on this business yet. Shows are coming soon on the Podcast page.

Want to start Soya-Fortified Nutritious Biscuits?

DPR, loan file or registration — ask us on WhatsApp.

Get a DPR / loan file made

Sources

  1. DC-MSME project profile — Nutritious Biscuits (MSME-DI Kolkata) (2021)

Data review: 6 October 2026. Spotted a mistake? Report it. For information only — not legal or financial advice.