§1Who it is for

  • Economically poor families of Bihar (family income below ₹6,000 per month)

Useful if

Poor Bihar families wanting a tool-based micro business.

Do not spend time on it if

Anyone already benefited under MMUY.

§2Eligibility

  1. Age 18 to 50 years on date of application
  2. Resident of Bihar with Bihar address on Aadhaar
  3. Family income below ₹6,000 per month, with certificate from competent authority
  4. Those who took MMUY benefit are not eligible (and vice versa)
  5. One person per family (husband, wife, unmarried son and daughter)

§3Benefits

  • Grant of up to ₹2,00,000 per beneficiary for self-employment, from a listed set of activities

§4Norms — pattern of assistance

  1. Grant max ₹2,00,000 in 3 instalments: 25%, 50%, 25% of project cost; next instalment only after use of previous
  2. 1st instalment for toolkit/machine purchase
  3. 5% per unit spent on training and Project Monitoring Agency support
  4. Selection by computerised randomisation; 20% waiting list; selection in proportion to poor families by category (caste survey data)

§5Documents

Not published

The guideline does not list the documents. Ask the portal or bank before you apply — we do not make up lists.

§6How to apply

  1. 1

    Online application on the MMUY/Udyami portal when invited

  2. 2

    Computerised randomisation

§7Pros and cons

Merits

  • Pure grant - no loan to repay

Demerits

  • Lottery selection
  • Income certificate below ₹6,000/month needed

→Related schemes

Need help with BLUY?

Eligibility check, DPR and application file — ask us on WhatsApp.

Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. Dept of Industries, Bihar - Bihar Laghu Udyami Yojana resolution and guideline
  2. Udyami Bihar portal (MMUY / BLUY notices)

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.