§1Who it is for
- Economically poor families of Bihar (family income below ₹6,000 per month)
Useful if
Poor Bihar families wanting a tool-based micro business.
Do not spend time on it if
Anyone already benefited under MMUY.
§2Eligibility
- Age 18 to 50 years on date of application
- Resident of Bihar with Bihar address on Aadhaar
- Family income below ₹6,000 per month, with certificate from competent authority
- Those who took MMUY benefit are not eligible (and vice versa)
- One person per family (husband, wife, unmarried son and daughter)
§3Benefits
- Grant of up to ₹2,00,000 per beneficiary for self-employment, from a listed set of activities
§4Norms — pattern of assistance
- Grant max ₹2,00,000 in 3 instalments: 25%, 50%, 25% of project cost; next instalment only after use of previous
- 1st instalment for toolkit/machine purchase
- 5% per unit spent on training and Project Monitoring Agency support
- Selection by computerised randomisation; 20% waiting list; selection in proportion to poor families by category (caste survey data)
§5Documents
Not published
The guideline does not list the documents. Ask the portal or bank before you apply — we do not make up lists.
§6How to apply
- 1
Online application on the MMUY/Udyami portal when invited
- 2
Computerised randomisation
§7Pros and cons
Merits
- Pure grant - no loan to repay
Demerits
- Lottery selection
- Income certificate below ₹6,000/month needed
→Related schemes
Need help with BLUY?
Eligibility check, DPR and application file — ask us on WhatsApp.
Our interestHelp is our paid service. You can also apply for the scheme yourself.
¶Sources
- Dept of Industries, Bihar - Bihar Laghu Udyami Yojana resolution and guideline
- Udyami Bihar portal (MMUY / BLUY notices)
Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.
