§1Who it is for

  • Permanent residents of Bihar, 18-50 years, 10+2 / ITI / polytechnic pass, starting a unit from the approved project list

Useful if

Bihar residents 18-50 with 10+2/ITI starting a small listed project up to ₹10 lakh.

Do not spend time on it if

People wanting a custom or larger project, or those who missed the yearly window.

§2Eligibility

Permanent resident of Bihar

  1. At least 10+2/Intermediate, ITI, polytechnic diploma or equivalent
  2. Age 18 to 50 years
  3. Unit must be proprietorship, partnership, LLP or Pvt Ltd company; proprietorship on own PAN
  4. SC/ST component: only SC/ST men/women
  5. Ati Pichhda Varg component: only EBC (BC-01) men/women; minority applicants not eligible
  6. Mahila component: women of all categories
  7. Yuva component: only general and BC (BC-02) men; minority applicants not eligible
  8. Alpsankhyak component: minority men/women
  9. Divyangjan component: 40%+ disability with UDID card
  10. Unit must be set up in the applicant's home district; project choice cannot be changed later
  11. Only projects from the approved list; medical lab project needs DMLT/BMLT certificate

§3Benefits

  • Up to ₹10 lakh per project: 50% of project cost up to ₹5 lakh as grant + remaining 50% up to ₹5 lakh as interest-free loan (Yuva Udyami component: loan at 1% interest)

§4Norms — pattern of assistance

  1. Max assistance ₹10.00 lakh as per departmental model DPR
  2. 50% of project cost up to ₹5.00 lakh grant; 50% up to ₹5.00 lakh interest-free loan (1% interest for Yuva Udyami Yojana)
  3. Paid in 3 instalments to the unit's current account; 6-day non-residential training before 1st and 2nd instalments (2 chances each)
  4. Utilisation certificate within 90 days of each instalment
  5. Up to 25% of machinery cost may be spent at beneficiary's choice (with GST bill); payments above ₹40,000 only by online modes
  6. Loan repayment starts one year after 2nd/3rd instalment via Udyami portal; misuse recovered under PDR Act
  7. 2025-26 target: 2,000 per component for 4 components (8,000) + 1,247 minority + 100 Divyangjan = 9,347

§5Documents

Tick each one as you get it ready.

Permanent residence certificate

Signature

§6How to apply

  1. 1

    Apply online on udyami.bihar.gov.in during the notified window

  2. 2

    Provisional selection by computerised randomisation against district targets

  3. 3

    Document scrutiny at HQ; final selection; training; instalments

§7Pros and cons

Merits

  • Half the project cost is a grant, not a loan
  • Loan part is interest-free (1% for Yuva component)

Demerits

  • Selection is by computerised lottery - eligible applicants may not be selected
  • Only listed model projects; unit must be in home district
  • Short yearly application window (about 3-4 weeks in 2026)

→Related schemes

Need help with MMUY?

Eligibility check, DPR and application file — ask us on WhatsApp.

Our interestHelp is our paid service. You can also apply for the scheme yourself.

Sources

  1. Udyami Bihar - MMUY 2025-26 application/selection process and scheme summary (Annexure-II)
  2. Udyami Bihar portal (MMUY / BLUY notices)

Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.