§1Who it is for
- MSMEs taking loans or land/plot/shed deeds
Useful if
Units buying/leasing industrial land or taking loans
§2Eligibility
- Loan documents (agreements, credit, mortgage, hypothecation deeds) with SFC, banks, RRBs, co-op banks, KVIB/KVIC, SC/ST and Minority Development Corporations - first 5 years only
- Land deeds (lease, lease-cum-sale, sub-lease, transfer of leasehold, sale) with KIADB, KSSIDC, KEONICS, co-ops, approved private estates, food parks, GoK/GoI SPVs
- Working capital loan stamp duty only till 3 years from commercial production
§3Benefits
- Stamp duty: Zone 1 and 2 - 100% (general and special); Zone 3 - nil (general), 75% (special)
- Registration charges: Rs.1 per Rs.1,000 in Zones 1-2; Zone 3 only for special category
§4Norms — pattern of assistance
- As per zone table
§5Documents
Tick each one as you get it ready.
§6How to apply
- 1
Apply to DIC with general documents
§7Pros and cons
Merits
- Full waiver in 231 of 240 taluks (Zones 1-2)
Demerits
- Exemption not yet effective under IP 2025-30 pending Stamp Act amendment (operative guidelines)
→Related schemes
Need help with KA stamp duty?
Eligibility check, DPR and application file — ask us on WhatsApp.
Our interestHelp is our paid service. You can also apply for the scheme yourself.
¶Sources
Checked on 18 October 2026. For information only — confirm with the department or bank. Spotted a mistake? Report it.
